Nexxt Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

Rewards
Lifestyle
Fuel
Best For: Shoppers who prefer flexible payment options at stores, Movie lovers, Regular fuel spenders

Nexxt Credit Card

Rewards Structure

Base Reward Rate

0.67% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹2,500 /monthly

Pros

  • Unique interactive LED card for flexible POS payment options
  • 2 free movie tickets per month via BookMyShow
  • 1% fuel surcharge waiver at all petrol pumps
  • EMI option directly at POS without prior setup
  • Reward points redeemable at POS in real-time

Cons

  • EMI and Rewards buttons only work at POS, not online/ATM/IVR
  • Minimum 500 reward points needed to use Pay by Rewards
  • Cash redemption of reward points capped at 2500 points per calendar month (effective Sept 2024)
  • Club Vistara Airmiles redemption discontinued from Oct 2024
  • InterMiles redemption discontinued from Jan 2025

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

EMI/Rewards button cannot be used for online, MOTO, IVR, Samsung Pay, or ATM transactions

Maximum reward points for cash redemption capped at 2500 per calendar month from Sept 2024

Welcome gifts available only at select fee points

Key Benefits & Features

Interactive card with in-built LED lights to switch between EMI, Reward Points, or Credit payment at POS

Notable Exclusions

EMI and Rewards button options do not apply to online, MOTO, IVR, Samsung Pay, and ATM cash withdrawal transactionsReward points cash credit redemption capped at 2500 points per calendar monthReward Points redemption towards Club Vistara Airmiles discontinuedReward Points redemption towards InterMiles discontinued

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Nexxt Credit Card

The IndusInd Bank Nexxt Credit Card represents a bold leap forward in payment technology, earning its title as India's first interactive credit card. Featuring built-in LED lights and interactive buttons, this next-generation card empowers cardholders to seamlessly switch between multiple payment options — EMI, Reward Points, or Credit — directly at point-of-sale terminals, offering unmatched flexibility at their favourite stores. On the rewards front, cardholders earn 1 Reward Point for every ₹150 spent. These points can be redeemed in a variety of ways, including through IndusMoments, the Pay with Rewards feature, airline miles via KrisFlyer, or as cash credit. However, from 1st September 2024, cash redemptions are capped at 2,500 reward points per calendar month. Beyond rewards, the Nexxt Credit Card delivers lifestyle and everyday value through two complimentary movie tickets worth up to ₹200 each month when booked via BookMyShow, making it a strong pick for movie enthusiasts. Frequent drivers also benefit from a 1% fuel surcharge waiver at petrol pumps across India. Classified as a Premium card, the Nexxt Credit Card is ideally suited for shoppers who value payment flexibility, movie lovers seeking regular entertainment perks, and individuals looking to reduce fuel costs on everyday commutes.

Expert Review

Our Verdict

India's first interactive credit card with LED buttons for flexible EMI, rewards, or credit payments at POS.

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