Mojo Platinum Credit Card

The Kotak Mojo Platinum Credit Card is designed to make every rupee spent more rewarding, with a tagline that promises to "Raise Your Life Game." Built for online shoppers, frequent travelers, and fuel spenders, this Visa-powered card offers a compelling blend of lifestyle and everyday benefits. Cardholders earn unlimited 2.5 Mojo points for every Rs. 100 spent online and 1 Mojo point per Rs. 100 on all other eligible spends, making it especially attractive for those who shop digitally. Beyond rewards, the card delivers meaningful travel perks, including 8 complimentary airport lounge visits annually within India, capped at 2 per quarter. Fuel enthusiasts benefit from a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000, with a maximum annual waiver of Rs. 3,500. Railway surcharge waivers are also available for IRCTC transactions. A quarterly milestone bonus of 2,500 Mojo points is available for spending Rs. 75,000 during the first year of card issuance. Fee waivers add further value — the joining fee of Rs. 1,000 is waived on spending Rs. 30,000 within the first 90 days, while the annual fee is waived upon reaching Rs. 1 lakh in yearly spends. Additional features include EMV chip security, a 6-digit PIN, add-on card options, and a priority callback service, making this a well-rounded card for active spenders.