Legend Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Rewards
Travel
Lifestyle
Best For: Frequent international travellers, Those seeking lifestyle and dining privileges, Weekend shoppers

Legend Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Pros

  • Lifetime-free card
  • Double reward points on weekends
  • 1.8% discounted foreign currency mark-up
  • Comprehensive travel insurance
  • Global concierge service
  • Priority Pass access to 600+ lounges worldwide
  • Buy 1 Get 1 free on movie tickets via BookMyShow
  • 1% fuel surcharge waiver

Cons

  • Lounge access being discontinued from 7th March 2025
  • Fuel transactions do not accrue reward points (effective April 2018)
  • Medical, Automobiles & Telecom transactions earn only 1 reward point per ₹100 (from Jan 2022)
  • Free movie ticket capped at ₹200
  • Only 1 free movie ticket per month (from June 2023, reduced from 3)

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Welcome gifts available at select fee points only

Reward points revised for select merchant categories from August 2019

Club Vistara Airmiles redemption discontinued from 31st Oct 2024

InterMiles redemption discontinued from 21st January 2025

Key Benefits & Features

Weekend bonus: 2 reward points per ₹100 spent on Saturday & Sunday; 1 reward point per ₹100 on weekdays

Welcome gifts: Montblanc experience or Vouchagram/Vouchagram Premium vouchers (select fee points only)

Notable Exclusions

No reward points on fuel transactionsMedical, Automobiles & Telecom transactions earn only 1 reward point per ₹100 on both weekdays and weekendsRewards program revised for select merchant categories

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Legend Credit Card

The IndusInd Bank Legend Credit Card is a premium, lifetime-free credit card designed to deliver world-class privileges across travel, dining, and shopping. Crafted for those who appreciate the finer things in life, the card offers access to a curated selection of luxury brands and experiences, serving cardholders with nothing but the best. It comes with a discounted foreign currency mark-up of 1.8% and a 1% fuel surcharge waiver, making it a practical companion for frequent travellers and daily spenders alike. On the rewards front, cardholders earn 1 reward point for every ₹100 spent on weekdays and 2 reward points for every ₹100 spent on weekends, encouraging regular use. A bonus of 4,000 reward points is available upon spending ₹6,00,000 or more within a year of card issuance. Earned points can be redeemed through IndusMoments, Pay with Rewards, Singapore Airlines KrisFlyer miles, or Air India Maharaja Club points, offering flexible and rewarding redemption options. Beyond rewards, the Legend Credit Card unlocks an array of lifestyle benefits including a premium Montblanc experience, concierge services, auto assist, and exclusive Vouchagram offers. It is ideally suited for frequent international travellers, lifestyle enthusiasts, and weekend shoppers looking for a feature-rich card that combines everyday value with luxurious privileges.

Expert Review

Our Verdict

Lifetime-free card with reward points on every spend, travel privileges, concierge & dining benefits.

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