
Joining Fee
Free
Annual Fee
Rs. 0 + Taxes
Legend Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.25
Pros
- Lifetime-free card
- Double reward points on weekends
- 1.8% discounted foreign currency mark-up
- Comprehensive travel insurance
- Global concierge service
- Priority Pass access to 600+ lounges worldwide
- Buy 1 Get 1 free on movie tickets via BookMyShow
- 1% fuel surcharge waiver
Cons
- Lounge access being discontinued from 7th March 2025
- Fuel transactions do not accrue reward points (effective April 2018)
- Medical, Automobiles & Telecom transactions earn only 1 reward point per ₹100 (from Jan 2022)
- Free movie ticket capped at ₹200
- Only 1 free movie ticket per month (from June 2023, reduced from 3)
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Welcome gifts available at select fee points only
Reward points revised for select merchant categories from August 2019
Club Vistara Airmiles redemption discontinued from 31st Oct 2024
InterMiles redemption discontinued from 21st January 2025
Key Benefits & Features
Weekend bonus: 2 reward points per ₹100 spent on Saturday & Sunday; 1 reward point per ₹100 on weekdays
Welcome gifts: Montblanc experience or Vouchagram/Vouchagram Premium vouchers (select fee points only)
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
About Legend Credit Card
The IndusInd Bank Legend Credit Card is a premium, lifetime-free credit card designed to deliver world-class privileges across travel, dining, and shopping. Crafted for those who appreciate the finer things in life, the card offers access to a curated selection of luxury brands and experiences, serving cardholders with nothing but the best. It comes with a discounted foreign currency mark-up of 1.8% and a 1% fuel surcharge waiver, making it a practical companion for frequent travellers and daily spenders alike. On the rewards front, cardholders earn 1 reward point for every ₹100 spent on weekdays and 2 reward points for every ₹100 spent on weekends, encouraging regular use. A bonus of 4,000 reward points is available upon spending ₹6,00,000 or more within a year of card issuance. Earned points can be redeemed through IndusMoments, Pay with Rewards, Singapore Airlines KrisFlyer miles, or Air India Maharaja Club points, offering flexible and rewarding redemption options. Beyond rewards, the Legend Credit Card unlocks an array of lifestyle benefits including a premium Montblanc experience, concierge services, auto assist, and exclusive Vouchagram offers. It is ideally suited for frequent international travellers, lifestyle enthusiasts, and weekend shoppers looking for a feature-rich card that combines everyday value with luxurious privileges.
Our Verdict
Lifetime-free card with reward points on every spend, travel privileges, concierge & dining benefits.
Frequently Asked QuestionsAbout Legend Credit Card
FEESIs the IndusInd Bank Legend Credit Card a lifetime-free card?
REWARDSHow many reward points do I earn on weekend and weekday spends?
REWARDSDo fuel transactions earn reward points on the Legend Credit Card?
REWARDSHow are reward points earned on Medical, Automobiles, and Telecom transactions?
REWARDSWhat are the bonus reward point offers available on the Legend Credit Card?
USAGEHow can I redeem the reward points earned on my Legend Credit Card?
BENEFITSWhat is the movie ticket offer available on the Legend Credit Card?
BENEFITSDoes the Legend Credit Card offer airport lounge access?
INTERNATIONALWhat is the foreign currency mark-up fee on the Legend Credit Card?
BENEFITSWhat travel insurance coverage does the Legend Credit Card offer?
BENEFITSWhat concierge services are available with the Legend Credit Card?
BENEFITSWhat welcome gifts are available with the Legend Credit Card?
APPLICATIONHow do I apply for the IndusInd Bank Legend Credit Card?
BENEFITSWhat is the fuel surcharge waiver benefit on the Legend Credit Card?
OTHERWhat categories does the Legend Credit Card cater to?
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