Joining Fee

₹500

Annual Fee

Rs. 1500 (Reversed on annual spends of Rs. 2 Lakhs)

Add-on Card Fee

₹250 per supplementary card

Kotak Bank

Rewards

Lifestyle

Shopping

Best For: Shoppers seeking high reward points, Frequent fuel and railway travellers, Movie enthusiasts

League Platinum Credit Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹0.25

Pros

Up to 8 reward points per ₹150 spent
5,000 joining reward points worth ₹500
Fuel surcharge waiver up to ₹3,500 annually
Railway surcharge waiver up to ₹500 annually
Free PVR movie tickets on milestone spends
Lifetime free card option available

Cons

Fuel transactions do not earn reward points
Railway transactions do not earn reward points
From June 2025, reward points on wallet load, gaming, insurance, government, rent, education and fuel will be discontinued
Utility spend reward points capped at ₹35,000 per statement cycle from June 2025
PVR redemption only available online, not at box office

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points on utilities capped at ₹35,000 per statement cycle from June 2025

No reward points on fuel, wallet load, gaming, insurance, government, rent, and education spends from June 2025

PVR ticket difference above ₹400 must be paid by cardholder

PVR tickets not applicable for customers in non-PVR cities

Milestone claims must be made within 3 months after the program period ends

Joining gift only applicable for league joining fee variant

Key Benefits & Features

Railway surcharge waiver for IRCTC and Indian Railways Booking Counter transactions; max ₹500 per calendar year

Joining gift of 5,000 reward points worth ₹500 on realization of joining fee

League Priority Assist: SMS 'KASSIST' to 5676788 for a callback within 30 minutes

Add-on card with configurable spend limits and separate spend tracking

Notable Exclusions

No reward points on fuel transactionsNo reward points on wallet load, online skill-based gaming, insurance, government, rent, education spendsUtility spend reward points only earned up to ₹35,000 per statement cycleExcluded spend categories (fuel, wallet, gaming, insurance, govt, rent, education) not counted toward milestone benefitsRailway transactions do not earn reward points

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 6 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About League Platinum Credit Card

The Kotak League Platinum Credit Card is designed for shoppers and lifestyle enthusiasts seeking a rewarding credit experience. At its core, the card offers up to 8 reward points for every Rs. 150 spent, with higher-spending cardholders earning 8 points across all categories once annual spends cross Rs. 2 lakhs. New cardholders also receive a welcome bonus of 5,000 reward points worth Rs. 500 upon joining, making it immediately rewarding from day one. Beyond shopping rewards, the card caters to frequent travellers with a 1% fuel surcharge waiver of up to Rs. 3,500 annually and a railway surcharge waiver of up to Rs. 500 per calendar year on IRCTC and Indian Railways booking counter transactions. Movie lovers benefit from the milestone programme, which rewards cardholders who spend Rs. 1,25,000 every six months with up to 4 free PVR movie tickets or 10,000 reward points, redeemable for flights, merchandise, and more. Additional perks include an add-on card facility with customisable spend limits, priority customer callback service via SMS, and fraud protection coverage. Reward points can be redeemed across a wide range of options including air tickets, movie tickets, and mobile recharges, making the League Platinum Credit Card a versatile companion for everyday spending and travel needs alike.

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