Kotak Infinite Credit Card

The Kotak Infinite Credit Card is an exclusive, invite-only credit card specifically designed for Kotak Private Banking clients who settle for nothing but the best. Tailored for top-tier customers with high spending power and discerning lifestyles, the card features a truly personalized touch — each card carries a unique, hand-crafted illustration of the cardholder's image on its face. With a minimum credit limit of Rs. 10 Lakhs and options for instant credit limit increases, this card is built to support a life of luxury and high-value spending. The card delivers an impressive suite of premium benefits, including complimentary golf tee-offs at some of India's and the world's finest golf courses — two rounds per month for the cardholder, plus two complimentary guest rounds once per quarter. Cardholders also enjoy 800 bonus reward points monthly, four complimentary domestic lounge visits per quarter, and access to premium concierge services covering hotel reservations, flight ticketing, event bookings, and spa referrals. Additional perks include a 1% fuel surcharge waiver, railway surcharge waivers, a competitive 2% foreign currency markup fee, and multiple reward redemption options such as cash, airline tickets, air miles, and luxury brand vouchers. With no joining or annual fees, the Kotak Infinite Credit Card represents the pinnacle of exclusive, lifestyle-first banking for India's most distinguished clientele.