Kotak IndiGo 6E Rewards XL Credit

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Travel
Rewards
Best For: Frequent IndiGo flyers, Travellers seeking airline co-branded rewards

Kotak IndiGo 6E Rewards XL Credit

Rewards Structure

Base Reward Rate

6% on spends

Point Value

1 Point = ₹1

Points Validity

24 Months

Pros

  • 6% rewards on IndiGo flight bookings
  • 3 points per ₹100 on dining, grocery and entertainment
  • Welcome ticket worth ₹3,000
  • Welcome 6E Prime add-on worth ₹1,099
  • 8 complimentary lounge accesses per year

Cons

  • Rewards valid only for 24 months from card issuance date
  • No rewards on rent, wallet, education and government spends
  • No rewards on group, corporate, SME and agent IndiGo bookings
  • Card is discontinued for new applications

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Welcome benefits not available if joining fee is waived

Rewards not earned on MCC codes: 6513, 6540, 8211, 8220, 8241, 8244, 8249, 8299, 9211, 9222, 9311, 9399, 9402, 9405, 9950

Welcome benefit credited within 60 days of eligibility

Key Benefits & Features

6E Prime add-on worth ₹1,099 as welcome benefit - priority check-in, choice of seats, complimentary meals and assistance

Eligibility Criteria

Occupation

SALARIED

Notable Exclusions

No 6E Rewards on rent, wallet, education and government spends

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Kotak IndiGo 6E Rewards XL Credit

The Kotak IndiGo 6E Rewards XL Credit Card is a co-branded travel credit card designed for frequent IndiGo flyers who want to maximise their airline rewards. Now discontinued for new applications, this card offered an elevated rewards experience built around IndiGo travel bookings, everyday spending, and exclusive travel perks. Cardholders earned 6E Reward points on every transaction, with accelerated earning rates across key categories: 6 points per ₹100 spent on IndiGo bookings, 3 points per ₹100 on dining, grocery, and entertainment, and 2 points per ₹100 on all other eligible spends. These points could be redeemed directly while booking IndiGo flights, offering straightforward and practical value for air travellers. Welcome benefits included a ticket voucher worth ₹3,000 and a 6E Prime add-on worth ₹1,099, covering priority check-in, choice of seat, complimentary meals, and baggage assistance, provided cardholders completed at least three transactions in each of the first three statement cycles after paying the joining fee. Beyond flight rewards, the card delivered lifestyle benefits including complimentary access to domestic airport lounges eight times per year, with two visits permitted per calendar quarter. Reward points remained valid for 24 months from the date of card issuance, giving cardholders ample time to accumulate and redeem their benefits on future IndiGo travel.

Expert Review

Our Verdict

Best co-branded IndiGo card with 6% rewards on flights, lounge access & rich welcome benefits.

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