Kotak Biz Edge Credit Card

The Kotak Biz Edge Credit Card is designed for today's business owners and entrepreneurs who want to maximize rewards on their essential business spends. With a joining and annual fee of ₹999, the card offers accelerated earning potential across categories that matter most to modern professionals, including tax payments, utility bills, insurance premiums, office supplies, telecom services, and fuel. Cardholders earn 10 reward points for every ₹150 spent on these business essentials, as well as on SaaS-related spends through Kotak's partnership with the Nuclei platform, and on flight and hotel bookings made via Kotak Unbox. What sets this card apart is its targeted approach to business spending, combining practical financial tools with rewarding outcomes. The 55-day interest-free period supports better cash flow management, while the annual fee waiver on spends of ₹2 lakh within an anniversary year adds further value. Reward points are valued at ₹0.25 each when redeemed through the Kotak Unbox platform, where cardholders can use points to cover up to 80% of cart value. With a 3.75% monthly interest rate and a 3.50% forex mark-up on international transactions, the Kotak Biz Edge Credit Card serves entrepreneurs and business travelers looking for a single card that rewards their everyday business and travel expenditures efficiently.