Intermiles Voyage Visa Credit Card

Joining Fee

₹5,000

Annual Fee

Rs. 5000 + Taxes

Travel
Rewards
Lifestyle
Best For: Frequent flyers, International travelers, InterMiles loyalty program members

Intermiles Voyage Visa Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹50,000 /annually

Pros

  • Accelerated InterMiles on weekend spends (up to 6 miles per Rs.100)
  • Complimentary Priority Pass for cardholder and partner
  • Comprehensive travel insurance cover
  • Welcome and renewal InterMiles bonus
  • 1% fuel surcharge waiver
  • Buy 1 Get 1 free movie tickets monthly
  • 24/7 concierge service

Cons

  • InterMiles earning capped at 50,000 per year
  • Additional fee of Rs.7,500 plus GST to uncap annual earning limit
  • Product discontinued for new sourcing

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Annual InterMiles earning capped at 50,000 unless uncapping fee of Rs.7,500 + GST is paid

Priority Pass not applicable on InterMiles Voyage American Express Card variant

Rewards program revised for select merchant categories from August 2019

Card discontinued for new customers

Key Benefits & Features

Auto Assist: 24x7 roadside emergency service including towing, flat tyre, emergency fuel, battery service, accident management in 6 major cities

2X Bonus InterMiles on shopping on brands like Amazon via intermiles.com

About Intermiles Voyage Visa Credit Card

The IndusInd Bank InterMiles Voyage Visa Credit Card is designed for travel enthusiasts and frequent flyers who want to maximize rewards on every spend. Cardholders earn up to 4 InterMiles per INR 100 spent on flight bookings via intermiles.com and hotel bookings via interbook.intermiles.com on weekdays, with that rate jumping to 6 InterMiles per INR 100 on weekends. All other spends earn 2 InterMiles on weekdays and 3 on weekends. New cardholders receive a welcome bonus of 2,000 InterMiles, a flight discount voucher worth INR 750, and a hotel discount voucher worth INR 1,500. Beyond earning rewards, the card delivers exceptional travel benefits including complimentary Priority Pass membership granting access to over 600 airport lounges worldwide, comprehensive travel insurance covering lost baggage, delayed baggage, passport loss, and missed connections, plus a Travel Plus program offering additional lounge usage benefits. Entertainment perks include a buy-one-get-one-free movie ticket offer through BookMyShow each month. Cardholders also benefit from a 24-hour concierge service for travel planning, hotel reservations, and event bookings, alongside a 1% fuel surcharge waiver at petrol stations across India. InterMiles can be redeemed for flights, hotels, electronics, gift vouchers, and more through the InterMiles reward store. Please note this card has been discontinued for new applications and is referenced only for existing cardholders.

Expert Review

Our Verdict

Earn InterMiles on every spend with 2X rewards on flights & hotels, plus Priority Pass & travel insurance.

Frequently Asked QuestionsAbout Intermiles Voyage Visa Credit Card

OTHERIs the InterMiles Voyage Visa Credit Card still available for new applicants?
No, the InterMiles IndusInd Bank Voyage Visa Credit Card has been discontinued for new sourcing. It is currently displayed only as a reference for existing IndusInd Bank InterMiles Credit Card holders. If you are an existing cardholder and need assistance, you can write to IndusInd Bank or call 1860 267 7777.
BENEFITSWhat welcome benefits do I get with the InterMiles Voyage Visa Credit Card?
As a welcome benefit, you receive 2,000 bonus InterMiles credited to your InterMiles membership account. You also get a flight discount voucher worth Rs. 750 for bookings via intermiles.com and a hotel discount voucher worth Rs. 1,500 for bookings via interbook.intermiles.com. These benefits help you kick-start your rewards journey right from card activation.
REWARDSHow many InterMiles can I earn on my spends?
You can earn InterMiles based on spend category and day of the week. For flights booked via intermiles.com and hotels via interbook.intermiles.com, you earn 4 InterMiles per Rs. 100 on weekdays and 6 InterMiles per Rs. 100 on weekends. For all other spends, you earn 2 InterMiles per Rs. 100 on weekdays and 3 InterMiles per Rs. 100 on weekends. Weekdays are Monday to Friday; weekends are Saturday and Sunday.
REWARDSIs there a cap on how many InterMiles I can earn in a year?
Yes, InterMiles earning is capped at 50,000 InterMiles per year. If you wish to continue earning InterMiles beyond this limit, you can opt for an uncapping option by paying an additional annual fee of Rs. 7,500 plus applicable GST. This allows you to continue accumulating miles without any annual earning restriction.
USAGEHow can I redeem my InterMiles?
You can redeem your InterMiles in several ways: book flights and hotels on intermiles.com, get free fuel at select IOCL petrol pumps, or shop for electronics, gift vouchers, raffle tickets, and subscriptions on the Reward Store at rewardstore.intermiles.com. To explore redemption options, log in to your InterMiles account on intermiles.com and choose the option that best suits your needs.
BENEFITSWhat are the renewal benefits for the InterMiles Voyage Visa Credit Card?
On card renewal, you receive 2,500 bonus InterMiles credited to your InterMiles membership account. Additionally, you get a flight discount voucher worth Rs. 500 for bookings via intermiles.com and a hotel discount voucher worth Rs. 1,000 for bookings via interbook.intermiles.com. These renewal benefits help reward your continued association with the card.
BENEFITSWhat Priority Pass benefits are offered with this credit card?
The InterMiles Voyage Visa Credit Card offers a complimentary Priority Pass membership for both the primary cardholder and their partner. This gives access to over 600 airport lounges worldwide. The annual Priority Pass membership value is approximately USD 99 per person (USD 198 for two), which translates to approximately Rs. 9,900 in annual savings. The Travel Plus program also provides up to 8 complimentary lounge usages per year outside India.
BENEFITSWhat travel insurance cover is provided with the InterMiles Voyage Visa Credit Card?
The card provides comprehensive travel insurance through The Oriental Insurance Company Ltd. Coverage includes: Lost Baggage up to Rs. 1,00,000; Delayed Baggage up to Rs. 25,000; Loss of Passport up to Rs. 50,000; Lost Ticket up to Rs. 25,000; and Missed Connection up to Rs. 25,000. This insurance cover ensures peace of mind during your travels domestically and internationally.
BENEFITSDo I get any movie benefits with this credit card?
Yes, as an InterMiles IndusInd Bank Cardholder, you can avail a Buy 1 Get 1 free movie ticket offer through BookMyShow every month. You can avail up to 1 free ticket per month. The offer is valid on all theatres registered with BookMyShow across all major cities in India, making it a great perk for movie enthusiasts.
BENEFITSIs there a fuel surcharge waiver on the InterMiles Voyage Visa Credit Card?
Yes, the InterMiles Voyage Visa Credit Card offers a 1% fuel surcharge waiver at any fuel station across India. This benefit helps you save on every fuel transaction you make using the card. The estimated annual saving from fuel surcharge waiver is approximately Rs. 1,200. Terms and conditions apply, so please check the card's terms for specific eligibility conditions.
BENEFITSWhat concierge services are available with this credit card?
The card offers a 24/7 complimentary concierge service accessible from anywhere in the world by calling 1860 267 7777. Services include pre-trip travel assistance, hotel and flight reservations, sports and entertainment event bookings, exclusive event bookings, and flower and gift delivery worldwide. This premium service is designed to handle all your travel and lifestyle arrangements seamlessly.
BENEFITSWhat is the estimated annual savings value from the InterMiles Voyage Visa Credit Card benefits?
Based on a hypothetical estimate of expenses, the annual savings from card privileges (excluding InterMiles earned) are approximately Rs. 17,658. This includes Rs. 14,058 from Priority Pass membership for cardholder and partner, Rs. 2,400 from complimentary movie tickets, and Rs. 1,200 from fuel surcharge savings. Actual savings may vary based on individual usage patterns.
FEESWhat are the joining and annual fees for the InterMiles Voyage Visa Credit Card?
The specific joining and annual fee details for the InterMiles Voyage Visa Credit Card are not publicly listed on the card page. Since the card has been discontinued for new sourcing, fee information may no longer be applicable to new applicants. Existing cardholders should contact IndusInd Bank directly at 1860 267 7777 or write to the bank for details about any applicable charges.
BENEFITSWhat is the Total Protect feature on the InterMiles Voyage Visa Credit Card?
Total Protect is a security feature that covers you against unauthorized card transactions up to your credit limit. It covers unauthorized transactions due to loss or theft of the card (with 48-hour pre-reporting coverage), and counterfeit fraud where your card details may be copied to produce fake plastic. This feature is also available on add-on cards, ensuring comprehensive protection for all cardholders on your account.
OTHERHow can existing InterMiles Voyage Visa Credit Card holders get support?
Existing InterMiles IndusInd Bank Voyage Credit Card holders can reach out to IndusInd Bank for any assistance or queries by calling the customer care number 1860 267 7777, which is available 24/7. You can also write to the bank via email for support. The card page remains active as a reference resource for existing cardholders even though the product has been discontinued for new sourcing.

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