MyFinCards
InterMiles Voyage Amex Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

IndusInd Bank
Travel
Rewards
Lifestyle
Best For: Frequent flyers, International travellers, Travellers booking via intermiles.com

InterMiles Voyage Amex Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹50,000 /annually

Pros

  • Accelerated InterMiles on weekend spends (up to 8 miles per Rs 100)
  • 2,000 welcome InterMiles bonus
  • Access to 600+ airport lounges via Priority Pass
  • Comprehensive travel insurance cover
  • 1% fuel surcharge waiver
  • Buy 1 Get 1 free movie tickets on BookMyShow monthly
  • 24-hour concierge service
  • American Express dining offers up to 20% savings

Cons

  • Annual InterMiles earning capped at 50,000 InterMiles
  • Uncapping fee of Rs 7,500 plus GST to earn beyond cap
  • Priority Pass not applicable on the American Express variant
  • Product discontinued for new applicants

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

InterMiles earning capped at 50,000 per year; additional Rs 7,500+GST fee to uncap

Rewards program revised for select merchant categories from 1st August 2019

Priority Pass benefit not applicable on InterMiles Voyage American Express Card

Product discontinued for new sourcing

Key Benefits & Features

Auto Assist: 24x7 roadside emergency service including fuel delivery, flat tyre, towing, battery service in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata

Official Terms & Conditions

About InterMiles Voyage Amex Credit Card

The InterMiles Voyage Amex Credit Card from IndusInd Bank is a travel-focused rewards card designed for frequent flyers and global travellers who want to maximise every rupee spent. Cardholders earn up to 8 InterMiles per Rs. 100 spent on flights and hotels booked via intermiles.com and interbook.intermiles.com on weekends, and up to 4 InterMiles on all other weekend spends. A welcome bonus of 2,000 InterMiles is credited upon joining, along with flight and hotel discount vouchers, making it rewarding from day one. The card offers a compelling suite of travel benefits, including access to over 600 airport lounges worldwide through the Priority Pass program, comprehensive travel insurance covering lost baggage, delayed baggage, loss of passport, and missed connections. Cardholders also enjoy Buy One Get One free movie tickets on BookMyShow, a 1% fuel surcharge waiver at fuel stations across India, and a 24-hour concierge service for travel, hotel, flight, and entertainment bookings. Built on the American Express network, the card further unlocks exclusive dining offers with savings of up to 20% at participating restaurants across India, Asia, Europe, and the Middle East, along with American Express lounge access at select Indian airports. With an estimated annual savings value of over Rs. 25,000, this card delivers strong lifestyle and travel value for those who fly often and spend smart.

Expert Review

Our Verdict

Earn accelerated InterMiles on flights & hotels with exclusive travel perks and Priority Pass lounge access.

Frequently Asked QuestionsAbout InterMiles Voyage Amex Credit Card

OTHERIs the InterMiles Voyage Amex Credit Card still available for new applicants?
No, the InterMiles Voyage American Express Credit Card from IndusInd Bank has been discontinued for new applicants. The product is no longer available for new sourcing. It is only displayed as a reference for existing IndusInd Bank InterMiles Credit Card holders. Existing cardholders can continue to use their cards and enjoy the associated benefits. For any assistance or queries, existing customers can write to IndusInd Bank or call 1860 267 7777.
REWARDSHow many InterMiles do I earn on weekend spends?
On weekend spends (Saturday and Sunday), you can earn up to 8 InterMiles per Rs. 100 spent on flights booked via intermiles.com and hotels booked via interbook.intermiles.com. For all other weekend spends, you earn 4 InterMiles per Rs. 100. On weekdays (Monday to Friday), you earn 6 InterMiles per Rs. 100 on flight and hotel bookings via intermiles.com, and 3 InterMiles per Rs. 100 on all other spends. The transaction date is defined as the date on which you swipe your card.
REWARDSIs there a cap on the number of InterMiles I can earn annually?
Yes, you can earn InterMiles on spends capped at 50,000 InterMiles per year. If you wish to continue earning InterMiles beyond this limit, you can do so by paying an additional uncapping annual fee of Rs. 7,500 plus applicable GST. This allows you to earn unlimited InterMiles for the rest of the year without any restrictions on your spending rewards.
BENEFITSWhat welcome benefits do I get with the InterMiles Voyage Amex Credit Card?
As a new cardholder, you receive 2,000 bonus InterMiles as a welcome benefit. Additionally, you get a flight discount voucher worth Rs. 750 on booking flights via intermiles.com and a hotel discount voucher worth Rs. 1,500 on booking hotels via interbook.intermiles.com. On renewal, you receive 2,500 bonus InterMiles along with a flight discount voucher worth Rs. 500 and a hotel discount voucher worth Rs. 1,000.
USAGEHow can I redeem my InterMiles earned on this credit card?
You can redeem your InterMiles in multiple ways. These include booking flights and hotels on intermiles.com, getting free fuel at select IOCL petrol pumps, and redeeming across electronics, gift vouchers, raffle tickets, subscriptions, and more on the Reward Store at rewardstore.intermiles.com. To explore all redemption options, log in to your InterMiles account at intermiles.com and browse the available categories.
BENEFITSDoes the InterMiles Voyage Amex Card provide access to airport lounges?
Yes, the card offers access to over 600 airport lounges worldwide through the Priority Pass program. However, please note that the Priority Pass program is NOT applicable on the InterMiles Voyage American Express Card variant specifically. The card also provides access to American Express lounges at select airports in India including Ahmedabad, Delhi, Hyderabad, Chennai, Kolkata, Pune, and Bangalore through the American Express Lounge Access benefit.
BENEFITSWhat movie benefits are available with this credit card?
As an InterMiles IndusInd Bank cardholder, you can enjoy a Buy 1 Get 1 free movie ticket offer on BookMyShow. You can get one free movie ticket per month. This offer is valid on all theatres registered with BookMyShow across all major cities in India. The estimated annual value of this benefit is approximately Rs. 2,400. Terms and conditions apply for this offer.
BENEFITSWhat travel insurance benefits come with the InterMiles Voyage Amex Credit Card?
The card comes with a comprehensive travel insurance cover in partnership with The Oriental Insurance Company Ltd. The insurance includes: Lost baggage cover up to Rs. 1,00,000; Delayed baggage cover up to Rs. 25,000; Loss of passport cover up to Rs. 50,000; Lost ticket cover up to Rs. 25,000; and Missed connection cover up to Rs. 25,000. These covers are designed to protect you against common travel inconveniences.
BENEFITSIs there a fuel surcharge waiver on this credit card?
Yes, the InterMiles Voyage Amex Credit Card offers a 1% waiver on fuel surcharge at any fuel station across India. This benefit helps you save on every fuel transaction you make using the card. The estimated annual savings from this fuel surcharge waiver is approximately Rs. 1,200. Terms and conditions apply for availing this benefit.
BENEFITSWhat is the 24-hour concierge service offered with this card?
The card offers an exclusive 24-hour concierge service accessible from anywhere in the world. Services include pre-trip assistance with destination information and weather updates, hotel reservations, flight bookings, sports and entertainment bookings, exclusive event reservations, and flower and gift delivery arrangements worldwide. Additionally, Auto Assist provides 24x7 emergency roadside services including flat tyre, battery, fuel supply, towing, and accident management in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata. You can reach the Concierge Desk at 1860 267 7777.
BENEFITSWhat American Express dining benefits are available with this card?
As an American Express cardholder, you can save up to 20% on dining at hundreds of participating restaurants in India, Asia, Europe, and the Middle East. This offer is ongoing with no end date. To avail the discount, simply use your American Express card at the time of booking or bill payment. You can view the current list of participating restaurants and offers at americanexpress.co.in/diningoffers.
BENEFITSWhat is the estimated annual savings value of the InterMiles Voyage Amex Credit Card?
The estimated total annual savings from the card's key privileges is approximately Rs. 25,658. This includes Priority Pass membership for you and your partner worth Rs. 14,058, complimentary lounge access worth Rs. 8,000, complimentary movie tickets worth Rs. 2,400, and savings on fuel surcharge worth Rs. 1,200. These savings are in addition to the InterMiles you earn on your everyday spends.
BENEFITSWhat is the Total Protect feature on this credit card?
Total Protect is a security feature that covers you for an amount equivalent to your credit limit on the card, including add-on cards. It protects against unauthorised transactions in case of loss or theft of the card, covering a 48-hour period prior to reporting the loss to IndusInd Bank. It also covers counterfeit fraud, where your card details may be stolen to produce a fake card. This provides comprehensive protection against fraudulent usage of your card.
FEESWhat is the uncapping fee to earn InterMiles beyond the annual cap?
The annual InterMiles earning is capped at 50,000 InterMiles per year. If you want to continue earning InterMiles beyond this limit, you need to pay an uncapping annual fee of Rs. 7,500 plus applicable GST. Once you pay this uncapping fee, you can continue earning InterMiles on all your eligible spends without any further earning restrictions for that year.
OTHERHow can existing InterMiles Voyage Amex Credit Card holders get support?
Existing InterMiles Voyage Amex Credit Card holders from IndusInd Bank can reach out for assistance through multiple channels. You can call IndusInd Bank customer care at 1860 267 7777, which is also the Concierge Desk number available 24 hours. Alternatively, you can write to the bank via email for any queries or assistance related to your card. Since the product has been discontinued for new applicants, the bank continues to support existing cardholders.

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