Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

IndusInd Bank

Travel

Rewards

Lifestyle

Best For: Frequent flyers and travel enthusiasts, InterMiles loyalty program members, Weekend spenders seeking higher reward rates

InterMiles Odyssey Visa Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹75,000 /annually

Pros

High InterMiles earning rate of up to 8 miles per ₹100 on weekend travel bookings
15,000 welcome InterMiles bonus
Priority Pass membership for cardholder and partner
Complimentary Silver InterMiles membership
Buy 1 Get 1 movie ticket on BookMyShow up to 2/month
Comprehensive travel insurance cover
24/7 concierge service
Auto Assist roadside support

Cons

Card has been discontinued for new sourcing
InterMiles earning capped at 75,000 per year; uncapping requires ₹10,000 + GST additional fee
Priority Pass and Travel Plus Program not applicable on American Express variant

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Annual InterMiles cap of 75,000; additional fee of ₹10,000 + GST to uncap

Card is discontinued for new customers

Reward program revised for select merchant categories from August 2019

Key Benefits & Features

Auto Assist program: roadside repair, emergency fuel, flat tyre, lost keys, battery service, towing, accident & medical assistance in major cities

Complimentary Silver tier InterMiles membership

Uncapping of annual InterMiles cap available by paying ₹10,000 + GST per year

Earn 2X Bonus InterMiles on Amazon shopping via intermiles.com

Notable Exclusions

Rewards program revised for select merchant categories from 1st August 2019

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 7 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About InterMiles Odyssey Visa Credit Card

The InterMiles Odyssey Visa Credit Card from IndusInd Bank is a travel and lifestyle rewards card designed for frequent flyers, InterMiles loyalty program members, and those seeking elevated rewards on everyday and travel spending. As an InterMember, cardholders earn up to 6 InterMiles per INR 100 spent on flights booked via intermiles.com and hotels via interbook.intermiles.com on weekdays, rising to 8 InterMiles on weekends. All other spends earn 3 InterMiles on weekdays and 4 InterMiles on weekends, with a welcome bonus of 15,000 InterMiles upon joining. Beyond rewards, the card delivers a robust suite of travel benefits including a complimentary Silver-tier InterMiles membership, Priority Pass access to over 600 VIP lounges worldwide, two complimentary Visa airport lounge visits per quarter, and comprehensive travel insurance covering lost baggage, delayed baggage, missed connections, and passport loss. Entertainment perks include a buy-one-get-one free movie ticket offer via BookMyShow, valid up to twice monthly. Additional lifestyle benefits include a 24-hour concierge service, 1% fuel surcharge waiver at all fuel stations across India, Auto Assist roadside support in major cities, and Total Protect insurance covering unauthorized card transactions. The card's annual estimated savings in privileges, excluding InterMiles earned, are valued at approximately INR 28,058, making it a compelling choice for travel enthusiasts seeking well-rounded rewards and protections.

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