MyFinCards
InterMiles Odyssey Visa Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

IndusInd Bank
Travel
Rewards
Lifestyle
Best For: Frequent flyers and travel enthusiasts, InterMiles loyalty program members, Weekend spenders seeking higher reward rates

InterMiles Odyssey Visa Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹75,000 /annually

Pros

  • High InterMiles earning rate of up to 8 miles per ₹100 on weekend travel bookings
  • 15,000 welcome InterMiles bonus
  • Priority Pass membership for cardholder and partner
  • Complimentary Silver InterMiles membership
  • Buy 1 Get 1 movie ticket on BookMyShow up to 2/month
  • Comprehensive travel insurance cover
  • 24/7 concierge service
  • Auto Assist roadside support

Cons

  • Card has been discontinued for new sourcing
  • InterMiles earning capped at 75,000 per year; uncapping requires ₹10,000 + GST additional fee
  • Priority Pass and Travel Plus Program not applicable on American Express variant

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Annual InterMiles cap of 75,000; additional fee of ₹10,000 + GST to uncap

Card is discontinued for new customers

Reward program revised for select merchant categories from August 2019

Key Benefits & Features

Auto Assist program: roadside repair, emergency fuel, flat tyre, lost keys, battery service, towing, accident & medical assistance in major cities

Complimentary Silver tier InterMiles membership

Uncapping of annual InterMiles cap available by paying ₹10,000 + GST per year

Earn 2X Bonus InterMiles on Amazon shopping via intermiles.com

Notable Exclusions

Rewards program revised for select merchant categories from 1st August 2019

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About InterMiles Odyssey Visa Credit Card

The InterMiles Odyssey Visa Credit Card from IndusInd Bank is a travel and lifestyle rewards card designed for frequent flyers, InterMiles loyalty program members, and those seeking elevated rewards on everyday and travel spending. As an InterMember, cardholders earn up to 6 InterMiles per INR 100 spent on flights booked via intermiles.com and hotels via interbook.intermiles.com on weekdays, rising to 8 InterMiles on weekends. All other spends earn 3 InterMiles on weekdays and 4 InterMiles on weekends, with a welcome bonus of 15,000 InterMiles upon joining. Beyond rewards, the card delivers a robust suite of travel benefits including a complimentary Silver-tier InterMiles membership, Priority Pass access to over 600 VIP lounges worldwide, two complimentary Visa airport lounge visits per quarter, and comprehensive travel insurance covering lost baggage, delayed baggage, missed connections, and passport loss. Entertainment perks include a buy-one-get-one free movie ticket offer via BookMyShow, valid up to twice monthly. Additional lifestyle benefits include a 24-hour concierge service, 1% fuel surcharge waiver at all fuel stations across India, Auto Assist roadside support in major cities, and Total Protect insurance covering unauthorized card transactions. The card's annual estimated savings in privileges, excluding InterMiles earned, are valued at approximately INR 28,058, making it a compelling choice for travel enthusiasts seeking well-rounded rewards and protections.

Expert Review

Our Verdict

Earn up to 8 InterMiles per ₹100 on travel bookings via InterMiles with premium lounge & lifestyle perks.

Frequently Asked QuestionsAbout InterMiles Odyssey Visa Credit Card

OTHERIs the InterMiles Odyssey Visa Credit Card still available for new applicants?
No, the InterMiles IndusInd Bank Odyssey Credit Card has been discontinued for new sourcing. The card page is maintained only as a reference for existing cardholders. If you are an existing cardholder and need assistance or have any queries, you can write to IndusInd Bank or call them at 1860 267 7777.
BENEFITSWhat welcome benefits do I get with the InterMiles Odyssey Visa Credit Card?
As a welcome benefit, you receive 15,000 InterMiles bonus credited to your InterMiles Membership Account. Additionally, you get a flight discount voucher worth ₹1,500 on bookings via intermiles.com and a hotel discount voucher worth ₹2,500 on bookings via interbook.intermiles.com. These benefits help you kickstart your travel rewards journey right from the moment you receive your card.
REWARDSHow many InterMiles do I earn per ₹100 spent?
Your InterMiles earning depends on the type of spend and the day of the week. For flights booked via intermiles.com and hotels via interbook.intermiles.com, you earn 6 InterMiles per ₹100 on weekdays and 8 InterMiles per ₹100 on weekends. For all other spends, you earn 3 InterMiles per ₹100 on weekdays and 4 InterMiles per ₹100 on weekends. Weekdays are Monday to Friday and weekends are Saturday and Sunday.
REWARDSIs there a cap on the InterMiles I can earn in a year?
Yes, every cardholder can earn InterMiles on spends capped at 75,000 InterMiles per year. If you wish to continue earning InterMiles beyond this limit, you can avail of an uncapping service by paying an additional annual fee of ₹10,000 plus applicable GST. This allows you to earn unlimited InterMiles throughout the year without any restrictions.
USAGEHow can I redeem my InterMiles?
You can redeem your InterMiles in multiple ways: book flights and hotels on intermiles.com, get free fuel at select IOCL petrol pumps, or redeem across electronics, gift vouchers, raffle tickets, subscriptions, and more on the Reward Store at rewardstore.intermiles.com. To explore all redemption options, log in to your InterMiles account on intermiles.com and browse the available categories.
BENEFITSWhat movie benefits does the InterMiles Odyssey Visa Credit Card offer?
The card offers an exciting Buy 1 Get 1 movie ticket offer on BookMyShow. You can buy one movie ticket and get the second one absolutely free. You can avail of up to two free tickets per month. This offer is valid on all theatres registered with BookMyShow across all major cities in India, making it a great perk for movie enthusiasts.
BENEFITSWhat is the Priority Pass Program offered with this card?
The InterMiles Odyssey Visa Credit Card provides a Priority Pass Program that grants access to over 600 VIP lounges across the world. The membership is offered for both the primary cardholder and their partner, with a combined annual value of approximately USD 198 (around ₹9,900). Please note that this benefit is not applicable on the InterMiles Odyssey American Express Card variant.
BENEFITSWhat travel insurance coverage does the card provide?
The InterMiles Odyssey Visa Credit Card provides comprehensive travel insurance in association with The Oriental Insurance Company Ltd. Coverage includes: Lost Baggage up to ₹1,00,000; Delayed Baggage up to ₹25,000; Loss of Passport up to ₹50,000; Lost Ticket up to ₹25,000; and Missed Connection up to ₹25,000. This ensures you are well-protected during your travels both domestically and internationally.
BENEFITSWhat is the Travel Plus Program and what does it offer?
The Travel Plus Program is a travel assist program that complements the Priority Pass. It offers a maximum of 8 complimentary lounge usages per year outside India, valued at $27 per visit. The program also includes travel insurance coverage. Enrolment fees are ₹5,000 per annum (effective 15th October 2013), with estimated annual savings of approximately ₹12,960. Note that this program is not applicable on the InterMiles Odyssey American Express Card variant.
BENEFITSWhat airport lounge access does the Visa variant of the card offer?
With the InterMiles IndusInd Bank Odyssey Visa Credit Card, you get two complimentary Visa airport lounge visits per quarter within India. The lounges offer comfortable seating, free Wi-Fi, widescreen TVs, gourmet meals, and bar services. This benefit is exclusive to the Visa variant of the card. You can visit the card's benefits page for a full list of eligible lounges and their facilities.
BENEFITSDoes the card offer any fuel surcharge waiver?
Yes, the InterMiles Odyssey Visa Credit Card provides a 1% waiver on fuel surcharge across all fuel stations in India. This benefit can contribute to meaningful savings over time, especially for cardholders who frequently fuel their vehicles. The estimated annual savings on fuel surcharge is approximately ₹1,200. Terms and conditions apply, so please check the bank's website for full details.
BENEFITSWhat concierge services are available with the InterMiles Odyssey Visa Credit Card?
The card offers a 24/7 complimentary concierge service accessible from anywhere in the world. Services include pre-trip assistance, hotel and flight reservations, sports and entertainment ticket bookings, exclusive event reservations, and flower and gift deliveries. The concierge team can assist with both business and personal needs. To avail of these services, cardholders can call the Concierge Desk at 1860 267 7777.
BENEFITSWhat is the Auto Assist roadside support service?
Auto Assist is a 24/7 roadside support program for IndusInd Bank cardholders. It covers roadside repair services, emergency fuel supply (up to 5 litres), flat tyre assistance, lost key locksmith support, battery repair or replacement, emergency towing, and accident management with medical assistance. This service is currently available in Mumbai, Delhi, Bangalore, Pune, Chennai, and Kolkata. Call 1860 267 7777 to avail these services.
FEESWhat renewal benefits does the card offer?
Upon card renewal, you receive 5,000 InterMiles credited to your account. Additionally, you get a flight discount voucher worth ₹1,000 on bookings via intermiles.com and a hotel discount voucher worth ₹2,000 on bookings via interbook.intermiles.com. These renewal benefits help you continue enjoying travel privileges and savings even as you renew your card each year.
OTHERWhat fraud protection does the InterMiles Odyssey Visa Credit Card offer?
The card offers a Total Protect program that covers you for an amount equivalent to the credit limit on your Primary and Add-on Credit Card. It protects against unauthorized transactions in case of card loss or theft, covering transactions up to 48 hours prior to reporting the loss. It also provides coverage against counterfeit fraud, where stolen card details are used to produce fraudulent cards. Terms and conditions apply.

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