
Joining Fee
Free
Annual Fee
Rs. 0 + Taxes
IndusInd Bank Tiger Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.4
Earning Cap
₹5,000 /monthly
Pros
- Lifetime free card with no annual fee
- Accelerated rewards up to 6X on spends above ₹5 lakh anniversary year
- Discounted forex mark-up of only 1.5%
- Golf privileges (4 games/lessons per year)
- Domestic and international lounge access
- Reward points redeemable as cash credit or KrisFlyer air miles
- Total Protect insurance cover up to credit limit
Cons
- Accelerated reward points not earned on fuel, utility bills, insurance, government services, education, real estate and rental payments
- Fuel transactions earn zero reward points
- Maximum reward points for cash redemption capped at 5000 per calendar month (effective 1st Sep 2024)
- Club Vistara airmiles redemption discontinued from 31st Oct 2024
- InterMiles redemption discontinued from 21st Jan 2025
- International lounge access limited to only 2 visits per year
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward points capped at 5000 per calendar month for cash redemption
No reward points on fuel, utility, insurance, government, education, real estate and rental spends
Accelerated rewards based on anniversary year cumulative slabs, not monthly
International lounge access only 2 visits per year via Priority Pass
Key Benefits & Features
Auto Assist: roadside repair, emergency fuel (up to 5L), flat tyre, locksmith, battery service
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
About IndusInd Bank Tiger Credit Card
The IndusInd Bank Tiger Credit Card is a co-branded credit card issued in partnership with Tiger Fintech Private Limited, a Bajaj Capital Group Company, designed for those who seek to set themselves apart through a rewarding and privileged lifestyle. The card's centrepiece is its Magnificent Rewards Program, which offers up to 6 accelerated reward points for every ₹100 spent based on slab-wise annual spending tiers. Points can be redeemed as cash credit at ₹0.40 per point, converted to KrisFlyer miles, or used against vouchers for shopping, dining, travel, and entertainment through the IndusMoments portal. Beyond rewards, the card delivers a well-rounded suite of lifestyle and travel benefits. Cardholders enjoy one complimentary golf game or lesson per quarter at select courses across India, along with 2 complimentary domestic lounge visits per quarter and 2 international lounge visits annually via Priority Pass. Entertainment perks include one complimentary movie ticket worth up to ₹500 on BookMyShow every six months. For international travellers, the card offers a discounted forex markup fee of just 1.50%, making overseas spending more economical. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, Total Protect insurance coverage, comprehensive concierge services, and Auto Assist for roadside emergencies, making this card a strong all-around option for lifestyle-focused spenders.
Our Verdict
Lifetime-free card with accelerated rewards up to 6X, golf, lounge access & movie perks.
Frequently Asked QuestionsAbout IndusInd Bank Tiger Credit Card
REWARDSWhat is the Rewards program on the IndusInd Bank Tiger Credit Card?
REWARDSWhat is the maximum number of Reward Points I can earn in a year?
BENEFITSWhat are the advantages of the Concierge Services on the Tiger Credit Card?
BENEFITSHow should I proceed with Golf course booking?
FEESWhat are the joining and annual fees for the IndusInd Bank Tiger Credit Card?
INTERNATIONALWhat is the forex markup fee on the IndusInd Bank Tiger Credit Card?
BENEFITSHow many lounge visits am I entitled to with the Tiger Credit Card?
USAGEHow can I redeem my Reward Points on the Tiger Credit Card?
REWARDSOn which transactions will I NOT earn Accelerated Reward Points?
BENEFITSWhat entertainment benefits does the Tiger Credit Card offer?
BENEFITSWhat insurance protection does the IndusInd Bank Tiger Credit Card provide?
BENEFITSWhat Auto Assist services are available with the Tiger Credit Card?
USAGEIs there a fuel surcharge waiver on the IndusInd Bank Tiger Credit Card?
REWARDSHave any reward point redemption options been discontinued for the Tiger Credit Card?
APPLICATIONHow can I apply for the IndusInd Bank Tiger Credit Card?
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