Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

IndusInd Bank

Rewards

Lifestyle

Travel

Best For: Moderate to high spenders seeking lifestyle rewards, Golfers, Frequent domestic and occasional international travelers, Those wanting discounted forex markup

IndusInd Bank Tiger Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.4

Earning Cap

₹5,000 /monthly

Pros

Lifetime free card with no annual fee
Accelerated rewards up to 6X on spends above ₹5 lakh anniversary year
Discounted forex mark-up of only 1.5%
Golf privileges (4 games/lessons per year)
Domestic and international lounge access
Reward points redeemable as cash credit or KrisFlyer air miles
Total Protect insurance cover up to credit limit

Cons

Accelerated reward points not earned on fuel, utility bills, insurance, government services, education, real estate and rental payments
Fuel transactions earn zero reward points
Maximum reward points for cash redemption capped at 5000 per calendar month (effective 1st Sep 2024)
Club Vistara airmiles redemption discontinued from 31st Oct 2024
InterMiles redemption discontinued from 21st Jan 2025
International lounge access limited to only 2 visits per year

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 5000 per calendar month for cash redemption

No reward points on fuel, utility, insurance, government, education, real estate and rental spends

Accelerated rewards based on anniversary year cumulative slabs, not monthly

International lounge access only 2 visits per year via Priority Pass

Key Benefits & Features

Auto Assist: roadside repair, emergency fuel (up to 5L), flat tyre, locksmith, battery service

Notable Exclusions

No accelerated reward points on real estate and rental paymentsNo accelerated reward points on educational institute transactionsNo accelerated reward points on fuel transactionsNo accelerated reward points on utility bill paymentsNo accelerated reward points on insurance premium paymentsNo accelerated reward points on government services

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 7 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About IndusInd Bank Tiger Credit Card

The IndusInd Bank Tiger Credit Card is a co-branded credit card issued in partnership with Tiger Fintech Private Limited, a Bajaj Capital Group Company, designed for those who seek to set themselves apart through a rewarding and privileged lifestyle. The card's centrepiece is its Magnificent Rewards Program, which offers up to 6 accelerated reward points for every ₹100 spent based on slab-wise annual spending tiers. Points can be redeemed as cash credit at ₹0.40 per point, converted to KrisFlyer miles, or used against vouchers for shopping, dining, travel, and entertainment through the IndusMoments portal. Beyond rewards, the card delivers a well-rounded suite of lifestyle and travel benefits. Cardholders enjoy one complimentary golf game or lesson per quarter at select courses across India, along with 2 complimentary domestic lounge visits per quarter and 2 international lounge visits annually via Priority Pass. Entertainment perks include one complimentary movie ticket worth up to ₹500 on BookMyShow every six months. For international travellers, the card offers a discounted forex markup fee of just 1.50%, making overseas spending more economical. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, Total Protect insurance coverage, comprehensive concierge services, and Auto Assist for roadside emergencies, making this card a strong all-around option for lifestyle-focused spenders.

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