IndusInd Bank Tiger Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Rewards
Lifestyle
Travel
Best For: Moderate to high spenders seeking lifestyle rewards, Golfers, Frequent domestic and occasional international travelers, Those wanting discounted forex markup

IndusInd Bank Tiger Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.4

Earning Cap

₹5,000 /monthly

Pros

  • Lifetime free card with no annual fee
  • Accelerated rewards up to 6X on spends above ₹5 lakh anniversary year
  • Discounted forex mark-up of only 1.5%
  • Golf privileges (4 games/lessons per year)
  • Domestic and international lounge access
  • Reward points redeemable as cash credit or KrisFlyer air miles
  • Total Protect insurance cover up to credit limit

Cons

  • Accelerated reward points not earned on fuel, utility bills, insurance, government services, education, real estate and rental payments
  • Fuel transactions earn zero reward points
  • Maximum reward points for cash redemption capped at 5000 per calendar month (effective 1st Sep 2024)
  • Club Vistara airmiles redemption discontinued from 31st Oct 2024
  • InterMiles redemption discontinued from 21st Jan 2025
  • International lounge access limited to only 2 visits per year

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 5000 per calendar month for cash redemption

No reward points on fuel, utility, insurance, government, education, real estate and rental spends

Accelerated rewards based on anniversary year cumulative slabs, not monthly

International lounge access only 2 visits per year via Priority Pass

Key Benefits & Features

Auto Assist: roadside repair, emergency fuel (up to 5L), flat tyre, locksmith, battery service

Notable Exclusions

No accelerated reward points on fuel transactionsNo accelerated reward points on utility bill paymentsNo accelerated reward points on insurance premium paymentsNo accelerated reward points on government servicesNo accelerated reward points on educational institute transactionsNo accelerated reward points on real estate and rental payments

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

About IndusInd Bank Tiger Credit Card

The IndusInd Bank Tiger Credit Card is a co-branded credit card issued in partnership with Tiger Fintech Private Limited, a Bajaj Capital Group Company, designed for those who seek to set themselves apart through a rewarding and privileged lifestyle. The card's centrepiece is its Magnificent Rewards Program, which offers up to 6 accelerated reward points for every ₹100 spent based on slab-wise annual spending tiers. Points can be redeemed as cash credit at ₹0.40 per point, converted to KrisFlyer miles, or used against vouchers for shopping, dining, travel, and entertainment through the IndusMoments portal. Beyond rewards, the card delivers a well-rounded suite of lifestyle and travel benefits. Cardholders enjoy one complimentary golf game or lesson per quarter at select courses across India, along with 2 complimentary domestic lounge visits per quarter and 2 international lounge visits annually via Priority Pass. Entertainment perks include one complimentary movie ticket worth up to ₹500 on BookMyShow every six months. For international travellers, the card offers a discounted forex markup fee of just 1.50%, making overseas spending more economical. Additional benefits include a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, Total Protect insurance coverage, comprehensive concierge services, and Auto Assist for roadside emergencies, making this card a strong all-around option for lifestyle-focused spenders.

Expert Review

Our Verdict

Lifetime-free card with accelerated rewards up to 6X, golf, lounge access & movie perks.

Frequently Asked QuestionsAbout IndusInd Bank Tiger Credit Card

REWARDSWhat is the Rewards program on the IndusInd Bank Tiger Credit Card?
The Rewards program is a unique program specially designed to cater to the lifestyle of discerning customers. You will earn Reward Points when you use the IndusInd Bank Tiger Card. The value of each Reward Point is ₹0.40 when you redeem them against the outstanding in your card account. You can earn up to 6 Accelerated Reward Points on every ₹100 spent, depending on your annual spend slab.
REWARDSWhat is the maximum number of Reward Points I can earn in a year?
There is a cap up to the credit limit on the Reward Points that a cardholder can earn. Your points earning depends on your spends — the more you spend, the higher the reward multiplier. Spends up to ₹1,00,000 earn 1X points, ₹1,00,001–₹2,50,000 earn 2X, ₹2,50,001–₹5,00,000 earn 4X, and spends above ₹5,00,000 earn 6X reward points in an anniversary year.
BENEFITSWhat are the advantages of the Concierge Services on the Tiger Credit Card?
The Concierge service provides 24-hour assistance all year through. You can use it for pre-trip assistance, hotel and flight bookings, car rentals, sports and entertainment bookings, event bookings, and flower and gift delivery. It acts as your personal assistant for any request — from organising birthday parties to finding rare gifts or handling emergencies. You can reach the Concierge on 1860 267 7777.
BENEFITSHow should I proceed with Golf course booking?
Golf course booking is simplified for IndusInd Bank Tiger Credit Card holders. You can visit https://indusindgolf.apexlynx.net/ and place your booking request online. As a Tiger Credit Card holder, you are entitled to one complimentary golf game or lesson per quarter (4 per year). Golf privileges are brought to you by IndusInd Bank in partnership with Apexlynx, and are subject to applicable terms and conditions.
FEESWhat are the joining and annual fees for the IndusInd Bank Tiger Credit Card?
The IndusInd Bank Tiger Credit Card is a lifetime free card with no joining fee and no annual fee. This means you can enjoy all the premium benefits — including accelerated rewards, lounge access, golf privileges, and entertainment offers — without paying any membership charges, making it an excellent value proposition for cardholders.
INTERNATIONALWhat is the forex markup fee on the IndusInd Bank Tiger Credit Card?
The IndusInd Bank Tiger Credit Card offers a discounted foreign currency mark-up fee of only 1.5% on all international spends. This is lower than the standard forex markup charged by most credit cards, making this card a good option for frequent international travellers who want to save on currency conversion charges.
BENEFITSHow many lounge visits am I entitled to with the Tiger Credit Card?
With the IndusInd Bank Tiger Credit Card, you get 2 complimentary domestic lounge visits per calendar quarter (8 per year) at participating lounges within India, simply by using your Tiger Credit Card. For international travel, you receive 2 complimentary visits per year to any participating international lounges outside India via Priority Pass, which covers access to 600+ lounges across the world.
USAGEHow can I redeem my Reward Points on the Tiger Credit Card?
Reward Points can be redeemed in multiple ways: as cash credit at ₹0.40 per point, or as KrisFlyer air miles where 4 Reward Points equal 1 KrisFlyer Mile. Points can also be redeemed against vouchers from brands like Oberoi, Luxe, and e-vouchers covering shopping, travel, dining, and entertainment through IndusMoments at www.indusmoments.com. Note: effective 1st September 2024, cash redemption is capped at 5,000 reward points per calendar month.
REWARDSOn which transactions will I NOT earn Accelerated Reward Points?
Accelerated Reward Points will not be accrued on transactions at select merchant category codes (MCC), including fuel, utility bill payments, insurance premiums, government services, educational institutes, real estate, and rental payments. Additionally, fuel transactions will not accrue any reward points at all — not even the base 1X reward points. Please keep these exclusions in mind while planning your spending to maximise rewards.
BENEFITSWhat entertainment benefits does the Tiger Credit Card offer?
The IndusInd Bank Tiger Credit Card offers one complimentary movie ticket worth up to ₹500 on BookMyShow every 6 months in a calendar year, giving you 2 free tickets annually. This offer is valid on all theatres registered with BookMyShow across all major cities. To avail the benefit, log on to www.bookmyshow.com and book your tickets. Terms and conditions apply.
BENEFITSWhat insurance protection does the IndusInd Bank Tiger Credit Card provide?
The Tiger Credit Card comes with 'Total Protect' — an insurance cover up to your credit limit. It covers unauthorised transactions in case of loss or theft of the card (up to 48 hours prior to reporting the loss) and counterfeit fraud, where your card or card details are stolen and misused to produce counterfeit cards. The cover is also available on add-on cards, providing comprehensive protection for all cardholders.
BENEFITSWhat Auto Assist services are available with the Tiger Credit Card?
The Tiger Credit Card offers Auto Assist services including roadside repair for mechanical or electrical breakdowns, emergency fuel supply (up to 5 litres) if your vehicle runs out of fuel, flat tyre repair, locksmith assistance if keys are locked inside the car, and battery repair services. To avail Auto Assist, call the Concierge on 1860 267 7777.
USAGEIs there a fuel surcharge waiver on the IndusInd Bank Tiger Credit Card?
Yes, the IndusInd Bank Tiger Credit Card offers a 1% fuel surcharge waiver across all fuel stations in India. This waiver is applicable only for fuel transactions between ₹400 and ₹4,000. Please note that while you get a surcharge waiver, fuel transactions do not earn any reward points on this card.
REWARDSHave any reward point redemption options been discontinued for the Tiger Credit Card?
Yes, two redemption options have been discontinued. Reward Points redemption towards Club Vistara Airmiles on www.indusmoments.com was discontinued effective 31st October 2024. Additionally, Reward Points redemption towards InterMiles was discontinued effective 21st January 2025. Currently, you can redeem points as cash credit, KrisFlyer air miles, or through IndusMoments for vouchers covering shopping, travel, dining, and entertainment.
APPLICATIONHow can I apply for the IndusInd Bank Tiger Credit Card?
You can apply for the IndusInd Bank Tiger Credit Card online by clicking the 'Apply Now' button on the official IndusInd Bank website at www.indusind.com. The bank offers a 100% digital application process with instant approval. The Tiger Credit Card is a co-branded credit card issued by IndusInd Bank in partnership with Tiger Fintech Private Limited, a Bajaj Capital Group Company.

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