IndusInd Bank Jio-bp Mobility+ Credit Card

The IndusInd Bank Jio-bp Mobility+ Credit Card is a co-branded credit card issued by IndusInd Bank in partnership with Reliance BP Mobility Ltd, designed for frequent drivers and fuel station regulars who want to maximize savings on every transaction. The card operates on a rewards currency called "Smiles," earning 12 Smiles per INR 100 spent at Jio-bp outlets including petrol, diesel, Castrol lubes, wildbean cafe, and Jio-bp convenience stores. Cardholders also earn 5 Smiles on dining, supermarket, and grocery spends, and 2 Smiles on all other eligible purchases. New cardholders receive a welcome bonus of 400 Smiles upon their first Jio-bp fuel transaction within 30 days, along with a complimentary wildbean cafe coupon worth INR 200. Monthly milestones reward 200 Smiles on Jio-bp spends of INR 4,000 or more, while annual milestones offer up to 4,000 Smiles on cumulative spends of INR 2 lakhs. Additional perks include a 1% fuel surcharge waiver at Jio-bp stations, 24x7 roadside assistance in select cities, and UPI compatibility across major payment apps. The card carries a joining fee of INR 499 plus GST, waived if the cardholder spends INR 10,000 within 90 days of card setup.