Joining Fee

₹30,000

Annual Fee

Rs. 10000 (Reversed on annual spends of Rs. 10 Lakhs)

IndusInd Bank

Rewards

Travel

Lifestyle

Best For: High-net-worth individuals, Frequent international travellers, Golf enthusiasts, Luxury dining and hotel aficionados

Indus Solitaire Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.5

Pros

Zero foreign currency markup
Complimentary Taj Epicure Preferred Membership
4 international + 4 domestic lounge visits per quarter
Mastercard Golf Program with 12 green fees and 12 lessons per year
Comprehensive travel and health insurance
Annual fee waived on INR 10 lakh spend

Cons

Very high joining fee of INR 30,000
Annual fee of INR 10,000 if spend threshold not met
No reward points on fuel transactions
Reduced reward points (0.70 per INR 100) on utilities, insurance, government, education, real estate, rental

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Taj Epicure Membership valid only for first year

ITC Culinaire Membership discontinued for MasterCard variant effective 5th October 2025

Domestic lounge access will require spend criteria from April 2026 onwards

Club Vistara Airmiles redemption discontinued from 31st Oct 2024

InterMiles redemption discontinued from 21st January 2025

Reward points on select MCCs earn only 0.70 points per INR 100

Key Benefits & Features

Complimentary Taj Epicure Preferred Membership for one year with night stay, upgrades, spa & discounts

Complimentary Moneycontrol Pro + Financial Times membership

Club ITC Culinaire membership with dining discounts, Green Points and exclusive offers at ITC Hotels

Mastercard Airport by Invitation: private departure/arrival lounge, chauffeured tarmac transfers

Advance Medical: complimentary access to 50,000+ top doctors worldwide for cardholder, spouse, children & parents

Flexiroam global data: 3 GB complimentary data for 10 days per year; 15% discount on subsequent plans

Notable Exclusions

No reward points earned on fuel transactionsReduced reward points on select MCC categories: utility bill payments, insurance premium, government services, educational institutes, real estate and rental payments

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 7 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About Indus Solitaire Credit Card

The Indus Solitaire Credit Card by IndusInd Bank is a premium offering crafted for individuals with an exceptional taste for luxury, exclusivity, and fine living. Designed for high-net-worth cardholders, it delivers a curated world of privileges spanning travel, dining, wellness, and lifestyle. Cardholders enjoy zero foreign currency mark-up on international spends, complimentary international and domestic lounge access via LoungeKey, and comprehensive travel insurance covering lost baggage, missed flights, and medical emergencies up to USD 25,000 abroad. The card rewards every spend with points redeemable for airmiles, cash credit, or exclusive offers through IndusMoments. Welcome benefits include a complimentary Taj Epicure Preferred Membership with hotel stays, room upgrades, dining vouchers, and spa treatments, alongside an EazyDiner Prime Membership offering guaranteed discounts at over 2,000 restaurants and a Moneycontrol Pro subscription. Mastercard World Elite privileges further elevate the experience with complimentary golf rounds and lessons across premier Indian courses, Club ITC Culinaire dining privileges, and exclusive Airport by Invitation services offering private departure and arrival lounges. Beyond travel and dining, the card extends to wellness through access to over 50,000 global medical experts via Advance Medical, complimentary global data roaming through Flexiroam, and a dedicated concierge service for elderly care, visa guidance, and golf event bookings — making it a truly all-encompassing luxury lifestyle card.

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