MyFinCards
Indus Solitaire Credit Card

Joining Fee

₹30,000

Annual Fee

Rs. 10000 (Reversed on annual spends of Rs. 10 Lakhs)

0
IndusInd Bank
Rewards
Travel
Lifestyle
Best For: High-net-worth individuals, Frequent international travellers, Golf enthusiasts, Luxury dining and hotel aficionados

Indus Solitaire Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.5

Pros

  • Zero foreign currency markup
  • Complimentary Taj Epicure Preferred Membership
  • 4 international + 4 domestic lounge visits per quarter
  • Mastercard Golf Program with 12 green fees and 12 lessons per year
  • Comprehensive travel and health insurance
  • Annual fee waived on INR 10 lakh spend

Cons

  • Very high joining fee of INR 30,000
  • Annual fee of INR 10,000 if spend threshold not met
  • No reward points on fuel transactions
  • Reduced reward points (0.70 per INR 100) on utilities, insurance, government, education, real estate, rental

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Taj Epicure Membership valid only for first year

ITC Culinaire Membership discontinued for MasterCard variant effective 5th October 2025

Domestic lounge access will require spend criteria from April 2026 onwards

Club Vistara Airmiles redemption discontinued from 31st Oct 2024

InterMiles redemption discontinued from 21st January 2025

Reward points on select MCCs earn only 0.70 points per INR 100

Key Benefits & Features

Complimentary Taj Epicure Preferred Membership for one year with night stay, upgrades, spa & discounts

Complimentary Moneycontrol Pro + Financial Times membership

Club ITC Culinaire membership with dining discounts, Green Points and exclusive offers at ITC Hotels

Mastercard Airport by Invitation: private departure/arrival lounge, chauffeured tarmac transfers

Advance Medical: complimentary access to 50,000+ top doctors worldwide for cardholder, spouse, children & parents

Flexiroam global data: 3 GB complimentary data for 10 days per year; 15% discount on subsequent plans

Notable Exclusions

No reward points earned on fuel transactionsReduced reward points on select MCC categories: utility bill payments, insurance premium, government services, educational institutes, real estate and rental payments

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Indus Solitaire Credit Card

The Indus Solitaire Credit Card by IndusInd Bank is a premium offering crafted for individuals with an exceptional taste for luxury, exclusivity, and fine living. Designed for high-net-worth cardholders, it delivers a curated world of privileges spanning travel, dining, wellness, and lifestyle. Cardholders enjoy zero foreign currency mark-up on international spends, complimentary international and domestic lounge access via LoungeKey, and comprehensive travel insurance covering lost baggage, missed flights, and medical emergencies up to USD 25,000 abroad. The card rewards every spend with points redeemable for airmiles, cash credit, or exclusive offers through IndusMoments. Welcome benefits include a complimentary Taj Epicure Preferred Membership with hotel stays, room upgrades, dining vouchers, and spa treatments, alongside an EazyDiner Prime Membership offering guaranteed discounts at over 2,000 restaurants and a Moneycontrol Pro subscription. Mastercard World Elite privileges further elevate the experience with complimentary golf rounds and lessons across premier Indian courses, Club ITC Culinaire dining privileges, and exclusive Airport by Invitation services offering private departure and arrival lounges. Beyond travel and dining, the card extends to wellness through access to over 50,000 global medical experts via Advance Medical, complimentary global data roaming through Flexiroam, and a dedicated concierge service for elderly care, visa guidance, and golf event bookings — making it a truly all-encompassing luxury lifestyle card.

Expert Review

Our Verdict

Ultra-premium card with zero forex markup, Taj membership, lounge access & concierge for high spenders.

Frequently Asked QuestionsAbout Indus Solitaire Credit Card

FEESWhat is the joining fee and annual fee for the Indus Solitaire Credit Card?
The Indus Solitaire Credit Card has a joining fee of INR 30,000. The annual fee is INR 10,000, which is waived off if your total spends in the previous anniversary year are INR 10 lakhs or more. This makes the card effectively free for high spenders who meet the annual spend threshold.
REWARDSHow many reward points do I earn on the Indus Solitaire Credit Card?
You earn 1 Reward Point for every INR 100 spent on most transactions. However, transactions at select MCC categories such as utility bill payments, insurance premiums, government services, educational institutes, real estate, and rental payments earn a reduced rate of 0.70 Reward Points per INR 100 spent. Please note that fuel transactions do not accrue any reward points.
REWARDSIs there a welcome bonus for new Indus Solitaire Credit Card holders?
Yes, new cardholders can earn 5,000 Bonus Reward Points by spending INR 1 lakh within the first 30 days from the card issuance date. This is a great way to kick-start your reward points balance right after receiving the card. Ensure you meet the spend threshold within the stipulated 30-day window to qualify for the bonus.
BENEFITSWhat are the lounge access benefits on the Indus Solitaire Credit Card?
The Indus Solitaire Credit Card offers 4 complimentary international lounge visits per quarter and 4 complimentary domestic lounge visits per quarter through LoungeKey membership. Both international and domestic lounges can be accessed using the credit card plastic. Please note that effective 1st April 2026, a spends criteria tracking will be initiated to unlock complimentary domestic lounge access from the July 2026 quarter onwards.
BENEFITSWhat is the Taj Epicure Preferred Membership benefit on this card?
The Indus Solitaire Credit Card offers a complimentary Taj Epicure Preferred Membership for one year. Benefits include: 1 voucher for a night stay with breakfast for two, 2 room upgrade vouchers, 2 set meal vouchers at All Day Dining Restaurants for two people, one complimentary 60-minute spa treatment with sauna and steam access, and year-round discounts of up to 25% on stays, dine-in, takeaway, and spa treatments. The membership is valid for the first year only and must be claimed by contacting 1800-267-7777.
INTERNATIONALDoes the Indus Solitaire Credit Card charge a foreign currency markup fee?
No, the Indus Solitaire Credit Card offers zero foreign currency markup on all international transactions. This means you can use your card abroad without incurring any additional foreign currency conversion charges, making it an excellent choice for frequent international travelers who want to maximize their savings on overseas spends.
BENEFITSWhat travel insurance benefits are covered under the Indus Solitaire Credit Card?
The card provides comprehensive travel insurance in partnership with The Oriental Insurance Company Ltd. Coverage includes: Lost Baggage (up to INR 1,00,000), Delayed Baggage (up to INR 25,000), Loss of Passport (up to INR 50,000), Lost Ticket (up to INR 25,000), and Missed Flight Connection (up to INR 25,000). Additionally, the card covers international health insurance of up to USD 25,000 for hospitalization due to accidental injury or illness during international travel.
BENEFITSWhat golf benefits are available with the Indus Solitaire Credit Card?
Through the Mastercard Golf Program, World Elite Mastercard cardholders enjoy 12 rounds of complimentary green fees per year (maximum 3 per quarter), 4 complimentary guest green fees per year (maximum 1 per quarter), and 12 complimentary golf lessons per year (maximum 3 per quarter). The program is available at top golf courses across India in cities including Mumbai, Bengaluru, Hyderabad, Gurgaon, Noida, Ahmedabad, Chennai, Pune, Chandigarh, and Jaipur.
REWARDSHow can I redeem my reward points earned on the Indus Solitaire Credit Card?
Reward points can be redeemed in multiple ways: through IndusMoments for best-in-class offers, converted to airline miles with partner airlines (such as KrisFlyer), or as cash credit at a ratio of 1 Reward Point = INR 0.50. Please note that redemption towards Club Vistara Airmiles was discontinued on 31st October 2024, and redemption towards InterMiles was discontinued effective 21st January 2025.
BENEFITSWhat dining benefits does the Indus Solitaire Credit Card offer?
The card offers an EazyDiner Prime Membership for one year, providing guaranteed 25% and up to 50% discount at over 2,000 restaurants in India and Dubai, exclusive 1+1 deals on hotel buffets, 2X EazyPoints on dining redeemable for free meals and hotel stays, and a joining bonus of 2,000 EazyPoints. Additionally, the Club ITC Culinaire membership provides exclusive dining discounts and Green Points at participating ITC Hotels and WelcomHotels.
BENEFITSWhat is the fuel surcharge waiver benefit on the Indus Solitaire Credit Card?
The Indus Solitaire Credit Card offers a 1% fuel surcharge waiver at any fuel station across India. However, it is important to note that while you save on surcharge, fuel transactions do not accrue any reward points. This benefit helps reduce the overall cost of fuel purchases made using the card at petrol stations nationwide.
OTHERWhat card network does the Indus Solitaire Credit Card operate on?
The Indus Solitaire Credit Card operates on the Mastercard network, specifically as a World Elite Mastercard. This provides access to exclusive Mastercard benefits including the Golf Program, Airport by Invitation concierge services, Club ITC Culinaire membership, One Night Free hotel offers, Global Data Roaming offers via Flexiroam, and access to Advance Medical services with over 50,000 top doctors worldwide.
INTERNATIONALWhat is the Flexiroam global data roaming benefit on the Indus Solitaire Credit Card?
Indus Solitaire Credit Card holders receive a complimentary Global Data Plan of 3 GB for 10 days every year (for both new and existing Flexiroam users). New Flexiroam users also get the option to choose between a Flexiroam SIM Card, Microchip, or eSIM. Additionally, cardholders enjoy a 15% discount on all subsequent Flexiroam data plans purchased using their Indus Solitaire Credit Card, making international data usage more affordable.
BENEFITSWhat is the 'Total Protect' feature on the Indus Solitaire Credit Card?
Total Protect is an insurance program that protects cardholders against unauthorized transactions in case of loss or theft of the card. The coverage amount is equal to your credit limit and is also available on add-on cards. Notably, IndusInd Bank provides insurance cover for unauthorized transactions up to 48 hours prior to you reporting the loss of your card. It also covers counterfeit fraud, where your card details may be stolen to produce counterfeit cards.
BENEFITSIs the ITC Culinaire membership still available for new Indus Solitaire Credit Card applicants?
No, the complimentary ITC Membership available with the Mastercard variant has been discontinued for new customers boarded on or after 15th September 2025. For existing cardholders, the benefit will be discontinued effective 5th October 2025. New applicants will not be able to avail this offer. However, other dining benefits such as EazyDiner Prime Membership and Taj Epicure Preferred Membership remain available with the card.

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