ELIGIBILITYWhat is the income eligibility requirement for the IndusInd Bank Indulge Credit Card?
To be eligible for the IndusInd Bank Indulge Credit Card, your income must meet the following criteria: For salaried individuals, your annual income/ITR should be ₹36 lakh per annum. For self-employed individuals, your annual income/ITR should be ₹42 lakh per annum. This ensures the card is accessible to high-income professionals and business owners who can benefit from its exclusive features.
DOCUMENTSWhat documents are required to apply for the Indulge Credit Card?
To apply for the Indulge Credit Card, you need KYC documents including PAN card, Aadhaar card, and a photograph (mandatory). If your communication address differs from your Aadhaar card, acceptable address proofs include Voter's ID, Driving License, or Passport. For income proof, salaried individuals must submit the last 3 months' bank statement and salary slips or another bank's credit card details. Self-employed individuals must provide the latest ITR copy or another bank's credit card details. All documents must be self-attested.
BENEFITSWhat makes the IndusInd Bank Indulge Credit Card unique?
The IndusInd Bank Indulge Credit Card is truly one-of-a-kind — it is the first credit card in the Indian subcontinent to feature a pure 22K Gold inlay, making it literally worth its weight in gold. Designed for leaders and high achievers, the card offers exclusive lifestyle and rewards benefits tailored to those who define their own limits. It is a symbol of prestige and an embodiment of limitless possibilities for its cardholders.
BENEFITSWhat golf benefits does the Indulge Credit Card offer?
Effective 10th March 2026, the Indulge Credit Card's golf benefit includes 4 complimentary golf games and 4 complimentary golf lessons per month. This is an enhanced benefit for cardholders who enjoy golf, offering significant savings on greens fees and professional coaching. Please refer to the official IndusInd Bank website or contact customer support for the full list of participating golf courses and any applicable terms and conditions.
BENEFITSHow many international lounge visits does the Indulge Credit Card provide?
Effective 13th March 2025, Indulge Credit Cardholders are eligible for FOUR complimentary international lounge visits per calendar quarter through Priority Pass, valid for lounges outside India. This benefit allows cardholders to enjoy premium airport lounges during international travel, providing comfort, refreshments, and a relaxing environment before flights. Please note that terms and conditions apply, and visits beyond the complimentary limit may attract additional charges.
BENEFITSWhat changes are being made to domestic lounge access from 2026?
Effective 1st April 2026, a spends criteria tracking system will be initiated to unlock complimentary domestic lounge access from the July 2026 quarter onwards. This means cardholders will need to meet a certain spending threshold to qualify for complimentary domestic lounge visits. For full details on the spending criteria and the exact benefits applicable, please refer to the official communication from IndusInd Bank or click the link provided on the Indulge Credit Card page.
FEESIs there a joining fee or annual fee for the Indulge Credit Card?
The specific joining fee and annual fee details for the IndusInd Bank Indulge Credit Card are not publicly listed on the standard card page, as this is an ultra-premium, invite-based card. Given its exclusive 22K Gold inlay and premium lifestyle benefits, fees are typically associated with high-tier cards of this nature. We recommend contacting IndusInd Bank directly at 1860 267 7777 or visiting your nearest branch for the most accurate and up-to-date fee information.
APPLICATIONHow can I apply for the IndusInd Bank Indulge Credit Card?
To apply for the Indulge Credit Card, you can visit the official IndusInd Bank website and navigate to the Credit Cards section, or visit your nearest IndusInd Bank branch. Given the card's exclusive and premium nature, you may also need to meet with a dedicated relationship manager. For documentation assistance or further queries about the application process, you can contact IndusInd Bank's helpdesk at 1860 267 7777. Ensure you have all required KYC and income documents ready before applying.
APPLICATIONWhat helpline number can I call for assistance with the Indulge Credit Card documentation?
For any assistance regarding documentation required for the IndusInd Bank Indulge Credit Card, you can reach the bank's helpdesk at 1860 267 7777. The customer support team will guide you through the required documents, eligibility criteria, and application process. You can also visit any IndusInd Bank branch for in-person support from a banking representative who can assist with your credit card application.
INTERNATIONALCan I use the Indulge Credit Card for international transactions?
Yes, the IndusInd Bank Indulge Credit Card is designed for premium cardholders and supports international usage. Cardholders also receive complimentary international lounge visits via Priority Pass (4 per calendar quarter outside India), indicating the card's suitability for frequent international travelers. For details on the applicable foreign currency markup fee and other international transaction charges, it is recommended to review the Schedule of Charges on the IndusInd Bank website or call 1860 267 7777.
OTHERWhat categories does the Indulge Credit Card cater to?
The IndusInd Bank Indulge Credit Card is categorized under Lifestyle and Rewards, making it ideal for high-net-worth individuals who seek premium lifestyle experiences and wish to earn rewards on their spending. The card offers exclusive benefits such as golf privileges, international lounge access via Priority Pass, and a distinctive 22K Gold inlay design — all crafted to suit the tastes and aspirations of leaders and high achievers.
CANCELLATIONHow can I cancel or close my Indulge Credit Card?
To cancel or close your IndusInd Bank Indulge Credit Card, you should contact the bank's customer service helpline at 1860 267 7777. You can also visit your nearest IndusInd Bank branch to submit a formal card closure request. Before closing the card, ensure all outstanding dues are cleared and any reward points are redeemed, as they may expire upon cancellation. The bank will guide you through the closure process and any applicable terms and conditions.
REWARDSAre reward points earned on the Indulge Credit Card and how can they be redeemed?
The IndusInd Bank Indulge Credit Card falls under the Rewards category, meaning cardholders earn reward points on eligible spends. The specific earn rate and redemption options — such as travel bookings, merchandise, vouchers, or cashback — are detailed in the card's terms and conditions. For a complete breakdown of reward point accrual rates, expiry policies, and redemption options, please visit the IndusInd Bank website's rewards section or contact customer support at 1860 267 7777.
DOCUMENTSWhat are the income document requirements for self-employed applicants?
Self-employed individuals applying for the Indulge Credit Card must have an annual income/ITR of at least ₹42 lakh per annum. As income proof, they need to submit either the latest copy of their Income Tax Return (ITR) or provide details of another bank's credit card. Additionally, KYC documents including PAN card, Aadhaar card, and a photograph are mandatory. If the communication address differs from the Aadhaar card, an additional address proof such as a Passport, Voter's ID, or Driving License must be submitted.
OTHERWhich other premium credit cards does IndusInd Bank offer similar to the Indulge Credit Card?
IndusInd Bank offers several other premium credit cards that are similar to the Indulge Credit Card. These include the Crest Credit Card, inspired by a refined and stylish lifestyle; the Celesta Credit Card, which allows faster reward earning and flexible redemption; and the Pinnacle Credit Card, also offering accelerated rewards and convenient redemption options. Each of these cards is designed for high-net-worth individuals seeking premium banking experiences and lifestyle benefits.
