Indulge Credit Card

Joining Fee

₹5,000

Annual Fee

Rs. 5000 + Taxes

Lifestyle
Rewards

Indulge Credit Card

Key Benefits & Features

Detailed benefits inside

Eligibility Criteria

Min. Annual Income

₹36.0 Lakhs

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card
Photograph
Voter's ID
Driving License
Passport

ADDRESS Proof

Aadhaar Card
Voter's ID
Driving License
Passport

INCOME Proof

Last 3 months bank statement (Salaried)
Last 3 months salary slip (Salaried)
Other bank's credit card details (Salaried)
Latest copy of ITR (Self-Employed)
Other bank's credit card details (Self-Employed)

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Indulge Credit Card

The IndusInd Bank Indulge Credit Card is a premium offering designed for high-achieving individuals who define their own boundaries and continually push beyond them. Positioned as a card for true leaders, it celebrates those who chart their own course and embrace limitless possibilities. Most notably, the Indulge Credit Card holds the distinction of being the first credit card in the Indian subcontinent to feature a pure 22K gold inlay, making it literally worth its weight in gold and a statement of extraordinary prestige. Beyond its remarkable physical distinction, the card delivers a suite of exclusive lifestyle privileges. Cardholders enjoy four complimentary golf games and four complimentary golf lessons per month, along with four complimentary international lounge visits per calendar quarter through Priority Pass when travelling outside India. Domestic lounge access is also available, with spend-based criteria tracking set to determine eligibility from mid-2026 onward. To be eligible for the Indulge Credit Card, salaried applicants must earn a minimum of Rs. 36 lakh per annum, while self-employed individuals must demonstrate an income of at least Rs. 42 lakh per annum. Standard KYC and income documentation are required as part of the application process. This card is truly crafted for those who expect nothing but the exceptional.

Expert Review

Our Verdict

India's first 22K Gold inlay credit card with premium golf, lounge, and lifestyle benefits.

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