IndiGo 6E Rewards Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Travel
Rewards
Best For: IndiGo frequent flyers, Travel enthusiasts

IndiGo 6E Rewards Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹1

Points Validity

24 Months

Pros

  • 3% 6E Rewards on IndiGo flight bookings
  • 2 points per ₹100 on dining, grocery, entertainment
  • Unlimited reward points earning
  • Welcome benefits worth ₹2,599

Cons

  • Card is discontinued for new applications
  • Rent, wallet, education, government, utility, insurance and online gaming spends excluded from rewards

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Welcome benefit not available if joining fee is waived

Welcome ticket and 6E Prime add-on valid only for 6 months from date of issue

Welcome benefit credited within 60 days of eligibility

Ticket redeemable only via IndiGo website or mobile app

Key Benefits & Features

6E Prime add-on worth ₹1,099 as welcome benefit - priority check-in, choice of seats, complimentary meals and assistance

Notable Exclusions

No reward points on Rent, Wallet, Education, Government, Utility, Insurance, Online skill-based gaming spends

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

About IndiGo 6E Rewards Credit Card

The Kotak IndiGo 6E Rewards Credit Card (now discontinued) was designed for IndiGo frequent flyers looking to turn everyday spending into meaningful travel rewards. Co-branded between Kotak Mahindra Bank and IndiGo, the card offered cardholders the opportunity to earn 6E Reward points on every transaction, redeemable directly against IndiGo flight bookings made through the airline's website or mobile app. New cardholders were welcomed with a complimentary ticket voucher worth ₹1,500 and a 6E Prime add-on valued at ₹1,099, which included priority check-in, choice of seat, complimentary meals, and baggage assistance. These welcome benefits were activated upon completing at least three transactions in each of the first three statement cycles. In terms of ongoing rewards, the card offered 3 points per ₹100 spent on IndiGo bookings, 2 points per ₹100 on dining, grocery, and entertainment spends, and 1 point per ₹100 on all other eligible purchases. With its tiered earning structure heavily weighted toward IndiGo transactions, the card was best suited for travelers who regularly fly with IndiGo and wanted to maximize value on both air travel and daily expenses. Certain categories such as rent, utilities, insurance, and government spends were excluded from earning reward points.

Expert Review

Our Verdict

Earn 6E Reward points on every spend and redeem on IndiGo flights with welcome benefits worth ₹2,599.

Frequently Asked QuestionsAbout IndiGo 6E Rewards Credit Card

OTHERWhat is a credit card balance transfer?
Credit card balance transfer is the process of transferring owed balance from one credit card account to another. Upon carrying out this process, the debt is owed to the new card issuer as opposed to the original card issuer. This can be useful if you want to consolidate debt or take advantage of lower interest rates offered by a new card issuer.
APPLICATIONIs the IndiGo 6E Rewards Credit Card still available for new applications?
No, the Kotak IndiGo 6E Rewards Credit Card has been discontinued and is no longer available for new applications. If you are interested in a similar travel credit card with IndiGo benefits, you may consider the Kotak IndiGo 6E XL Rewards Credit Card, though that card has also been discontinued. Please check Kotak Mahindra Bank's website for currently available travel credit card options.
REWARDSHow many 6E Reward points do I earn on IndiGo flight bookings?
You earn 3 points per ₹100 spent on IndiGo transactions, which effectively translates to a 3% reward rate on IndiGo flight bookings. This is the highest reward rate offered by the card and makes it especially valuable for frequent IndiGo flyers. These reward points can be redeemed while booking your next IndiGo flight tickets through the IndiGo website or mobile app.
REWARDSWhat are the reward points earning rates for different spend categories?
The IndiGo 6E Rewards Credit Card offers tiered reward points: 3 points per ₹100 spent on IndiGo transactions, 2 points per ₹100 spent on dining, grocery, and entertainment purchases, and 1 point per ₹100 spent on all other eligible spends. There is no cap on the number of reward points you can earn, making it an unlimited rewards program.
REWARDSWhich spending categories are excluded from earning 6E Reward points?
The following spend categories are not eligible for earning reward points: rent payments, wallet top-ups, education spends, government spends, utility bill payments, insurance premiums, and online skill-based gaming spends. Specific MCC codes excluded include 5816, 4900, 4814, 4812, 4899, 6399, 6381, 6300, 5960, 9223, 9405, 9402, 9399, 9311, 9222, 8299, 8249, 8244, 8241, 8220, 8211, 6540, and 6513.
BENEFITSWhat are the welcome benefits of the IndiGo 6E Rewards Credit Card?
New cardholders receive a welcome ticket voucher worth ₹1,500 and a 6E Prime Add-on worth ₹1,099, which includes complimentary meals, quick baggage access, priority check-in, and choice of seats. The total welcome benefit is worth ₹2,599. These benefits are valid for 6 months from the date of issue and are credited to your IndiGo membership account within 60 days of becoming eligible.
BENEFITSWhat are the conditions to qualify for the welcome benefits?
To qualify for the welcome benefits, you must complete at least three transactions in each of the first three statement cycles and pay the joining fee. Customers whose joining fee has been waived are ineligible for the welcome ticket and 6E Prime benefits. Once eligible, the benefits will be credited to your IndiGo membership account within 60 days, and you will be notified via SMS and email.
USAGEHow can I redeem my 6E Reward points?
You can redeem your accumulated 6E Reward points while booking IndiGo flights. The redemption can only be done through the IndiGo website or mobile app. Points cannot be redeemed through any other platform or for non-flight purposes. Make sure your credit card is linked to your IndiGo membership account to ensure seamless accumulation and redemption of reward points.
FEESWhat is the joining fee and annual fee for the IndiGo 6E Rewards Credit Card?
Specific details about the joining fee and annual fee for the IndiGo 6E Rewards Credit Card are not publicly listed on the current page, as the card has been discontinued. For accurate and up-to-date fee information, it is recommended to contact Kotak Mahindra Bank directly by calling their toll-free number 1800 4100 or emailing customersupport@kotak.com.
REWARDSIs there a limit on the number of 6E Reward points I can earn?
No, the IndiGo 6E Rewards Credit Card offers unlimited reward points earning. There is no cap on the total number of 6E Reward points you can accumulate through your eligible spends. This makes the card particularly beneficial for frequent spenders, especially those who regularly book IndiGo flights, shop for groceries, dine out, or spend on entertainment.
BENEFITSWhat does the 6E Prime Add-on welcome benefit include?
The 6E Prime Add-on welcome benefit, worth ₹1,099, includes several travel perks on IndiGo flights: priority check-in, which lets you skip regular queues; choice of seats, allowing you to select your preferred seat in advance; complimentary meals during your flight; and quick baggage access for faster retrieval of your luggage. These add-ons enhance your overall travel experience when flying with IndiGo.
BENEFITSHow long are the welcome ticket and 6E Prime Add-on benefits valid?
Both the welcome ticket voucher (worth ₹1,500) and the 6E Prime Add-on (worth ₹1,099) are valid for 6 months from the date of issue. It is important to plan your IndiGo travel accordingly to make use of these benefits before they expire. The benefits are credited to your IndiGo membership account within 60 days of meeting the eligibility criteria.
OTHERHow do I contact Kotak Mahindra Bank for queries related to my IndiGo 6E Rewards Credit Card?
You can contact Kotak Mahindra Bank through multiple channels for credit card queries. Call their toll-free number 1800 4100 for banking needs, complaints, and resolution. You can also write to them at customersupport@kotak.com. Additionally, you can visit your nearest Kotak Mahindra Bank branch, use the Kotak Mobile Banking App, or log in to Kotak Netbanking for self-service options.
INTERNATIONALCan I use the IndiGo 6E Rewards Credit Card for international transactions?
The page does not provide specific details about international usage or forex markup charges for the IndiGo 6E Rewards Credit Card. Since the card is primarily co-branded with IndiGo for domestic travel benefits, it is advisable to contact Kotak Mahindra Bank directly at 1800 4100 or email customersupport@kotak.com to get accurate information about international transaction fees and foreign currency markup charges.
CANCELLATIONHow do I cancel or close my IndiGo 6E Rewards Credit Card?
To cancel or close your IndiGo 6E Rewards Credit Card, you can contact Kotak Mahindra Bank's customer service by calling the toll-free number 1800 4100, emailing customersupport@kotak.com, or visiting your nearest Kotak Mahindra Bank branch. Before cancellation, ensure all outstanding dues are cleared and any accumulated 6E Reward points are redeemed, as unused points may be forfeited upon card closure.

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