MyFinCards
IndianOil Easy Axis Bank Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Axis Bank
Fuel

IndianOil Easy Axis Bank Credit Card

Key Benefits & Features

Seamlessly pay with UPI using your credit card

Reward points on fuel spends

Official Terms & Conditions

About IndianOil Easy Axis Bank Credit Card

The IndianOil Easy Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with IndianOil, designed to provide cardholders with accessible and convenient credit solutions. This card is listed among Axis Bank's FD-linked credit card offerings, making it a practical option for customers who wish to leverage their fixed deposits to obtain a credit card, combining the security of a deposit-backed product with everyday spending benefits. As part of Axis Bank's broader credit card portfolio, the IndianOil Easy Axis Bank Credit Card sits alongside other accessible options such as the Privilege Easy Credit Card and the Axis Bank MY Zone Easy Credit Card, all tailored for customers seeking straightforward entry into the world of credit. The card's association with IndianOil suggests a focus on fuel-related benefits, making it particularly relevant for individuals who regularly spend on fuel and related purchases at IndianOil outlets across India. Issued on the trusted Axis Bank platform, this card combines the convenience of a recognized banking network with the widespread reach of IndianOil's fuel station infrastructure. It represents a suitable choice for everyday consumers looking for a reliable, fuel-oriented credit card backed by a fixed deposit, offering a simple and structured approach to building or managing credit.

Frequently Asked QuestionsAbout IndianOil Easy Axis Bank Credit Card

OTHERWhat is the IndianOil Easy Axis Bank Credit Card?
The IndianOil Easy Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with IndianOil. It is designed to provide benefits specifically suited for fuel purchases and everyday spending. This card can also be obtained as an FD-linked credit card, meaning you can get it against a Fixed Deposit with Axis Bank, making it accessible even without a traditional credit history.
ELIGIBILITYCan I get the IndianOil Easy Axis Bank Credit Card against a Fixed Deposit?
Yes, the IndianOil Easy Axis Bank Credit Card is available as an FD-linked credit card through Axis Bank. This means you can apply for the card by placing a Fixed Deposit as collateral, which serves as your credit limit. This is an excellent option for individuals who may not meet traditional income or credit score requirements, as the card is secured by your deposit.
ELIGIBILITYWhat are the eligibility criteria to apply for this card?
Specific eligibility details such as minimum age and minimum income for the IndianOil Easy Axis Bank Credit Card are not publicly listed. However, since this card is available as an FD-linked credit card, applicants who may not meet standard income criteria can still apply by securing it against a Fixed Deposit with Axis Bank. For precise eligibility requirements, it is recommended to visit the Axis Bank website or contact their customer care.
FEESWhat are the joining and annual fees for the IndianOil Easy Axis Bank Credit Card?
The specific joining fee and annual fee details for the IndianOil Easy Axis Bank Credit Card are not explicitly mentioned on the current page. Since it is positioned as an easy-access, FD-linked credit card, it may come with minimal or no fees. We recommend visiting the official Axis Bank credit card page or contacting Axis Bank customer support to get the most current and accurate fee structure for this card.
APPLICATIONHow can I apply for the IndianOil Easy Axis Bank Credit Card?
You can apply for the IndianOil Easy Axis Bank Credit Card online through the Axis Bank website by clicking the 'Apply Now' button on the credit card section. Axis Bank promotes a quick 3-step application process: Pick, Apply, and Done. You may also visit your nearest Axis Bank branch to apply in person. If applying as an FD-linked card, you will need to have or open a Fixed Deposit with Axis Bank.
DOCUMENTSWhat documents are required to apply for this credit card?
While specific document requirements are not listed on this page, typical documents required for an Axis Bank credit card application include a valid identity proof (Aadhaar, PAN card, passport), address proof, recent passport-sized photographs, and income proof such as salary slips or IT returns for regular credit cards. For the FD-linked version of the IndianOil Easy Axis Bank Credit Card, income proof may not be mandatory. Contact Axis Bank or visit their website for the complete document checklist.
BENEFITSWhat fuel benefits does the IndianOil Easy Axis Bank Credit Card offer?
As a co-branded card with IndianOil, the IndianOil Easy Axis Bank Credit Card is specifically designed to offer benefits on fuel purchases at IndianOil petrol stations across India. While the exact reward rates or cashback percentages are not detailed on this page, such cards typically provide accelerated reward points or fuel surcharge waivers on IndianOil transactions. For specific benefit details, please refer to the official Axis Bank credit card benefits page or contact customer support.
REWARDSWhat type of rewards can I earn with this card?
The IndianOil Easy Axis Bank Credit Card is expected to offer reward points or cashback benefits, particularly on fuel purchases at IndianOil outlets. Axis Bank operates an EDGE REWARDS program through which cardholders can earn and redeem reward points across various categories including travel, dining, and shopping. The exact reward rate per spend, including any bonus categories, is best confirmed directly with Axis Bank by visiting their official credit cards page.
USAGEHow can I redeem the reward points earned on this card?
Reward points earned on the IndianOil Easy Axis Bank Credit Card can typically be redeemed through Axis Bank's EDGE REWARDS platform. The platform allows you to redeem points for travel bookings, merchandise, gift vouchers, and more via TRAVEL EDGE. You can access the redemption portal through Axis Bank's internet banking, the mobile app, or the EDGE REWARDS website. Specific redemption rates and eligible partners for this card can be confirmed with Axis Bank customer support.
INTERNATIONALCan I use the IndianOil Easy Axis Bank Credit Card for international transactions?
While the page does not specify international usage details or the forex markup fee for this card, most Axis Bank credit cards support international transactions wherever the card network (Visa/Mastercard/RuPay) is accepted. Foreign currency transactions may attract a forex markup fee. If you plan to use this card abroad, it is advisable to check the applicable forex markup and transaction charges with Axis Bank before travelling internationally.
APPLICATIONHow can I track my credit card application status?
Axis Bank provides a dedicated application tracking service for credit card applicants. You can track the status of your IndianOil Easy Axis Bank Credit Card application through the Axis Bank website under the 'Track Your Application' section in the Credit Card Services area. You may need your application reference number or registered mobile number to check the status. Alternatively, you can contact Axis Bank's phone banking or customer care for updates.
USAGEHow do I pay my IndianOil Easy Axis Bank Credit Card bill?
Axis Bank offers multiple ways to pay your credit card bill. You can pay through Axis Bank Internet Banking, the mobile banking app (open by Axis Bank), NEFT, RTGS, IMPS, UPI, Google Pay, Bharat QR, or through the BBPS (Bharat Bill Payment System). You can also set up automatic payments via eNACH registration to ensure timely bill payments and avoid late payment charges. Visit the Payments section on the Axis Bank website for more details.
CANCELLATIONHow can I cancel or close my IndianOil Easy Axis Bank Credit Card?
To cancel or close your IndianOil Easy Axis Bank Credit Card, you can contact Axis Bank's customer care via phone banking, visit your nearest Axis Bank branch, or send a written request. Ensure all outstanding dues are cleared before initiating the cancellation. If the card is FD-linked, the Fixed Deposit held as collateral will be released after successful card closure. It is advisable to redeem any accumulated reward points before cancelling the card as they may lapse upon closure.
BENEFITSIs there a fuel surcharge waiver on this credit card?
As an IndianOil co-branded credit card, the IndianOil Easy Axis Bank Credit Card is expected to offer a fuel surcharge waiver on transactions at IndianOil fuel stations, which is a common feature of co-branded fuel credit cards. This waiver helps cardholders save on the standard 1% fuel surcharge applied on fuel transactions. For exact surcharge waiver limits and conditions, please check the detailed terms and conditions on the Axis Bank credit card page.
BENEFITSWhat other credit card offers and deals are available with Axis Bank?
Axis Bank credit cardholders, including those holding the IndianOil Easy Axis Bank Credit Card, can access exclusive offers through the Axis Bank Offers portal. These include Credit Card Offers, Wednesday Delights, Dining Delights, and deals on platforms like Flipkart, Amazon, Tata Neu, Myntra, and MakeMyTrip via GRAB DEALS. Cardholders can also participate in the Refer for Rewards program. Visit the Offers & Rewards section on the Axis Bank website to explore current deals.

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