MyFinCards
INDIANOIL AXIS BANK Credit Card

Joining Fee

₹500

Annual Fee

Rs. 500 + Taxes

Axis Bank
Fuel

INDIANOIL AXIS BANK Credit Card

Key Benefits & Features

Now seamlessly pay with UPI using your credit card

Earn up to 1,250 EDGE REWARD Points on first fuel transaction

4% value back on fuel spends at IndianOil outlets

Official Terms & Conditions

About INDIANOIL AXIS BANK Credit Card

The IndianOil Axis Bank Credit Card is a co-branded credit card offered by Axis Bank in partnership with IndianOil, designed to cater to fuel-focused consumers who frequently visit IndianOil outlets across India. This card is part of Axis Bank's broader credit card portfolio, which spans categories including shopping, dining, travel, and fuel, making it a targeted offering for those looking to maximize value on everyday fuel expenditures. As part of Axis Bank's extensive suite of financial products, the IndianOil Axis Bank Credit Card sits alongside other popular cards such as the Flipkart Axis Bank Credit Card, Airtel Axis Bank Credit Card, and Axis Bank Ace Credit Card. It is available through Axis Bank's seamless digital application process, allowing customers to apply online with ease and track their application status conveniently. Axis Bank supports cardholders with a robust rewards ecosystem through its EDGE REWARDS program, where cardholders can earn and redeem reward points across a wide range of categories. The card is also backed by Axis Bank's comprehensive banking infrastructure, including internet banking, mobile banking, and dedicated customer support channels, ensuring a smooth and rewarding experience for users seeking to get more from their fuel spending.

Frequently Asked QuestionsAbout INDIANOIL AXIS BANK Credit Card

OTHERWhat is the IndianOil Axis Bank Credit Card?
The IndianOil Axis Bank Credit Card is a co-branded fuel credit card offered by Axis Bank in partnership with IndianOil. It is designed to provide benefits specifically for fuel purchases at IndianOil petrol stations across India, along with other everyday spending benefits. The card is part of Axis Bank's range of lifestyle and fuel-focused credit cards available to eligible customers.
APPLICATIONHow can I apply for the IndianOil Axis Bank Credit Card?
You can apply for the IndianOil Axis Bank Credit Card online through the Axis Bank official website by clicking on the 'Apply Now' button on the credit card page. You can also visit the nearest Axis Bank branch to submit your application in person. Axis Bank also offers a quick 3-step application process: Pick your card, Apply online, and get your card. You may also track your application status through the bank's website after applying.
DOCUMENTSWhat documents are required to apply for the IndianOil Axis Bank Credit Card?
Typically, to apply for the IndianOil Axis Bank Credit Card, you will need to submit identity proof (such as Aadhaar card, PAN card, or passport), address proof (such as utility bills or Aadhaar), income proof (such as salary slips, bank statements, or IT returns), and a recent passport-size photograph. The exact documentation requirements may vary based on your employment type and the bank's current policies. It is advisable to check the Axis Bank website for the latest document requirements.
ELIGIBILITYWhat are the eligibility criteria for the IndianOil Axis Bank Credit Card?
To be eligible for the IndianOil Axis Bank Credit Card, applicants generally need to be Indian residents within a certain age bracket (typically 18 years and above), have a stable source of income whether salaried or self-employed, and meet the minimum income requirements set by Axis Bank. A good credit score is also an important factor in the approval process. Specific eligibility details can be confirmed by visiting the Axis Bank website or contacting the bank directly.
FEESWhat are the joining and annual fees for the IndianOil Axis Bank Credit Card?
The joining fee and annual fee details for the IndianOil Axis Bank Credit Card are subject to Axis Bank's current fee structure and promotional offers. Axis Bank periodically offers fee waivers based on spending milestones. It is recommended to visit the official Axis Bank website or contact Axis Bank customer support to get the most up-to-date information on the applicable joining and annual fees for this card before applying.
BENEFITSWhat fuel benefits does the IndianOil Axis Bank Credit Card offer?
The IndianOil Axis Bank Credit Card is specifically designed to reward customers on fuel purchases made at IndianOil petrol stations. Cardholders can earn accelerated reward points or cashback on fuel transactions at IndianOil outlets across India. This makes it an ideal card for individuals who frequently refuel at IndianOil stations and want to maximize savings on their fuel expenses. Specific reward rates may vary, so it is advisable to check the latest benefits on the Axis Bank website.
REWARDSHow do I earn and redeem reward points on the IndianOil Axis Bank Credit Card?
Cardholders earn reward points on eligible purchases made using the IndianOil Axis Bank Credit Card, with accelerated points typically earned on fuel purchases at IndianOil outlets. The reward points can be redeemed through the Axis Bank EDGE REWARDS platform. You can redeem points for fuel, merchandise, travel bookings, or other options available on the portal. To redeem, log in to your Axis Bank account or the EDGE REWARDS portal, select your redemption option, and follow the instructions provided.
INTERNATIONALCan I use the IndianOil Axis Bank Credit Card for international transactions?
The IndianOil Axis Bank Credit Card can typically be used for international transactions where Visa or Mastercard is accepted, subject to the card network it operates on. However, please note that a foreign currency markup fee will apply on international transactions. For frequent international travelers, Axis Bank also offers dedicated Forex Cards that may be more cost-effective for overseas spending. It is advisable to check the applicable forex markup rate with Axis Bank before using the card abroad.
BENEFITSIs there a fuel surcharge waiver on the IndianOil Axis Bank Credit Card?
The IndianOil Axis Bank Credit Card is designed to benefit customers on fuel purchases, and it typically includes a fuel surcharge waiver on transactions at IndianOil petrol stations up to a specified transaction limit per billing cycle. This waiver helps cardholders save on the additional surcharge usually charged on fuel payments made via credit cards. Please refer to the Axis Bank official website or the card's terms and conditions for details on the applicable surcharge waiver limits.
APPLICATIONHow can I track my IndianOil Axis Bank Credit Card application status?
You can track your IndianOil Axis Bank Credit Card application status online through the Axis Bank website by visiting the 'Track Your Application' section available on the credit cards page. You will need to enter your application reference number and other required details to check the status. Alternatively, you can contact Axis Bank's customer care helpline for assistance with tracking your application.
BENEFITSWhat other benefits and offers does the IndianOil Axis Bank Credit Card provide?
Apart from fuel benefits, the IndianOil Axis Bank Credit Card may offer a range of other perks including reward points on all eligible purchases, access to Axis Bank EDGE REWARDS program, exclusive dining and shopping offers through Axis Bank's offers portal, Wednesday Delights, and Dining Delights programs. Cardholders may also benefit from EMI conversion options on large purchases, online and offline merchant discounts, and various lifestyle offers curated by Axis Bank.
ELIGIBILITYCan I get the IndianOil Axis Bank Credit Card against a Fixed Deposit?
Yes, Axis Bank offers credit cards against Fixed Deposits (FD-linked credit cards) for customers who may not meet the standard eligibility criteria. You can apply for a credit card secured against your Axis Bank Fixed Deposit. The IndianOil Easy Axis Bank Credit Card is specifically listed as one of the FD-linked credit card options on the Axis Bank website. This is a good option for individuals looking to build their credit history while enjoying fuel and other card benefits.
USAGEHow do I pay my IndianOil Axis Bank Credit Card bill?
You can pay your IndianOil Axis Bank Credit Card bill through multiple channels offered by Axis Bank. These include Internet Banking, the Axis Bank mobile app (open by Axis Bank), UPI, NEFT, RTGS, IMPS, and through the Bharat Bill Payment System (BBPS). You can also set up an eNACH auto-debit registration for automatic bill payments. Additionally, payments can be made at any Axis Bank branch or ATM. Timely payments help avoid late fees and maintain a healthy credit score.
CANCELLATIONHow can I cancel or close my IndianOil Axis Bank Credit Card?
To cancel or close your IndianOil Axis Bank Credit Card, you can contact Axis Bank's customer care helpline and request card cancellation. Alternatively, you can visit the nearest Axis Bank branch and submit a written request for closure. Before cancelling, ensure that all outstanding dues are cleared and any pending reward points are redeemed. It is advisable to get a written confirmation of the card closure from the bank for your records.
OTHERWhat should I do if my IndianOil Axis Bank Credit Card is lost or stolen?
If your IndianOil Axis Bank Credit Card is lost or stolen, you should immediately report it to Axis Bank's 24x7 customer care helpline to block the card and prevent unauthorized transactions. You can also block the card through Axis Bank's Internet Banking portal or the mobile banking app. After blocking, you can request a replacement card. Additionally, it is advisable to monitor your recent transactions and report any suspicious activity to the bank promptly.

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