Iconia Visa Credit Card (Discontinued)

Joining Fee

₹3,499

Annual Fee

Rs. 0 + Taxes

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Total amount dueLate fee
Up to ₹100Nil
₹101 to ₹500₹100
₹501 to ₹1,000₹350
₹1,001 to ₹10,000₹550
Above ₹10,000₹700
Rewards
Travel
Lifestyle
Best For: Frequent international travelers, Lifestyle spenders, Golf enthusiasts

Iconia Visa Credit Card (Discontinued)

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Pros

  • Lifetime free annual renewal (no renewal fee)
  • Priority Pass for cardholder and add-on holder with 700+ lounges
  • Weekend reward acceleration
  • Comprehensive travel insurance cover
  • Buy 1 Get 1 movie ticket monthly
  • 1% fuel surcharge waiver
  • Total Protect fraud insurance up to credit limit

Cons

  • Discontinued product, no new applications accepted
  • Fuel transactions earn no reward points
  • Travel Plus lounge waiver requires additional Rs 5,000 annual fee
  • Cash redemption value lower than non-cash (Rs 0.50 vs Rs 0.75 per RP)
  • Free movie ticket capped at Rs 200

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Travel Plus programme requires additional Rs 5,000 annual fee for lounge access

Reward points not earned on fuel effective April 2018

Max 5000 reward points allowed for cash redemption per calendar month from Sept 2024

Club Vistara airmiles redemption discontinued effective 31st Oct 2024

InterMiles redemption discontinued effective 21st January 2025

Welcome gift only applicable on select fee plan

Key Benefits & Features

Auto Assist: roadside repair, emergency fuel, flat tire, battery service, emergency towing, accident management and medical assistance

Welcome gift via Vouchagram: discount vouchers from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola (select fee plan only)

Eligibility Criteria

Min. Annual Income

₹3.6 Lakhs

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Aadhaar Card
Photograph

ADDRESS Proof

Aadhaar Card
Voter's ID
Driving License
Passport

INCOME Proof

Last 3 months bank statement (Salaried)
Last 3 months salary slip (Salaried)
Other bank's credit card details (Salaried)
Latest ITR copy (Self-Employed)
Other bank's credit card details (Self-Employed)

Notable Exclusions

No reward points on fuel transactionsRevised rewards programme for select merchant categories

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Iconia Visa Credit Card (Discontinued)

The IndusInd Bank Iconia Visa Credit Card is a premium lifestyle card designed to cater to discerning cardholders seeking world-class privileges across travel, golf, and everyday lifestyle experiences. Though now discontinued for new applicants, the card continues to serve existing cardholders with its comprehensive suite of benefits. It carries a one-time issuance fee of Rs 3,499 with no annual renewal fee, making it a compelling long-term proposition for those who qualify. The card features a best-in-class rewards programme, earning 1 Reward Point per Rs 100 spent on weekends and 0.75 Reward Points on weekdays, with flexible redemption options including airmiles, IndusMoments, and cash credit. Cardholders enjoy complimentary Priority Pass membership with access to over 700 international lounges, buy-one-get-one movie ticket offers via BookMyShow, and a 1% fuel surcharge waiver across India. Travel insurance coverage, concierge services, and roadside auto assistance further enhance its value. Additional lifestyle privileges include access to Montblanc store benefits, exclusive hotel experiences through The Postcard Hotel, and discount vouchers across leading brands via Vouchagram. Comprehensive card protection through the Total Protect programme safeguards against unauthorised transactions. With an estimated annual savings of over Rs 26,500, the Iconia Visa Credit Card delivers exceptional value for frequent travellers and lifestyle enthusiasts alike.

Expert Review

Our Verdict

Discontinued lifestyle card with golf, travel & Priority Pass perks, weekend reward boosts, and movie benefits.

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