Iconia Amex Credit Card (Discontinued)

Joining Fee

₹3,499

Annual Fee

Rs. 0 + Taxes

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Total amount dueLate fee
Up to ₹100Nil
₹101 to ₹500₹100
₹501 to ₹1,000₹350
₹1,001 to ₹10,000₹550
Above ₹10,000₹700
Rewards
Lifestyle
Travel
Best For: Frequent travelers, Weekend spenders, Lifestyle & dining enthusiasts, Golf players

Iconia Amex Credit Card (Discontinued)

Rewards Structure

Base Reward Rate

1.5% on spends

Point Value

1 Point = ₹0.75

Pros

  • Weekend bonus reward points (2x on Sat & Sun)
  • Complimentary Priority Pass for 600+ global lounges
  • Nil annual renewal fee
  • Nil add-on card fee
  • 24x7 global concierge service
  • Travel insurance cover included
  • Buy 1 Get 1 movie ticket on BookMyShow
  • Total Protect fraud insurance up to credit limit
  • 1% fuel surcharge waiver

Cons

  • Card discontinued for new applicants
  • No reward points on fuel transactions
  • Cash redemption value lower (1 RP = Rs 0.50) vs non-cash (1 RP = Rs 0.75)
  • Cash redemption capped at 5000 points per calendar month
  • High interest rate annually (46%)
  • Priority pass per-visit charge of USD 27 beyond complimentary usage
  • Club Vistara airmiles redemption discontinued from Oct 2024
  • InterMiles redemption discontinued from Jan 2025

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points cap of 5000 for cash redemption per calendar month effective 1st Sep 2024

Non-cash redemption value reduced to 1 RP = Rs 0.75 from 1st March 2024

Cash redemption value reduced to 1 RP = Rs 0.50 from 1st March 2024

No reward points accrual on fuel transactions

Welcome gift only applicable on select fee plans

Free movie ticket capped at Rs 200 value

Key Benefits & Features

Auto Assist: roadside repair, emergency fuel, flat tire, battery service, towing, accident & medical assistance

Travel Plus Program: max 8 lounge usages/year outside India with travel insurance; saves approx Rs 12,960 p.a.

Eligibility Criteria

Min. Annual Income

₹3.6 Lakhs

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

ADDRESS Proof

Aadhaar Card
Voter's ID
Driving License
Passport

INCOME Proof

Last 3 months bank statement (Salaried)
Last 3 months salary slip (Salaried)
Other bank's credit card details (Salaried)
Latest ITR copy (Self-Employed)
Other bank's credit card details (Self-Employed)

IDENTITY Proof

PAN Card
Aadhaar Card
Photograph
Voter's ID
Driving License
Passport

Notable Exclusions

No reward points on fuel transactionsRevised rewards for select merchant categories

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Iconia Amex Credit Card (Discontinued)

The IndusInd Bank Iconia American Express Credit Card is a premium lifestyle card designed to cater to frequent travelers, weekend spenders, and those who appreciate refined experiences. Built around a best-in-class rewards programme, the card earns 2 Reward Points for every Rs. 100 spent on weekends and 1.5 Reward Points on weekdays, making it especially rewarding for regular spenders. Cardholders also enjoy complimentary access to Amex lounges and a 1% fuel surcharge waiver at fuel stations across India. Travel benefits are a standout feature, with complimentary Priority Pass membership granting access to over 600 airport lounges worldwide, along with the Travel Plus Programme that includes travel insurance covering lost baggage, delayed baggage, loss of passport, missed connections, and lost tickets. A dedicated 24/7 concierge service assists with hotel reservations, flight bookings, sports and entertainment ticketing, and gift deliveries from anywhere in the world. Lifestyle perks include a buy-one-get-one movie ticket offer via BookMyShow, exclusive Montblanc brand privileges, access to The Postcard Hotel luxury properties, and discount vouchers through Vouchagram across brands like Amazon, Flipkart, and Uber. The card also features roadside auto assist and Total Protect fraud insurance. Please note this card has been discontinued for new applicants and is referenced for existing cardholders only.

Expert Review

Our Verdict

Premium Amex card with weekend bonus rewards, golf, travel & lifestyle privileges for discerning spenders.

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