HPCL SuperSaver

Joining Fee

₹500

Annual Fee

Rs. 500 (Reversed on annual spends of Rs. 1.5 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL

Late Payment Charges

Minimum ₹100 · Maximum ₹1,300

Fuel
Cashback
Rewards
Best For: Frequent HPCL fuel users, Daily commuters with high fuel expenses, Users looking for low-fee fuel credit card

HPCL SuperSaver

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹400 /monthly

Pros

  • 5% savings on HPCL fuel transactions
  • Accelerated 20 points per ₹100 on daily essentials
  • Roadside assistance 24/7
  • Movie discounts twice a month
  • Low joining and annual fee of ₹500
  • Annual fee waiver on spending ₹1.5 lakh

Cons

  • Fuel cashback capped at ₹200 per month
  • Essential spend reward points capped at 400 per month
  • Lounge access requires ₹75,000 quarterly spend
  • Forex markup of 3.5%
  • Personal accident cover and concierge only for RuPay variant

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Fuel 5% saving comprises 4% cashback + 1% surcharge waiver, capped at ₹200/month

Lounge access only in the following quarter after meeting spend criteria

Roadside assistance requires payment of joining/annual fee to activate

Key Benefits & Features

24/7 Roadside Assistance including towing, flat tire repair, fuel delivery (up to 5 litres), key retrieval, taxi up to 50 km

Eligibility Criteria

Min. Annual Income

₹2.4 Lakhs

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

Identity Proof

ADDRESS Proof

Address Proof

INCOME Proof

Income Proof

Notable Exclusions

No reward points on fuel transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About HPCL SuperSaver

The ICICI Bank HPCL Super Saver Credit Card is purpose-built for frequent travellers and daily commuters who want to cut costs on fuel. Issued on the RuPay network with a modest joining and annual fee of ₹500 each, the card delivers up to 5% savings on fuel purchases at HPCL petrol pumps and through the HP Pay app — comprising 4% cashback capped at ₹200 per month plus a 1% fuel surcharge waiver. An additional 1.5% cashback in Happy Coins is available on HP Pay app transactions at HPCL outlets. Beyond fuel, the card rewards everyday spending with 20 reward points per ₹100 on daily essentials such as utilities, groceries, and departmental store purchases, and 2 reward points per ₹100 on general retail spends. New cardholders receive 2,000 bonus reward points on joining, and the annual fee is waived upon spending ₹1.5 lakh in a year. Lifestyle perks include a 25% discount on movie tickets at BookMyShow and INOX twice a month, one quarterly domestic airport lounge access upon meeting the spend threshold, and round-the-clock roadside assistance covering towing, fuel delivery, spare key retrieval, and emergency accommodation. The RuPay variant also provides personal accident insurance cover and a 24x7 concierge service, making this card a well-rounded choice for fuel-focused spenders.

Expert Review

Our Verdict

Best fuel card for HPCL users with 5% savings on fuel, reward points & roadside assistance.

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