MyFinCards
HPCL SuperSaver

Joining Fee

₹500

Annual Fee

Rs. 500 (Reversed on annual spends of Rs. 1.5 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL
ICICI Bank
Fuel
Cashback
Rewards
Best For: Frequent HPCL fuel users, Daily commuters with high fuel expenses, Users looking for low-fee fuel credit card

HPCL SuperSaver

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹400 /monthly

Pros

  • 5% savings on HPCL fuel transactions
  • Accelerated 20 points per ₹100 on daily essentials
  • Roadside assistance 24/7
  • Movie discounts twice a month
  • Low joining and annual fee of ₹500
  • Annual fee waiver on spending ₹1.5 lakh

Cons

  • Fuel cashback capped at ₹200 per month
  • Essential spend reward points capped at 400 per month
  • Lounge access requires ₹75,000 quarterly spend
  • Forex markup of 3.5%
  • Personal accident cover and concierge only for RuPay variant

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Fuel 5% saving comprises 4% cashback + 1% surcharge waiver, capped at ₹200/month

Lounge access only in the following quarter after meeting spend criteria

Roadside assistance requires payment of joining/annual fee to activate

Key Benefits & Features

24/7 Roadside Assistance including towing, flat tire repair, fuel delivery (up to 5 litres), key retrieval, taxi up to 50 km

Eligibility Criteria

Min. Annual Income

₹2.4 Lakhs

Age Requirement

21+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

Identity Proof

ADDRESS Proof

Address Proof

INCOME Proof

Income Proof

Notable Exclusions

No reward points on fuel transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About HPCL SuperSaver

The ICICI Bank HPCL Super Saver Credit Card is purpose-built for frequent travellers and daily commuters who want to cut costs on fuel. Issued on the RuPay network with a modest joining and annual fee of ₹500 each, the card delivers up to 5% savings on fuel purchases at HPCL petrol pumps and through the HP Pay app — comprising 4% cashback capped at ₹200 per month plus a 1% fuel surcharge waiver. An additional 1.5% cashback in Happy Coins is available on HP Pay app transactions at HPCL outlets. Beyond fuel, the card rewards everyday spending with 20 reward points per ₹100 on daily essentials such as utilities, groceries, and departmental store purchases, and 2 reward points per ₹100 on general retail spends. New cardholders receive 2,000 bonus reward points on joining, and the annual fee is waived upon spending ₹1.5 lakh in a year. Lifestyle perks include a 25% discount on movie tickets at BookMyShow and INOX twice a month, one quarterly domestic airport lounge access upon meeting the spend threshold, and round-the-clock roadside assistance covering towing, fuel delivery, spare key retrieval, and emergency accommodation. The RuPay variant also provides personal accident insurance cover and a 24x7 concierge service, making this card a well-rounded choice for fuel-focused spenders.

Expert Review

Our Verdict

Best fuel card for HPCL users with 5% savings on fuel, reward points & roadside assistance.

Frequently Asked QuestionsAbout HPCL SuperSaver

BENEFITSIs the HPCL Super Saver Credit Card a fuel Credit Card from ICICI Bank?
Yes. The HPCL Super Saver Credit Card is an ICICI Bank fuel Credit Card that helps you cut costs with cashback and savings on fuel, utility and departmental store transactions. It offers 5% savings on all fuel spending at HPCL petrol pumps and on the HP Pay app, along with accelerated reward points on daily essentials, roadside assistance, and movie discounts, making it an ideal card for frequent travellers and daily commuters.
FEESWhat is the joining fee for the ICICI Bank HPCL Super Saver Credit Card?
The HPCL Super Saver Credit Card has a joining fee of ₹500 + GST. Upon paying the joining fee, you receive 2,000 bonus reward points as a welcome benefit, which adds significant value right from the start. The low joining fee makes this card an affordable entry point for customers looking to save on fuel and daily essential purchases.
FEESWhat is the annual fee for the ICICI Bank HPCL Super Saver Credit Card?
The HPCL Super Saver Credit Card has an annual fee of ₹500 + GST. However, you can get the annual fee waived off for the next year if you spend ₹1.5 lakh or more on your card in the current year. This makes it a cost-effective card for regular users who spend on fuel, groceries, utilities, and other daily essentials.
ELIGIBILITYWhat are the eligibility criteria to apply for the ICICI Bank HPCL Super Saver Credit Card?
To apply for the HPCL Super Saver Credit Card, you must be an Indian citizen between 21 and 65 years of age. For salaried individuals, a minimum monthly income of ₹20,000 is required. For self-employed applicants, a minimum annual income of ₹2,40,000 is required. Standard identity proof, address proof, and income proof documents are needed, though ICICI Bank states that no physical documents are required during the application process.
REWARDSHow can I earn cashback on fuel purchases with the HPCL Super Saver Credit Card?
You can save up to 5% on fuel purchases when the card is swiped at any HPCL fuel pump on any bank's POS machine or by using the HP Pay app. The 5% savings comprises 4% cashback plus 1% fuel surcharge waiver. The 4% cashback is capped at ₹200 per month. Additionally, you get an extra 1.5% cashback (Happy Coins) on all fuel purchases made through the HP Pay app at HPCL outlets.
REWARDSWhat are the accelerated reward points benefits on daily essential spends?
With the HPCL Super Saver Credit Card, you earn 20 ICICI Bank Reward Points for every ₹100 spent on daily essentials such as utility bills, groceries, and department store purchases. This translates to a 5% cashback equivalent on these categories. The accelerated reward points on essential spends are capped at 400 ICICI Bank Reward Points per month. For all other retail spends, you earn 2 reward points per ₹100 spent.
BENEFITSWhat are the criteria for availing domestic lounge access with the HPCL Super Saver Credit Card?
To enjoy domestic airport lounge access, you must spend ₹75,000 or more on your HPCL Super Saver Credit Card in a calendar quarter. This entitles you to 1 complimentary domestic lounge access in the following calendar quarter. The benefit is exclusively applicable to the primary cardholder. Additional bookings beyond the complimentary benefit will be charged as per rates decided by the service provider.
BENEFITSWhat movie ticket benefits are available on the HPCL Super Saver Credit Card?
Cardholders are eligible for a 25% discount on movie tickets worth up to ₹100 on the purchase of a minimum of two tickets. This offer is applicable on BookMyShow and INOX platforms and is available twice a month. Any additional bookings beyond the complimentary benefit will be charged as per the rates decided by the service provider. Detailed terms and conditions are available on the ICICI Bank website.
BENEFITSWhat services are included in the Roadside Assistance benefit?
Roadside Assistance on the HPCL Super Saver Credit Card includes 24x7 helpline support, on-site repairs for minor issues like flat tyres or dead batteries, towing to authorised workshops for major problems, taxi services for up to 50 km, fuel delivery of up to 5 litres, retrieval of spare keys, custody services for vehicles, and vehicle repatriation for repairs taking more than two days. Emergency hotel accommodation and medical service arrangements are also available when travelling outstation.
BENEFITSHow does the Locked or Lost Key benefit work under Roadside Assistance?
If you are locked out of your vehicle or your key is lost, the Roadside Assistance service provider will arrange for the retrieval of your spare key from your residence. This ensures that you can regain access to your vehicle without undue delay or hassle. To activate Roadside Assistance, customers must first pay the joining or annual fee. After eligibility is confirmed, contact details are sent to the service provider, who sends a confirmation SMS with instructions for availing services.
DOCUMENTSWhat documents are required to apply for the HPCL Super Saver Credit Card?
To apply for the HPCL Super Saver Credit Card, you will need identity proof, address proof, and income proof documents. ICICI Bank states that no physical documents are required during the online application process, making it a convenient and paperless experience. Standard acceptable documents include Aadhaar, PAN card, passport, or driving licence for identity and address proof, along with salary slips or IT returns for income verification.
INTERNATIONALWhat is the forex markup charge on the HPCL Super Saver Credit Card?
The HPCL Super Saver Credit Card carries a forex markup fee of 3.5% on all international transactions. This means that for every purchase made in a foreign currency, an additional 3.5% charge will be applied. Given this relatively high forex markup, this card is best suited for domestic use, particularly for fuel purchases at HPCL outlets and daily essential spending. For frequent international travellers, a dedicated forex or travel credit card may be more cost-effective.
USAGEHow can I redeem reward points earned on the HPCL Super Saver Credit Card?
Reward points earned on the HPCL Super Saver Credit Card can be redeemed across a wide range of categories including Health and Beauty, Travel and Luggage, Shopping Vouchers, Home Appliances, Electronics, and Fashion and Lifestyle. You earn 20 reward points per ₹100 on daily essentials and 2 reward points per ₹100 on other retail spends. You can redeem points through the ICICI Bank iMobile app or Internet Banking portal under the rewards redemption section.
USAGEHow can I check the payment due date for my HPCL Super Saver Credit Card?
You can check the payment due date for your ICICI Bank HPCL Super Saver Credit Card through multiple channels: your monthly credit card statements, the ICICI Bank iMobile app, Internet Banking, or by calling the customer care toll-free number 1800 1080. It is recommended to pay your dues on or before the due date to avoid late payment charges, which range from ₹100 to ₹1,300, and interest charges of 3.75% per month on unpaid balances.
APPLICATIONHow can I apply for the ICICI Bank HPCL Super Saver Credit Card?
You can apply for the ICICI Bank HPCL Super Saver Credit Card online through the ICICI Bank website by clicking the 'Apply Now' button on the card page. The application process is fully digital and does not require physical documents to be submitted. You will need to provide basic personal details, income information, and identity and address proof. You can also call ICICI Bank's toll-free number 1800 1080 for assistance with the application process.

Related Fuel Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Fuel cards
811 Dream Different Credit Card
RewardsCashbackFuel

811 Dream Different Credit Card

Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal

Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

Joining Fee
N/A
Annual Fee
Rs. 0 + Taxes
ACE Credit Card
Rewards

ACE Credit Card

Detailed benefits inside

Joining Fee
₹499
Annual Fee
₹499
Adani One Platinum
TravelLifestyleRewardsFuel

Adani One Platinum

2 instances of Valet Parking annually at Adani-managed airports

2 instances of Premium car parking on card activation

Joining Fee
₹750
Annual Fee
₹750

More from ICICI Bank

Discover the full range of credit cards offered by ICICI Bank to find the perfect fit for your finances.

View all ICICI Bank cards
Adani One Platinum
TravelLifestyleRewardsFuel

Adani One Platinum

2 instances of Valet Parking annually at Adani-managed airports

2 instances of Premium car parking on card activation

Joining Fee
₹750
Annual Fee
₹750
Adani One Signature
TravelLifestyleRewards

Adani One Signature

2 Pranaam services annually (1 on activation, 1 on ₹3 lakh spend)

4 valet parking instances annually at Adani managed airports

Joining Fee
₹5,000
Annual Fee
₹5,000
Amazon Pay ICICI Bank
RewardsShoppingCashback

Amazon Pay ICICI Bank

Rewards automatically credited as Amazon Pay balance every billing cycle

Joining Fee
N/A
Annual Fee
Rs. 0 + Taxes