EazyDiner IndusInd Bank Platinum Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Rewards
Lifestyle
Best For: Frequent diners, EazyDiner platform users, Lifestyle spenders looking for dining discounts

EazyDiner IndusInd Bank Platinum Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.2

Pros

  • Lifetime free card with zero joining and annual fees
  • Guaranteed 25%-50% dining discounts at 2000+ restaurants via EazyDiner Prime
  • Extra 20% OFF up to INR 500 on PayEazy payments
  • Instant reward point redemption against restaurant bills
  • 1% fuel surcharge waiver
  • Total Protect fraud insurance up to credit limit

Cons

  • Dining spends excluded from milestone benefit
  • Extra 20% discount only via PayEazy on EazyDiner App, not on physical card use
  • No reward points on fuel transactions
  • Reduced earn rate (0.7 points per INR 100) on Insurance, Rent, Utility and Government spends

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Extra 20% discount capped at 3 usages per calendar month

Consecutive transactions at the same restaurant within 120 minutes do not qualify for extra 20% off

GST on fuel surcharge borne by the cardholder

Reward Points earned only for spends up to assigned credit limit in each statement cycle

Dining spends not counted towards INR 30,000 milestone for 2000 bonus reward points

Key Benefits & Features

Contactless Tap and Pay feature for fast and secure transactions at contactless-enabled merchants

Year-end summary of accounts with spend analysis by month, merchant category and charge amounts

500 welcome bonus EazyPoints on card activation

Notable Exclusions

No Reward Points earned on Fuel transactionsReduced Reward Points (0.7 per INR 100) on Insurance, Rent, Utility and Government spendsDining spends not considered for INR 30,000 milestone benefitExtra 20% OFF not applicable if bill is paid physically with the card or via other payment modes

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About EazyDiner IndusInd Bank Platinum Credit Card

The EazyDiner IndusInd Bank Platinum Credit Card is a co-branded dining credit card issued by IndusInd Bank in partnership with EazyDiner, India's leading food discovery and restaurant reservation platform. Designed for passionate diners and lifestyle enthusiasts, this lifetime-free card carries no joining or annual fees, making it an accessible choice for those who love to eat out and explore premium culinary experiences. Cardholders receive a complimentary 3-month EazyDiner Prime membership worth INR 1,095, unlocking guaranteed discounts of 25% to 50% at over 2,000 premium restaurants and bars, along with 500 welcome bonus EazyPoints. An extra instant 20% off up to INR 500 is available each time cardholders book and pay through the EazyDiner app via PayEazy, capped at three uses per calendar month. Spending INR 30,000 every 90 days earns 2,000 bonus Reward Points and renews the Prime membership. On everyday purchases, cardholders earn up to 2 Reward Points per INR 100 spent, redeemable instantly against restaurant bills or for free meals and hotel stays. Additional perks include a 1% fuel surcharge waiver at all fuel stations across India, contactless tap-and-pay functionality, a year-end spend summary, and Total Protect insurance coverage against fraudulent and counterfeit card transactions, ensuring both convenience and security for every cardholder.

Expert Review

Our Verdict

Lifetime-free dining card with EazyDiner Prime perks, instant discounts & reward points on every spend.

Related Rewards Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Rewards cards

More from IndusInd Bank

Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.

View all IndusInd Bank cards