
Joining Fee
Free
Annual Fee
Rs. 0 + Taxes
EazyDiner IndusInd Bank Platinum Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.2
Pros
- Lifetime free card with zero joining and annual fees
- Guaranteed 25%-50% dining discounts at 2000+ restaurants via EazyDiner Prime
- Extra 20% OFF up to INR 500 on PayEazy payments
- Instant reward point redemption against restaurant bills
- 1% fuel surcharge waiver
- Total Protect fraud insurance up to credit limit
Cons
- Dining spends excluded from milestone benefit
- Extra 20% discount only via PayEazy on EazyDiner App, not on physical card use
- No reward points on fuel transactions
- Reduced earn rate (0.7 points per INR 100) on Insurance, Rent, Utility and Government spends
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Extra 20% discount capped at 3 usages per calendar month
Consecutive transactions at the same restaurant within 120 minutes do not qualify for extra 20% off
GST on fuel surcharge borne by the cardholder
Reward Points earned only for spends up to assigned credit limit in each statement cycle
Dining spends not counted towards INR 30,000 milestone for 2000 bonus reward points
Key Benefits & Features
Contactless Tap and Pay feature for fast and secure transactions at contactless-enabled merchants
Year-end summary of accounts with spend analysis by month, merchant category and charge amounts
500 welcome bonus EazyPoints on card activation
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About EazyDiner IndusInd Bank Platinum Credit Card
The EazyDiner IndusInd Bank Platinum Credit Card is a co-branded dining credit card issued by IndusInd Bank in partnership with EazyDiner, India's leading food discovery and restaurant reservation platform. Designed for passionate diners and lifestyle enthusiasts, this lifetime-free card carries no joining or annual fees, making it an accessible choice for those who love to eat out and explore premium culinary experiences. Cardholders receive a complimentary 3-month EazyDiner Prime membership worth INR 1,095, unlocking guaranteed discounts of 25% to 50% at over 2,000 premium restaurants and bars, along with 500 welcome bonus EazyPoints. An extra instant 20% off up to INR 500 is available each time cardholders book and pay through the EazyDiner app via PayEazy, capped at three uses per calendar month. Spending INR 30,000 every 90 days earns 2,000 bonus Reward Points and renews the Prime membership. On everyday purchases, cardholders earn up to 2 Reward Points per INR 100 spent, redeemable instantly against restaurant bills or for free meals and hotel stays. Additional perks include a 1% fuel surcharge waiver at all fuel stations across India, contactless tap-and-pay functionality, a year-end spend summary, and Total Protect insurance coverage against fraudulent and counterfeit card transactions, ensuring both convenience and security for every cardholder.
Our Verdict
Lifetime-free dining card with EazyDiner Prime perks, instant discounts & reward points on every spend.
Related Rewards Cards
Explore other premium credit cards that offer similar benefits and rewards.

811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

ACE Credit Card
Detailed benefits inside

AXIS BANK VISTARA Credit Card
Wednesday Delight: instant savings up to 15% on flights & hotels via Goibibo and MakeMyTrip; 10% off on Swiggy, Amazon Fresh, and up to ₹1000 off on Tira
More from IndusInd Bank
Discover the full range of credit cards offered by IndusInd Bank to find the perfect fit for your finances.

CRED IndusInd Bank RuPay Credit Card
Credit card enabled on UPI via RuPay network. Link to any UPI app and pay via Scan & Pay or UPI ID.

Celesta Credit Card
Visa Infinite Benefits included

Club Vistara Explorer Credit Card
Complimentary Club Vistara Gold membership (first year): priority check-in, boarding, additional baggage allowance, priority baggage handling
Welcome benefit: Complimentary Business Class ticket voucher + Gift Vouchers worth INR 25,000 on payment of joining fee