MyFinCards
EazyDiner IndusInd Bank Platinum Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

IndusInd Bank
Rewards
Lifestyle
Best For: Frequent diners, EazyDiner platform users, Lifestyle spenders looking for dining discounts

EazyDiner IndusInd Bank Platinum Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.2

Pros

  • Lifetime free card with zero joining and annual fees
  • Guaranteed 25%-50% dining discounts at 2000+ restaurants via EazyDiner Prime
  • Extra 20% OFF up to INR 500 on PayEazy payments
  • Instant reward point redemption against restaurant bills
  • 1% fuel surcharge waiver
  • Total Protect fraud insurance up to credit limit

Cons

  • Dining spends excluded from milestone benefit
  • Extra 20% discount only via PayEazy on EazyDiner App, not on physical card use
  • No reward points on fuel transactions
  • Reduced earn rate (0.7 points per INR 100) on Insurance, Rent, Utility and Government spends

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Extra 20% discount capped at 3 usages per calendar month

Consecutive transactions at the same restaurant within 120 minutes do not qualify for extra 20% off

GST on fuel surcharge borne by the cardholder

Reward Points earned only for spends up to assigned credit limit in each statement cycle

Dining spends not counted towards INR 30,000 milestone for 2000 bonus reward points

Key Benefits & Features

Contactless Tap and Pay feature for fast and secure transactions at contactless-enabled merchants

Year-end summary of accounts with spend analysis by month, merchant category and charge amounts

500 welcome bonus EazyPoints on card activation

Notable Exclusions

No Reward Points earned on Fuel transactionsReduced Reward Points (0.7 per INR 100) on Insurance, Rent, Utility and Government spendsDining spends not considered for INR 30,000 milestone benefitExtra 20% OFF not applicable if bill is paid physically with the card or via other payment modes

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About EazyDiner IndusInd Bank Platinum Credit Card

The EazyDiner IndusInd Bank Platinum Credit Card is a co-branded dining credit card issued by IndusInd Bank in partnership with EazyDiner, India's leading food discovery and restaurant reservation platform. Designed for passionate diners and lifestyle enthusiasts, this lifetime-free card carries no joining or annual fees, making it an accessible choice for those who love to eat out and explore premium culinary experiences. Cardholders receive a complimentary 3-month EazyDiner Prime membership worth INR 1,095, unlocking guaranteed discounts of 25% to 50% at over 2,000 premium restaurants and bars, along with 500 welcome bonus EazyPoints. An extra instant 20% off up to INR 500 is available each time cardholders book and pay through the EazyDiner app via PayEazy, capped at three uses per calendar month. Spending INR 30,000 every 90 days earns 2,000 bonus Reward Points and renews the Prime membership. On everyday purchases, cardholders earn up to 2 Reward Points per INR 100 spent, redeemable instantly against restaurant bills or for free meals and hotel stays. Additional perks include a 1% fuel surcharge waiver at all fuel stations across India, contactless tap-and-pay functionality, a year-end spend summary, and Total Protect insurance coverage against fraudulent and counterfeit card transactions, ensuring both convenience and security for every cardholder.

Expert Review

Our Verdict

Lifetime-free dining card with EazyDiner Prime perks, instant discounts & reward points on every spend.

Frequently Asked QuestionsAbout EazyDiner IndusInd Bank Platinum Credit Card

OTHERWhat is the EazyDiner IndusInd Bank Platinum Credit Card?
The EazyDiner IndusInd Bank Platinum Credit Card is a powerful co-branded dining credit card issued by IndusInd Bank in partnership with EazyDiner Private Limited. It is designed for food lovers and offers incredible rewards including instant discounts, accelerated reward points, and exclusive dining privileges. The card is a lifetime free card with no joining or annual fees, making it an excellent choice for those who enjoy dining out frequently.
FEESWhat are the fees associated with the EazyDiner IndusInd Bank Platinum Credit Card?
The EazyDiner IndusInd Bank Platinum Credit Card is a Lifetime Free (LTF) card, meaning there are absolutely no joining fees and no annual fees. You can enjoy all the premium dining benefits and rewards without worrying about any card membership charges. This makes it one of the most cost-effective dining credit cards available.
USAGEHow do I redeem reward points earned on the EazyDiner IndusInd Bank Platinum Credit Card?
Reward Points earned on the EazyDiner IndusInd Bank Platinum Credit Card can be redeemed in two ways. First, you can redeem them instantly at the time of payment via PayEazy against your restaurant bill for an extra discount. Alternatively, other redemption options are available through the redemption catalogue on the EazyDiner App, including free hotel stays, free meals, and exclusive restaurant events across the country.
BENEFITSWhat are the key benefits of the EazyDiner IndusInd Bank Platinum Credit Card?
The key benefits include: 3 months EazyDiner Prime Membership worth INR 1,095 with guaranteed 25%-50% OFF at 2000+ premium restaurants; extra 20% OFF up to INR 500 every time you book and pay via PayEazy on the EazyDiner App; 2000 Reward Points on spending INR 30,000 every 90 days; 3-month Prime membership renewal on spending INR 30,000 in 90 days; 1% fuel surcharge waiver across all fuel stations in India; and Total Protect fraud insurance coverage up to your credit limit.
BENEFITSDoes the EazyDiner IndusInd Bank Platinum Credit Card have a contactless payment feature?
Yes, the EazyDiner IndusInd Bank Platinum Credit Card comes with a contactless Tap and Pay feature that enables fast, convenient, and secure purchases. You can simply tap your card at merchant locations that accept contactless payments. The card is accepted at over 10 lakh merchant outlets in India and over 30 million outlets worldwide, and can also be used for online shopping, travel bookings, utility bill payments, and movie ticket bookings.
APPLICATIONHow can I apply for the EazyDiner IndusInd Bank Platinum Credit Card?
You can apply for the EazyDiner IndusInd Bank Platinum Credit Card online on the IndusInd Bank website in 3 easy steps: Step 1 – Input your basic personal details. Step 2 – Based on your details, the bank will fetch the best offer available for you. Step 3 – Sign the application digitally and complete instant Video KYC (V-KYC) to get your card. The entire process is 100% digital for your convenience.
REWARDSHow are reward points earned on the EazyDiner IndusInd Bank Platinum Credit Card?
You earn 2 Reward Points for every INR 100 spent on most transactions using the EazyDiner IndusInd Bank Platinum Credit Card. However, a reduced rate of 0.7 Reward Points per INR 100 applies on Insurance, Rent, Utility, and Government spends. Fuel transactions do not earn any Reward Points. Additionally, reward points are only earned for spends up to your assigned credit limit within each statement cycle. You also get 2X EazyPoints when using this card on the EazyDiner platform.
BENEFITSWhat is the Extra 20% OFF benefit and how does it work?
The Extra 20% OFF benefit allows you to get an additional 20% discount of up to INR 500 every time you dine out or order takeaway through the EazyDiner App and pay via PayEazy using your EazyDiner IndusInd Bank Platinum Credit Card. This benefit is capped at 3 times per calendar month. Importantly, this discount applies only when paying through the EazyDiner App via PayEazy — it is not applicable if you pay using the physical card, other cards, UPI, or wallets. No promo code is needed as the discount is auto-applied.
REWARDSWhat is the milestone benefit on the EazyDiner IndusInd Bank Platinum Credit Card?
The milestone benefit rewards you with 2000 Reward Points when you spend INR 30,000 every 90 days. Additionally, spending INR 30,000 in 90 days also earns you a 3-month EazyDiner Prime membership renewal. It is important to note that dining spends are excluded from the milestone benefit calculation. Only non-dining transactions will be counted towards reaching the INR 30,000 spending threshold.
BENEFITSWhat is the Total Protect feature on the EazyDiner IndusInd Bank Platinum Credit Card?
Total Protect is a fraud insurance program that covers you for an amount equal to your credit limit on the card. It protects against unauthorised transactions in case of loss or theft of the card — providing coverage for fraudulent use up to 48 hours prior to you reporting the card loss to IndusInd Bank. It also covers counterfeit fraud, where card details are stolen and used with counterfeit plastic. This protection is also available on add-on cards linked to your account.
BENEFITSIs there a fuel surcharge waiver on the EazyDiner IndusInd Bank Platinum Credit Card?
Yes, the EazyDiner IndusInd Bank Platinum Credit Card offers a 1% fuel surcharge waiver across all fuel stations in India. However, please note that GST on the fuel surcharge as per the standard rate is applicable and will be borne by the cardholder. Also, fuel transactions do not earn any Reward Points on this card.
BENEFITSWhat is EazyDiner Prime and what benefits does it offer?
EazyDiner Prime is an award-winning dining membership program that provides guaranteed 25% to 50% OFF at over 2000 premium restaurants and bars across India. As a new EazyDiner IndusInd Bank Platinum Credit Card holder, you receive a complimentary 3-month EazyDiner Prime membership worth INR 1,095. Prime members also enjoy 2X EazyPoints on their transactions, which can be redeemed for free luxury hotel stays, free meals, and access to exclusive restaurant events across the country.
INTERNATIONALAre there any international usage benefits or forex markup on this card?
The EazyDiner IndusInd Bank Platinum Credit Card can be used internationally at over 30 million merchant outlets worldwide that accept Visa card payments. You can also make cash withdrawals internationally. However, specific details about the foreign exchange (forex) markup fee for international transactions are not explicitly mentioned for this card. It is recommended to contact IndusInd Bank customer care or visit the official website for the latest schedule of charges related to international transactions.
BENEFITSWhat welcome benefits do I get with the EazyDiner IndusInd Bank Platinum Credit Card?
Upon getting your EazyDiner IndusInd Bank Platinum Credit Card, you receive the following welcome benefits: a complimentary 3-month EazyDiner Prime membership worth INR 1,095, giving you guaranteed 25%-50% OFF at 2000+ premium restaurants and bars; 500 welcome bonus EazyPoints credited to your account; and access to the Extra 20% OFF up to INR 500 discount on your dining experiences when paying via PayEazy on the EazyDiner App.
USAGEHow can I maximize my savings using the EazyDiner IndusInd Bank Platinum Credit Card?
To maximize savings, follow these steps: Go to the EazyDiner App, select a deal at your preferred restaurant, and confirm your booking. After your meal, open the EazyDiner App and pay via PayEazy. For example, on a bill of INR 5,000, you can save: INR 1,250 via 25% Prime discount, INR 500 via the Extra 20% OFF (capped), and additionally redeem Reward Points for further savings — bringing your total discount to approximately INR 1,950 on a INR 5,000 bill. Always pay through PayEazy on the app to avail all stacked discounts.

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