MyFinCards
EazyDiner Credit Card

Joining Fee

₹2,999

Annual Fee

Rs. 2999 + Taxes

IndusInd Bank
Lifestyle
Rewards
Best For: Frequent diners, Food and restaurant enthusiasts, Those who use EazyDiner platform regularly

EazyDiner Credit Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹0.1

Pros

  • 12 months EazyDiner Prime membership included
  • Guaranteed 25-50% off at 2000+ premium restaurants and bars
  • Extra 25% instant discount when paying via EazyDiner App
  • Welcome bonus of 2000 EazyPoints and INR 7,500 Postcard Hotel voucher
  • Complimentary alcoholic beverage at select restaurants
  • Total Protect insurance against fraudulent transactions
  • 1% fuel surcharge waiver

Cons

  • Joining and annual fee of INR 2,999
  • Extra 25% app discount not applicable for in-person card payments, UPI, or wallets
  • Monthly dining discount capped at INR 5,000
  • Higher spend tier discount requires INR 30,000 spend in previous calendar month on non-dining

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Extra 25% off only via EazyDiner App PayEazy; not on physical card swipe, UPI, or wallets

Consecutive transactions at same restaurant within 120 minutes not eligible for extra discount

Reward points not earned on fuel and dining for base 4X rate

GST on fuel surcharge borne by cardholder

Key Benefits & Features

3X EazyPoints using EazyDiner IndusInd Bank Credit Card; redeem for free hotel stays, meals & exclusive events

Year-end summary of accounts for budgeting and tax preparation

Contactless Tap and Pay feature; accepted at 10 lakh+ outlets in India and 30 million+ worldwide

Notable Exclusions

No reward points earned on fuel spendsNo reward points earned on dining spends for the 4 points per INR 100 base rateReward points earned only for spends up to assigned credit limit in every statement cycle

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About EazyDiner Credit Card

The IndusInd Bank EazyDiner Credit Card is a premium dining-focused card designed for food enthusiasts who love exploring culinary experiences. Issued on the Visa network with a joining and annual fee of INR 2,999, this card brings together the best of dining rewards, instant discounts, and lifestyle benefits through a powerful partnership between IndusInd Bank and EazyDiner. Cardholders enjoy 12 months of complimentary EazyDiner Prime membership worth INR 3,550, granting guaranteed discounts of 25% to 50% at over 2,000 premium restaurants and bars across India. Welcome benefits include 2,000 bonus EazyPoints and a Postcard Hotel stay voucher worth INR 7,500. When paying through the EazyDiner app, cardholders receive an extra 25% off up to INR 1,000 per transaction, with a monthly discount cap of up to INR 5,000. Additionally, every diner enjoys a complimentary premium alcoholic beverage at over 200 select restaurants. On the rewards front, the card earns 10 reward points per INR 100 spent on hotel and travel bookings, shopping, and entertainment, and 4 reward points on all other eligible spends. Cardholders also earn 3X EazyPoints, redeemable for free hotel stays, meals, and exclusive dining events, making this card an ideal companion for frequent diners and lifestyle-driven individuals.

Expert Review

Our Verdict

Premium dining card with 25-50% off at 2000+ restaurants, EazyDiner Prime membership & accelerated reward points.

Frequently Asked QuestionsAbout EazyDiner Credit Card

OTHERWhat is the IndusInd Bank EazyDiner Credit Card?
The IndusInd Bank EazyDiner Credit Card is a co-branded dining-focused credit card issued by IndusInd Bank in partnership with EazyDiner Private Limited. It is designed for food enthusiasts who love dining out, offering guaranteed discounts at 2000+ premium restaurants and bars, EazyDiner Prime membership, accelerated reward points on dining, hotel, travel, shopping, and entertainment spends, and a host of exclusive dining privileges through the EazyDiner platform.
FEESWhat are the joining and annual fees for the EazyDiner Credit Card?
The EazyDiner Credit Card comes with a joining fee of ₹2,999 and an annual renewal fee of ₹2,999. Upon payment of the renewal fee, you receive 12 months of EazyDiner Prime Membership, 2,000 welcome bonus EazyPoints, and an INR 7,500 voucher for The Postcard Hotel. These welcome benefits make the fee worthwhile for frequent diners.
BENEFITSWhat welcome benefits do I get with the EazyDiner Credit Card?
On joining, you receive a 12-month EazyDiner Prime Membership worth ₹3,550, 2,000 welcome bonus EazyPoints, and a Postcard Hotel stay voucher worth ₹7,500 to enjoy a luxury holiday at stunning destinations across India. These benefits are also renewed each year upon payment of the annual renewal fee of ₹2,999.
BENEFITSHow does the dining discount work with the EazyDiner Credit Card?
As an EazyDiner Prime member, you get a guaranteed 25% to 50% off at 2,000+ premium restaurants and bars. Additionally, when you pay through the EazyDiner App, you get an extra 25% instant discount (up to ₹1,000 per transaction). The total monthly discount is capped at ₹5,000. To unlock an additional ₹3,000 discount in a month beyond the base ₹2,000 cap, you must have spent ₹30,000 on non-dining transactions in the previous calendar month.
USAGEIs the extra 25% app discount available when I pay using my physical EazyDiner Credit Card at the restaurant?
No. The extra 25% instant discount is exclusively available when you pay through the EazyDiner App using the PayEazy feature. This discount is NOT applicable when the bill is paid using the EazyDiner IndusInd Bank Credit Card physically at the restaurant, or via other cards, UPI, or wallets. The discount is auto-applied on the app and no promo code is required.
REWARDSHow do I earn reward points with the EazyDiner Credit Card?
You earn 10 Reward Points for every ₹100 spent on Hotel and Travel bookings, Shopping, and Entertainment. You earn 4 Reward Points for every ₹100 spent on all other spends (except fuel and dining). EazyDiner Prime members also get 3X EazyPoints when using the EazyDiner IndusInd Bank Credit Card. Reward Points are earned only for spends up to the assigned credit limit within each statement cycle.
REWARDSHow can I redeem my EazyDiner Reward Points?
Your Reward Points can be redeemed instantly against restaurant bills for an extra discount at the time of payment through the EazyDiner App. Additionally, EazyPoints can be redeemed for FREE hotel stays, free meals, and exclusive restaurant events across the country. Instant redemption is available directly during the bill payment process on the EazyDiner platform.
BENEFITSWhat is the complimentary alcoholic beverage benefit?
Every cardholder gets a complimentary premium alcoholic beverage at over 200 select restaurants. The offer is applicable only when the restaurant booking is made through the EazyDiner App. You can find eligible restaurants using the 'Free Drink' filter on the restaurant listing page. The brand and serving size of the complimentary beverage will be at the discretion of the individual restaurant.
BENEFITSWhat is the Total Protect feature on the EazyDiner Credit Card?
Total Protect is an insurance program that protects you against fraudulent transactions on your card. It covers unauthorized transactions due to loss or theft of the card (up to 48 hours prior to reporting the loss to IndusInd Bank) and counterfeit fraud where card details are stolen and used fraudulently. The cover amount is equal to your credit limit and is also available on Add-on cards.
BENEFITSDoes the EazyDiner Credit Card offer a fuel surcharge waiver?
Yes. The EazyDiner Credit Card offers a 1% fuel surcharge waiver across all fuel stations in India. Please note that GST on the fuel surcharge, as per standard rates, will be applicable and must be borne by the cardholder. Terms and conditions apply.
USAGEHow do I maximize my savings when dining out with the EazyDiner Credit Card?
To maximize savings: Step 1 – Open the EazyDiner App or website. Step 2 – Select a deal at your preferred restaurant and confirm the booking. Step 3 – Enjoy your meal. Step 4 – Pay via the EazyDiner App using PayEazy to avail the extra 25% discount. For example, on a ₹5,000 bill, you can save up to ₹2,287 by combining the Prime discount, the extra 25% app discount, and redeeming your Reward Points.
USAGEWhat is the monthly cap on the extra 25% app discount?
The extra 25% instant discount when paying via the EazyDiner App is capped at ₹2,000 per month with no minimum spend criteria. To unlock an additional ₹3,000 discount in the same month (totaling ₹5,000 maximum per month), you must have spent ₹30,000 on non-dining transactions in the previous calendar month. Also, the extra 25% off is not applicable for consecutive transactions at the same restaurant within 120 minutes.
INTERNATIONALCan the EazyDiner Credit Card be used for international transactions?
The EazyDiner Credit Card is a Visa credit card, which means it can be used at over 30 million merchant outlets worldwide that accept Visa card payments. You can also withdraw cash globally. However, specific forex markup charges applicable on international transactions are not explicitly stated for this card. It is advisable to check with IndusInd Bank directly for the applicable foreign currency transaction charges before travelling abroad.
USAGEDoes the EazyDiner Credit Card support contactless payments?
Yes. The EazyDiner Credit Card features a contactless Tap and Pay option for fast, convenient, and secure transactions. Simply tap your card at merchant locations that support contactless payments. The card can also be used at all standard card payment terminals, for online and e-commerce purchases, bill payments, movie ticket bookings, and travel bookings, both in India and abroad.
APPLICATIONHow do I apply for the IndusInd Bank EazyDiner Credit Card?
You can apply for the IndusInd Bank EazyDiner Credit Card online through the IndusInd Bank official website by clicking the 'Apply Now' button on the EazyDiner Credit Card page. IndusInd Bank offers a 100% digital application process with instant approval. You may need to submit standard KYC documents such as identity proof, address proof, income proof, and PAN card. You can also visit the nearest IndusInd Bank branch for assistance.

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