Duo Card

The IndusInd Bank Duo Card is a first-of-its-kind card in India that uniquely combines the benefits of both a Credit Card and a Debit Card into a single card. Featuring two magnetic stripes and EMV chips, cardholders can simply dip, swipe, or enter the relevant card details to enjoy the convenience, flexibility, and freedom to choose how they pay — all without carrying multiple cards. The Duo Card comes with a rewarding lifestyle program designed to complement everyday spending with maximum flexibility and minimum limitations. Cardholders earn 1 Reward Point for every ₹150 spent, which can be redeemed across a variety of options. Movie enthusiasts will appreciate the ₹3,000 worth of annual movie tickets included with the card, making every trip to the cinema a treat. Additionally, the card offers a competitive 2% cross currency mark-up, making it a practical companion for international travel. With a one-time issuance fee of just ₹249 plus taxes and no annual fee, the Duo Card offers strong value for those seeking a versatile, all-in-one payment solution. Daily limits of ₹1,25,000 at ATMs and ₹2,00,000 at point-of-sale terminals provide ample spending and cash access flexibility, making this card ideal for customers who want a seamless blend of credit and debit card benefits in one convenient package.