Corporate Wealth Signature Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Business
Cashback
Best For: Corporate employees with business travel and expense needs, Companies seeking expense management and spend control

Corporate Wealth Signature Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Pros

  • High cashback on spends
  • Interest-free funds up to 48 days
  • 2 complimentary airport lounge visits per quarter
  • Fuel surcharge waiver up to Rs. 3500 per year
  • Railway surcharge waiver up to Rs. 500 per year
  • Company bears professional expenses eliminating cash hassles
  • Consolidated payment for all employee corporate cards
  • Dedicated Service Manager
  • Real-time SMS and email alerts
  • Global acceptance at 10 million merchants

Cons

  • Cash withdrawal feature not active on the card
  • Card is specifically meant for official/corporate purpose

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Personal spends on corporate card must be settled between employee and company

Fuel surcharge waiver capped at Rs. 3500 per calendar year

Railway surcharge waiver capped at Rs. 500 per calendar year

Key Benefits & Features

Railway surcharge waiver on IRCTC and Indian Railways Booking Counter transactions. Max waiver Rs. 500 per calendar year.

Interest-free funds for up to 48 days, similar to an overdraft facility.

Expense management with Kotak Visa Intellilink for vendor-wise tracking and employee spend analysis.

Dedicated Service Manager for personalised service on card details, limits, and lost/stolen cards.

Real-time free SMS and e-mail alerts on all transactions.

International acceptance at 10 million merchants worldwide.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Corporate Wealth Signature Credit Card

The Kotak Corporate Wealth Signature Credit Card is designed to deliver a superior banking experience for corporate employees and companies seeking streamlined expense management. Cardholders can earn high cashback on their spends and benefit from interest-free funds for up to 48 days, functioning similarly to an overdraft facility. The card eliminates the inconvenience of carrying cash, as all corporate expenses are borne directly by the company, making professional spending entirely hassle-free. The card comes packed with travel and lifestyle privileges, including two complimentary airport lounge visits per quarter at select lounges across India, fuel surcharge waivers on transactions between Rs. 500 and Rs. 3,000, and railway surcharge waivers on IRCTC and Indian Railways Booking Counter transactions. Accepted at over 10 million merchants worldwide, this international Visa Signature card is ideal for business travel, sales meets, conferences, and executive meetings. From a company's perspective, the card offers powerful expense management tools through Kotak Visa Intellilink, enabling vendor-wise tracking, employee spend analysis, and customizable card limits distributed by hierarchy or designation. Additional benefits include consolidated billing, a dedicated service manager, real-time SMS and email alerts, and the option to personalize the card with the company name, making it a comprehensive corporate financial solution.

Expert Review

Our Verdict

Corporate card with cashback, lounge access, fuel & railway surcharge waivers, and interest-free funds up to 48 days.

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