MyFinCards
World Prime Credit Card

Joining Fee

₹2,999

Annual Fee

Rs. 2999 + Taxes

RBL Bank
Rewards
Lifestyle
Shopping
Best For: Movie enthusiasts, Frequent domestic air travelers, Online shoppers, Cardmembers seeking lifestyle and concierge benefits

World Prime Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹1,000 /monthly

Pros

  • Welcome bonus of 12,000 Reward Points worth INR 3,000
  • Free movie tickets twice a month via BookMyShow
  • 8 complimentary domestic airport lounge visits per year
  • Milestone rewards up to 20,000 extra points annually
  • 2X reward points on online spends
  • 24x7 Concierge service
  • Fuel surcharge waiver up to INR 150/month
  • Total annual benefits worth INR 30,600+

Cons

  • Annual fee of INR 2,999 plus GST
  • Reward redemption fee of INR 99 + GST
  • Lounge access requires INR 35,000 spend in preceding quarter (excluding rentals)
  • Welcome bonus not given on First Year Free cards

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

2X online reward points capped at 1,000 Reward Points per month

Milestone rewards exclude Rental, Insurance, Petrol and Utility spends

Lounge access unlocked only if INR 35,000 spent in preceding quarter

No reward points on Education, Insurance, Utilities, Rent Payments, Wallet Load, Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2Pay, EMI, Miscellaneous & Cash (effective October 15, 2024)

Reward point value varies from INR 0.11 to INR 0.25 depending on redemption category

Key Benefits & Features

Easy Cash: Unlimited ATM cash withdrawal in India up to billing date with 2.5% processing fee (min INR 500).

Notable Exclusions

No reward points on Fuel & Auto transactionsNo reward points on Utility transactionsNo reward points on Insurance transactionsNo reward points on Quasi-Cash transactionsNo reward points on Railways transactionsNo reward points on Rental transactionsNo reward points on Education transactionsNo reward points on Wallet Load transactionsNo reward points on Government Services transactionsNo reward points on Contracted Services transactionsNo reward points on Cash transactionsNo reward points on Miscellaneous transactionsNo reward points on Bills2Pay transactionsNo reward points on EMI transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About World Prime Credit Card

The RBL Bank World Prime Credit Card is a premium Mastercard designed to deliver the power of four cards in one, offering an elevated lifestyle experience for movie lovers, frequent domestic travelers, online shoppers, and those seeking comprehensive concierge services. With a joining and annual fee of INR 2,999, cardmembers unlock total annual benefits worth INR 30,600 and more, making it a compelling choice for those who want meaningful returns on everyday spending. New cardmembers receive a welcome gift of 12,000 Reward Points upon payment of the annual fee and INR 2,000 in spends within the first 30 days. The card rewards all purchases with 2 Reward Points per INR 100 spent, with 2X points on online transactions. Milestone bonuses of 10,000 Reward Points each are awarded upon crossing INR 1.5 lakh and INR 3.5 lakh in annual spends. Points can be redeemed for gift vouchers, hotel stays, and air tickets at rblrewards.com. Lifestyle perks include 8 complimentary domestic airport lounge visits per year, a BookMyShow 1+1 movie ticket offer twice a month, a fuel surcharge waiver of up to INR 150 per month, and access to a 24x7 concierge service covering dining reservations, golf bookings, hotel referrals, car rentals, and more, ensuring a truly premium cardmember experience.

Expert Review

Our Verdict

Feature-rich rewards card with movies, lounge access, concierge & 30,600+ INR annual benefits for INR 2,999 fee.

Frequently Asked QuestionsAbout World Prime Credit Card

FEESWhat is the joining fee and annual fee for the RBL World Prime Credit Card?
The RBL World Prime Credit Card has a joining fee of ₹2,999 plus GST and an annual fee of ₹2,999 plus GST. The card offers total annual benefits worth ₹30,600+, making it a value-for-money proposition for those who actively use the card's features including lounge access, movie offers, and reward points.
BENEFITSWhat welcome benefit do I get with the World Prime Credit Card?
You receive 12,000 Reward Points worth ₹3,000 as a welcome gift upon payment of the annual fee and spending ₹2,000 within 30 days of card issuance. Please note that welcome rewards will not be given to First Year Free cards. These points can be redeemed at www.rblrewards.com for gift vouchers, hotel stays, air tickets, and more.
REWARDSHow do I earn reward points on the World Prime Credit Card?
You earn 2 Reward Points for every ₹100 spent on regular purchases. Additionally, you get 2X Reward Points (4 points per ₹100) on all online spends, with a maximum cap of 1,000 Reward Points per month. Note that transactions on Education, Insurance, Utilities, Fuel, Quasi-Cash, Railways, Rent Payments, Wallet Load, Government Services, and certain other categories are not eligible for reward points.
REWARDSWhat are the milestone rewards available on the World Prime Credit Card?
The World Prime Credit Card offers milestone rewards to encourage higher spending. Spend ₹1,50,000 in a year and earn 10,000 bonus Reward Points. Cross ₹3,50,000 in annual spends and earn an additional 10,000 Reward Points, totalling up to 20,000 extra milestone points worth ₹5,000. Please note that Rental, Insurance, Petrol, and Utility spends are excluded from milestone calculations.
USAGEHow can I redeem my reward points earned on the World Prime Credit Card?
You can redeem your accumulated Reward Points by visiting www.rblrewards.com, where you can choose from an exciting range of gift vouchers, hotel stays, air tickets, and more. Please note that a reward redemption fee of ₹99 plus GST is applicable per redemption. This fee is levied one time for all redemptions made in a single day. The value of 1 Reward Point ranges from ₹0.11 to ₹0.25 depending on the redemption category.
BENEFITSWhat are the complimentary airport lounge benefits on the World Prime Credit Card?
The World Prime Credit Card offers 8 complimentary domestic airport lounge visits per year at all major airports in India, with a maximum of 2 complimentary visits per quarter. To unlock lounge access for a quarter, you must spend ₹35,000 or more (excluding rental spends) in the preceding calendar quarter. The lounge program is offered by Mastercard. You can find the list of eligible lounges on the RBL Bank website.
USAGEHow do I avail the BookMyShow movie offer on the World Prime Credit Card?
As a World Prime Credit Cardholder, you can enjoy a 1+1 movie ticket offer (up to ₹200 per ticket) twice a month on any day of the week via BookMyShow. To avail this offer, go to the offers/discounts section on the BookMyShow checkout page, enter your card details and expiry date. This offer cannot be clubbed with any other ongoing offer. This benefit is valued at up to ₹4,800 annually.
BENEFITSWhat is the fuel surcharge waiver benefit on the World Prime Credit Card?
The World Prime Credit Card offers a fuel surcharge waiver of up to ₹150 per month. The waiver is applicable on fuel transactions with a minimum transaction value of ₹500 and a maximum of ₹4,000. This benefit can save you up to ₹1,800 annually, helping you fuel your vehicle without worrying about additional surcharge costs at petrol stations across India.
BENEFITSWhat concierge services are available with the World Prime Credit Card?
The World Prime Credit Card provides 24x7 concierge assistance by calling Customer Service at 022-42320264. Services include Golf Course referral and reservation, Car Rental and Limousine assistance, Hotel referral and reservations, Business services, Special events and performance assistance, Spa and fitness center information, Dining referral and reservations, and Flower and gift delivery assistance. Golf Concierge complimentary service is available exclusively for Mastercard holders.
USAGEWhat is the Easy Cash facility on the World Prime Credit Card?
The World Prime Credit Card offers an Easy Cash facility that allows unlimited cash withdrawals from your available cash limit at all ATMs in India up to your billing date. A processing fee of 2.5% is applicable with a minimum charge of ₹500. For complete details on cash withdrawal terms and conditions, refer to the Most Important Terms and Conditions (MITC) document available on the RBL Bank website.
REWARDSWhich spending categories are NOT eligible for reward points on the World Prime Credit Card?
Effective October 15, 2024, the following categories are not eligible for reward points on the World Prime Credit Card: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2Pay, EMI, Miscellaneous, and Cash transactions. Additionally, Education, Insurance, Utilities, Rent Payments, and Wallet Load are also excluded. Category identification is done based on Merchant Category Codes (MCCs) allotted by the card network.
FEESIs there a reward redemption fee for the World Prime Credit Card?
Yes, a reward redemption fee of ₹99 plus GST is applicable when redeeming reward points earned on your RBL Bank World Prime Credit Card. This fee is charged one time per day, regardless of the number of redemptions made on that day. Redemptions can be made at www.rblrewards.com for a variety of options including gift vouchers, hotel stays, and flight tickets.
INTERNATIONALWhat is the network of the RBL World Prime Credit Card and does it work internationally?
The RBL World Prime Credit Card operates on the Mastercard network, which is accepted at millions of merchants globally. However, specific forex markup fee details are not publicly listed for this card. If you plan to use the card internationally, it is advisable to contact RBL Bank Customer Service for information on applicable foreign currency transaction charges and international usage terms before travelling abroad.
USAGEHow do I set up my World Prime Credit Card PIN and activate it for use?
You can set up your 4-digit World Prime Credit Card PIN online through RBL Bank's website or mobile app. Card activation and PIN setting options are available under the Credit Cards section after logging in. You also need your registered mobile number to receive a One Time Password (OTP) for online purchases. For further assistance, you can contact RBL Bank Customer Service at 1800 102 6263.
OTHERHow do I report a lost or stolen World Prime Credit Card?
If your World Prime Credit Card is lost or stolen, you should immediately report it to RBL Bank to prevent unauthorized usage. You can report card loss or unauthorized use through the RBL Bank website under the 'Report Loss of Card or Fraud' section, via the RBL MyCard mobile app, or by calling RBL Bank Customer Service. Prompt reporting helps protect you from any fraudulent transactions on your account.

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