Joining Fee

₹2,999

Annual Fee

Rs. 2999 + Taxes

RBL Bank

Rewards

Lifestyle

Shopping

Best For: Movie enthusiasts, Frequent domestic air travelers, Online shoppers, Cardmembers seeking lifestyle and concierge benefits

World Prime Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹1,000 /monthly

Pros

Welcome bonus of 12,000 Reward Points worth INR 3,000
Free movie tickets twice a month via BookMyShow
8 complimentary domestic airport lounge visits per year
Milestone rewards up to 20,000 extra points annually
2X reward points on online spends
24x7 Concierge service
Fuel surcharge waiver up to INR 150/month
Total annual benefits worth INR 30,600+

Cons

Annual fee of INR 2,999 plus GST
Reward redemption fee of INR 99 + GST
Lounge access requires INR 35,000 spend in preceding quarter (excluding rentals)
Welcome bonus not given on First Year Free cards

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

2X online reward points capped at 1,000 Reward Points per month

Milestone rewards exclude Rental, Insurance, Petrol and Utility spends

Lounge access unlocked only if INR 35,000 spent in preceding quarter

No reward points on Education, Insurance, Utilities, Rent Payments, Wallet Load, Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2Pay, EMI, Miscellaneous & Cash (effective October 15, 2024)

Reward point value varies from INR 0.11 to INR 0.25 depending on redemption category

Key Benefits & Features

Easy Cash: Unlimited ATM cash withdrawal in India up to billing date with 2.5% processing fee (min INR 500).

Notable Exclusions

No reward points on Fuel & Auto transactionsNo reward points on Utility transactionsNo reward points on Insurance transactionsNo reward points on Quasi-Cash transactionsNo reward points on Railways transactionsNo reward points on Rental transactionsNo reward points on Education transactionsNo reward points on Wallet Load transactionsNo reward points on Government Services transactionsNo reward points on Contracted Services transactionsNo reward points on Cash transactionsNo reward points on Miscellaneous transactionsNo reward points on Bills2Pay transactionsNo reward points on EMI transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 7 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About World Prime Credit Card

The RBL Bank World Prime Credit Card is a premium Mastercard designed to deliver the power of four cards in one, offering an elevated lifestyle experience for movie lovers, frequent domestic travelers, online shoppers, and those seeking comprehensive concierge services. With a joining and annual fee of INR 2,999, cardmembers unlock total annual benefits worth INR 30,600 and more, making it a compelling choice for those who want meaningful returns on everyday spending. New cardmembers receive a welcome gift of 12,000 Reward Points upon payment of the annual fee and INR 2,000 in spends within the first 30 days. The card rewards all purchases with 2 Reward Points per INR 100 spent, with 2X points on online transactions. Milestone bonuses of 10,000 Reward Points each are awarded upon crossing INR 1.5 lakh and INR 3.5 lakh in annual spends. Points can be redeemed for gift vouchers, hotel stays, and air tickets at rblrewards.com. Lifestyle perks include 8 complimentary domestic airport lounge visits per year, a BookMyShow 1+1 movie ticket offer twice a month, a fuel surcharge waiver of up to INR 150 per month, and access to a 24x7 concierge service covering dining reservations, golf bookings, hotel referrals, car rentals, and more, ensuring a truly premium cardmember experience.

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