World Max Credit Card

Joining Fee

₹2,999

Annual Fee

Rs. 2999 + Taxes

Rewards
Lifestyle
Travel
Shopping
Best For: Movie lovers, Frequent domestic travelers, Weekend diners, Online shoppers, Those seeking lifestyle privileges

World Max Credit Card

Rewards Structure

Base Reward Rate

2% on spends

Point Value

1 Point = ₹0.25

Pros

  • 12,000 welcome Reward Points on joining
  • Free monthly movie ticket on BookMyShow (1+1)
  • 6 complimentary domestic airport lounge accesses per year
  • 2X Reward Points on online spends
  • Weekend dining bonus rewards (20 points per INR 100)
  • Fuel surcharge waiver up to INR 150/month
  • 24x7 concierge service
  • Total annual benefits worth INR 30,700+

Cons

  • Annual fee of INR 2,999 + GST
  • Lounge access requires INR 35,000 spends in preceding quarter
  • No welcome rewards for First Year Free cards
  • Reward redemption fee of INR 99 + GST
  • Online rewards capped at 1,000 points per period

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Lounge access unlocked only on INR 35,000+ spends in preceding calendar quarter (excluding rental spends)

No reward points on Education, Insurance, Utilities, Rent Payments, Wallet Load, Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash (effective October 15, 2024)

2X online rewards capped at 1,000 Reward Points per period

Reward point value varies from INR 0.11 to INR 0.25 depending on redemption category

BookMyShow offer cannot be clubbed with any other offer

Key Benefits & Features

2X Reward Points on Online Spends; maximum cap of 1,000 Reward Points (4 points per INR 100) per period

Easy Cash: Unlimited ATM cash withdrawal in India up to billing date; processing fee 2.5% (min INR 500)

Reward redemption fee of INR 99 + GST per day for redemptions on rblrewards.com

Notable Exclusions

No Reward Points on Education spendsNo Reward Points on Insurance spendsNo Reward Points on Utility spendsNo Reward Points on Rent/Rental PaymentsNo Reward Points on Wallet LoadNo Reward Points on Fuel & Auto spendsNo Reward Points on Quasi-Cash transactionsNo Reward Points on Railways transactionsNo Reward Points on Real Estate transactionsNo Reward Points on Government ServicesNo Reward Points on Contracted ServicesNo Reward Points on Cash transactionsNo Reward Points on Miscellaneous (Bills2Pay, EMI, Misc)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About World Max Credit Card

The RBL Bank World Max Credit Card is a premium lifestyle card on the Mastercard network, designed to elevate everyday experiences with a rich suite of rewards and privileges. New cardmembers are welcomed with 12,000 Reward Points upon payment of the annual fee and spending INR 2,000 within 30 days of card issuance, offering an immediate taste of the card's generous value. With total annual benefits exceeding INR 30,700, the card delivers strong returns across movies, dining, travel, and everyday shopping. Movie enthusiasts can enjoy a complimentary 1+1 free ticket on BookMyShow once every month, while weekend diners earn 20 Reward Points per INR 100 spent at restaurants. Shoppers earn 2 Reward Points per INR 100 on all spends, with 2X points on online purchases and additional milestone bonuses for monthly spends of INR 25,000, INR 40,000, and INR 50,000. A fuel surcharge waiver of up to INR 150 per month adds further everyday value. For travelers, the card provides 6 complimentary domestic airport lounge visits annually, subject to quarterly spend eligibility. A dedicated 24x7 Concierge service assists with hotel bookings, car rentals, golf reservations, dining referrals, and more. With an annual fee of INR 2,999, the World Max Credit Card is ideal for frequent domestic travelers, movie lovers, weekend diners, and online shoppers seeking a rewarding lifestyle companion.

Expert Review

Our Verdict

Premium lifestyle card with 12,000 welcome points, free movies, lounge access & best-in-class rewards.

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