AXIS BANK VISTARA SIGNATURE Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Forex Markup

3.5% + GST

INTERNATIONAL
Travel
Lifestyle
Rewards
Best For: Frequent Air India/Vistara flyers, Lifestyle and travel enthusiasts

AXIS BANK VISTARA SIGNATURE Credit Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹0.25

Pros

  • Complimentary Premium Economy ticket voucher as welcome benefit
  • Up to 4 complimentary Premium Economy ticket vouchers on milestone spends
  • Complimentary Maharaja Club Silver Membership
  • Complimentary golf rounds
  • Lounge access at domestic airports
  • Travel insurance benefits

Cons

  • Lounge access subject to spends criteria
  • Fuel transactions above ₹50,000 attract 1% fee
  • Utility transactions above ₹25,000 attract 1% fee
  • Foreign currency markup of 3.5%

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Lounge access is subject to spends criteria

1% fee on fuel transactions cumulating ₹50,000+ per statement cycle

1% fee on utility spends cumulating ₹25,000+ per statement cycle

1% fee on online skill-based gaming cumulating ₹10,000+ per statement cycle

1% fee on wallet load transactions cumulating ₹10,000+ per statement cycle

1% fee on rent transactions per transaction

1% fee on education payments via third-party apps

1.5% Dynamic Currency Conversion markup on international transactions in Indian currency

Milestone ticket vouchers awarded only on milestone eligible spend categories

Key Benefits & Features

Complimentary Maharaja Club Silver Membership with priority check-in and additional baggage allowance on fee payment

Wednesday Delight: up to 15% off on flights & hotels via Goibibo/MakeMyTrip, 10% off on Swiggy & Amazon Fresh, 10% off up to ₹1000 on Tira

Eligibility Criteria

Min. Annual Income

₹6.0 Lakhs

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card photocopy or Form 60

INCOME Proof

Latest payslip
Form 16
IT Return

ADDRESS Proof

Driving License
Electricity Bill
Landline Telephone Bill

Notable Exclusions

1% fuel surcharge on cumulative fuel transactions of ₹50,000 or more in a statement cycle1% fee on cumulative utility payments of ₹25,000 or more in a statement cycle1% fee on online skill-based gaming platforms for cumulative spends of ₹10,000 or more in a statement period1% fee on cumulative wallet load transactions of ₹10,000 or more in a statement cycle1% rent transaction fee per transaction1% fee on education payments made through third-party apps

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About AXIS BANK VISTARA SIGNATURE Credit Card

The Axis Bank Vistara Signature Credit Card is designed for frequent flyers and lifestyle enthusiasts who want to earn meaningful travel rewards with every purchase. Cardholders earn 4 Maharaja Points for every ₹200 of eligible spends, which can be redeemed for award flights and upgrades. New members are welcomed with a complimentary Premium Economy Class ticket voucher upon fee payment, and this benefit continues on annual renewal. Cardholders also receive a complimentary Maharaja Club Silver Membership, unlocking privileges such as priority check-in and additional baggage allowance. The card rewards consistent spenders through a milestone program, offering up to 4 additional Premium Economy Class ticket vouchers when defined spend thresholds are reached throughout the year. Lifestyle benefits include 2 complimentary airport lounge visits at select domestic airports, 3 complimentary rounds of golf, curated Extraordinary Weekends experiences, and monthly dining discounts through EazyDiner at partner restaurants. Additional perks include Wednesday Delight offers featuring instant savings on flights, hotels, food delivery, and shopping via platforms like MakeMyTrip, Goibibo, Swiggy, and Amazon Fresh. The card also provides valuable insurance coverage, including Purchase Protection up to ₹1 lakh and travel-related cover for baggage loss, document loss, and check-in baggage delays. Purchases above ₹1,500 can be converted into convenient EMIs, adding further financial flexibility for cardholders.

Expert Review

Our Verdict

Earn Maharaja Points & complimentary Vistara ticket vouchers with lounge, golf & insurance perks.

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