MyFinCards
Axis Bank Vistara Infinite Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Forex Markup

3.5% + GST

INTERNATIONAL
Axis Bank
Travel
Lifestyle
Rewards
Best For: Frequent Vistara flyers, Premium travel enthusiasts, High spenders seeking Business Class upgrades

Axis Bank Vistara Infinite Credit Card

Rewards Structure

Base Reward Rate

6% on spends

Point Value

1 Point = ₹0.005

Pros

  • Welcome Business Class ticket voucher on joining
  • Up to 4 Business Class ticket vouchers on milestone spends
  • Complimentary Maharaja Club Gold Membership
  • Earn 6 Maharaja Points per ₹200 on eligible spends
  • Complimentary golf rounds at premium destinations
  • Purchase protection insurance coverage
  • No reward redemption fee

Cons

  • Lounge access limited to 2 visits and subject to spends criteria
  • High minimum income requirement (₹24 LPA)
  • Fuel, utility, gaming, wallet load and other fees apply beyond thresholds
  • Foreign currency markup of 3.5%
  • Milestone Business Class vouchers subject to eligible spend categories only

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Lounge access subject to spends criteria

1% fee on fuel transactions above ₹50,000 cumulative in a statement cycle

1% fee on utility payments above ₹25,000 cumulative in a statement cycle

Maharaja Club Gold Membership credited based on predefined conditions (effective 1 March 2024)

Business Class ticket vouchers awarded only on milestone eligible spend categories

Dynamic Currency Conversion markup of 1.5% on international transactions in INR

Additional ₹100 charge if MAD not paid for two consecutive billing periods

Key Benefits & Features

Complimentary Maharaja Club Gold Membership with priority check-in, boarding, additional baggage allowance, and priority baggage handling

Curated experiences from across the world with Extraordinary Weekends

Eligibility Criteria

Min. Annual Income

₹24.0 Lakhs

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card photocopy
Form 60

INCOME Proof

Latest payslip
Form 16
IT Return

ADDRESS Proof

Driving License
Electricity Bill
Landline Telephone Bill
Official Terms & Conditions

About Axis Bank Vistara Infinite Credit Card

The Axis Bank Vistara Infinite Credit Card is designed for frequent travelers seeking premium aviation and lifestyle privileges. Built around the Vistara flying experience, the card rewards cardholders with 6 Maharaja Points for every ₹200 of eligible spends, which can be redeemed for upgrade and award flights. New cardholders receive a complimentary Business Class ticket voucher as a welcome gift upon fee payment, with the same benefit extended annually upon renewal. Cardholders also enjoy complimentary Maharaja Club Gold Membership, unlocking perks such as priority check-in, priority boarding, additional baggage allowance, and priority baggage handling. The card offers significant milestone rewards, with up to 4 Business Class ticket vouchers earned as spending thresholds of ₹2,50,000, ₹5,00,000, ₹7,50,000, and ₹12,00,000 are achieved. Lifestyle benefits include 2 complimentary domestic airport lounge visits subject to spend criteria, 6 complimentary golf rounds at select Indian destinations, curated global experiences through Extraordinary Weekends, monthly dining discounts via EazyDiner, and up to 15% off at Trident properties. Travel protection is also built in, with Purchase Protection Cover of up to ₹1 lakh or $300 covering loss of travel documents, check-in baggage delays, and baggage loss. Eligible applicants must be between 18 and 70 years of age with a minimum annual net income of ₹24 lakhs.

Expert Review

Our Verdict

Premium travel card with Maharaja Points, Business Class vouchers & exclusive Vistara privileges for frequent flyers.

Frequently Asked QuestionsAbout Axis Bank Vistara Infinite Credit Card

ELIGIBILITYWhat are the eligibility criteria for the Axis Bank Vistara Infinite Credit Card?
To apply for the Axis Bank Vistara Infinite Credit Card, you must be between 18 and 70 years of age, have a minimum net income of ₹24 lakhs per annum, and be a resident of India or a Non-Resident Indian (NRI). Please note that the above criteria are only indicative and the bank reserves the right to approve or decline applications.
DOCUMENTSWhat documents are required to apply for the Axis Bank Vistara Infinite Credit Card?
The documents required include a PAN Card photocopy or Form 60, proof of income such as the latest payslip, Form 16, or IT Return, and residence proof such as a Driving License, Electricity Bill, or Landline Telephone Bill. Please note that this list is only indicative and documents required may vary on a case-to-case basis.
BENEFITSWhat welcome benefit do I get on the Axis Bank Vistara Infinite Credit Card?
On payment of the joining fee, you receive a complimentary Business Class ticket voucher as a welcome gift. This benefit can also be enjoyed on renewal of your Credit Card membership every year. Additionally, you receive a complimentary Maharaja Club Gold Membership, which offers privileges such as priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.
BENEFITSHow many milestone Business Class ticket vouchers can I earn and at what spend levels?
You can earn up to 4 Business Class ticket vouchers based on milestone spends: 1st voucher at ₹2,50,000, 2nd voucher at ₹5,00,000, 3rd voucher at ₹7,50,000, and 4th voucher at ₹12,00,000. Please note that tickets are awarded based on milestone eligible spend categories only, so not all transactions may count towards these milestones.
REWARDSHow do I earn Maharaja Points with the Axis Bank Vistara Infinite Credit Card?
You earn 6 Maharaja Points for every ₹200 of eligible spends made on the Axis Bank Vistara Infinite Credit Card. These points can be redeemed for upgrade and award flights. Note that certain spend categories such as fuel, utility payments, gaming, wallet loads, and rental transactions may not qualify as eligible spends for earning reward points.
REWARDSIs there a reward redemption fee on the Axis Bank Vistara Infinite Credit Card?
No, there is no reward redemption fee on the Axis Bank Vistara Infinite Credit Card. You can redeem your accumulated Maharaja Points without incurring any additional charges. This makes it more cost-effective to use your earned points for flights, upgrades, and other eligible redemptions through the Maharaja Club loyalty program.
BENEFITSWhat lounge access benefits are available with this credit card?
The Axis Bank Vistara Infinite Credit Card offers 2 complimentary lounge visits at select airports within India. However, these visits are subject to a spends criteria, meaning you must meet a minimum spend threshold to be eligible. You can view the revised criteria and the list of participating Visa lounges on the Axis Bank website.
BENEFITSWhat golf benefits does the Axis Bank Vistara Infinite Credit Card offer?
The Axis Bank Vistara Infinite Credit Card offers 6 complimentary rounds of golf at some of India's most picturesque and premium destinations. This is an exclusive lifestyle privilege available to cardholders. For details on participating golf courses and how to avail this benefit, you can visit the Axis Bank credit card benefits page.
BENEFITSWhat insurance benefits are covered under the Axis Bank Vistara Infinite Credit Card?
The card provides a Purchase Protection Cover of up to ₹1 lakh or up to $300 for travel-related incidents including loss of travel documents, delay of check-in baggage, and loss of check-in baggage. Terms and conditions apply, and you can refer to the Axis Bank website for detailed coverage information and the claim procedure.
FEESWhat are the finance charges and cash withdrawal fees on the Axis Bank Vistara Infinite Credit Card?
The finance charges for retail purchases and cash are 3.75% per month. Cash withdrawal attracts a fee of 2.5% of the cash amount, with a minimum charge of ₹500. A fee of ₹175 is applicable for cash payments made at the bank. It is advisable to avoid cash withdrawals on credit cards to prevent high interest accumulation.
INTERNATIONALWhat is the foreign currency transaction fee for the Axis Bank Vistara Infinite Credit Card?
The foreign currency transaction fee (forex markup) on the Axis Bank Vistara Infinite Credit Card is 3.5% of the transaction value. Additionally, a Dynamic Currency Conversion (DCC) markup of 1.5% applies on international transactions performed in Indian currency at international locations, or transactions in Indian currency with merchants registered in a foreign nation.
FEESAre there any transaction fees for fuel, utility, or gaming spends?
Yes, additional fees apply for certain categories. A 1% fee is levied on cumulative fuel transactions of ₹50,000 or more in a statement cycle. Utility payments attract a 1% fee on cumulative spends of ₹25,000 or more per statement cycle. Online skill-based gaming platforms attract a 1% fee for cumulative spends of ₹10,000 or more, and wallet load transactions attract a 1% fee on cumulative loads of ₹10,000 or more per statement cycle.
FEESWhat are the late payment charges on the Axis Bank Vistara Infinite Credit Card?
Late payment fees are: Nil if total payment due is less than ₹500; ₹500 if due amount is between ₹501–₹5,000; ₹750 if between ₹5,001–₹10,000; and ₹1,200 if greater than ₹10,000. An additional charge of ₹100 applies if the Minimum Amount Due (MAD) is not paid by the Payment Due Date for two consecutive billing periods.
USAGECan I convert large purchases into EMIs with the Axis Bank Vistara Infinite Credit Card?
Yes, you can convert any transaction over ₹1,500 into easy monthly installments (EMIs). To do so, you need to contact Axis Bank after making the purchase. This facility helps manage large expenses by spreading the cost over a period of time. You can visit the Axis Bank website or contact customer care for more details on the EMI conversion process and applicable interest rates.
BENEFITSWhat dining and hotel benefits are available with the Axis Bank Vistara Infinite Credit Card?
Cardholders can enjoy dining discounts once per month at partner restaurants through EazyDiner by visiting dining.eazydiner.com/axisbank. Additionally, you can avail up to 15% off on stays at Trident properties. These lifestyle privileges make the card ideal for frequent diners and travelers seeking premium hospitality experiences beyond just flights.

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