
Joining Fee
₹250
Annual Fee
Rs. 100 (Reversed on annual spends of Rs. 0.5 Lakhs)
Forex Markup
3.5% + GST
Add-on Card Fee
Free per supplementary card
Late Payment Charges
2.5% of the outstanding amount · Minimum ₹500
Titanium Smart Traveler Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.25
Pros
- Extra EDGE points (8 per ₹200) on international spends
- 1% fuel surcharge waiver on transactions between ₹400-₹4000
- Low joining fee of ₹250 (waivable)
- Low annual fee of ₹100 (waivable on ₹50,000 annual spend)
- Wednesday Delight offers on flights, hotels, food delivery
- Dining delights program access
- Nil card replacement fee
Cons
- Airport lounge access no longer available
- No reward points on fuel, rent, utilities, insurance
- Foreign currency markup of 3.5%
- Finance charges at 3.75% per month (55.55% per annum)
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Joining fee waiver requires ₹2,500 spend within 45 days of card setup
GST on fuel surcharge is non-refundable
Fuel surcharge on certain transactions may be levied as ₹10 + GST instead of 1% + GST
Rent and wallet load transactions excluded from fee waiver spend calculation
1% rent transaction fee on MCC 6513
Dynamic Currency Conversion markup of 1.5% + taxes for international transactions in Indian currency
Key Benefits & Features
Wednesday Delight: Up to 15% off on flights & hotels via MakeMyTrip, 10% off on Swiggy, 10% off up to ₹1000 on Tira
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Titanium Smart Traveler Credit Card
The Axis Bank Titanium Smart Traveller Credit Card is designed to make every journey more rewarding by offering a comprehensive set of travel-focused benefits. Built for frequent travellers, this card ensures that both domestic and international spending works in your favour, with extra Axis EDGE REWARDS points earned on every transaction. Cardholders earn 8 points per ₹200 spent abroad, 4 points on hotel, holiday package, airline, train, and bus bookings within India, and 2 points on all other domestic spends, redeemable across 500+ rewards and offers. Beyond travel, the card delivers everyday value through a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at fuel stations across India, capped at ₹400 per statement cycle. Dining enthusiasts benefit from the Axis Bank Dining Delights Programme, offering exceptional experiences at top restaurants nationwide. Every Wednesday brings additional excitement through the Wednesday Delight offer, featuring instant savings of up to 15% on flights and hotels via MakeMyTrip, discounts on Swiggy, and offers on Tira. With a modest joining fee of ₹250 and an annual fee of just ₹100 from the second year onwards, both of which can be waived based on spending milestones, this card is a smart, budget-friendly companion for those who travel regularly and seek meaningful rewards without a heavy fee burden.
Our Verdict
Travel-focused card with extra EDGE points abroad, fuel surcharge waiver, and dining delights.
Related Travel Cards
Explore other premium credit cards that offer similar benefits and rewards.

811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

ACE Credit Card
Detailed benefits inside

AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE
More from Axis Bank
Discover the full range of credit cards offered by Axis Bank to find the perfect fit for your finances.

AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE

AXIS BANK PRIVILEGE Credit Card
12,500 EDGE REWARD Points redeemable against vouchers worth ₹2,500 upon levy of joining fees*
Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakhs

AXIS BANK VISTARA Credit Card
Wednesday Delight: instant savings up to 15% on flights & hotels via Goibibo and MakeMyTrip; 10% off on Swiggy, Amazon Fresh, and up to ₹1000 off on Tira