
Joining Fee
Free
Annual Fee
Rs. 750 (Reversed on annual spends of Rs. 1.5 Lakhs)
Titanium Delight Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.25
Pros
- 5x rewards on online purchases
- Mid-week bonus rewards on dining and grocery
- Free movie ticket offer on BookMyShow every month
- Fuel surcharge waiver
- Annual fee waiver on INR 1.5 lakh spend
- Milestone bonus of 4,000 points on INR 1.5 lakh annual spend
Cons
- Card is discontinued; no new applications accepted
- Reward points redemption fee of INR 99 + GST applicable
- Many merchant categories excluded from reward points earning
- Fuel surcharge waiver capped at INR 100 per month
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Reward points not earned on Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Miscellaneous, Quasi-Cash, Education, Government Services, Contracted Services, Cash, Bills2Pay (effective Oct 15, 2024)
Annual fee waiver and milestone bonus exclude several merchant categories effective Oct 15, 2024
Reward redemption fee of INR 99 + GST per day of redemption
Key Benefits & Features
Earn 10 reward points per INR 100 on grocery shopping on Wednesdays. Max 1,000 points/month.
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Titanium Delight Credit Card
The RBL Bank Titanium Delight Credit Card is designed for everyday shoppers, food lovers, and movie enthusiasts who want to earn meaningful rewards on their regular spending. While new applications are no longer being accepted, existing cardmembers continue to enjoy all the benefits associated with the card. The card carries an annual membership fee of INR 750 plus GST, which can be waived entirely by spending INR 1.5 lakhs or more in a membership year. Cardmembers earn 1 reward point for every INR 100 spent on general purchases, with significantly boosted rewards on Wednesdays. Mid-week spending at Domino's and Pizza Hut earns 20 reward points per INR 100, while grocery shopping on Wednesdays earns 10 reward points per INR 100, each capped at 1,000 points monthly. Movie lovers benefit from a 1+1 free ticket or INR 200 discount on BookMyShow once per calendar month, also on Wednesdays. A milestone bonus of 4,000 reward points is credited upon reaching INR 1.5 lakhs in annual spends. Additional perks include a fuel surcharge waiver at all fuel stations for transactions between INR 500 and INR 4,000, with a maximum monthly waiver of INR 100. Reward points can be redeemed at rblrewards.com, making this card a rewarding choice for mid-week shoppers and diners.
Our Verdict
Earn 5x rewards on online spends & enjoy mid-week dining/grocery delights with fuel surcharge waiver.
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