Titanium Delight Credit Card

Joining Fee

Free

Annual Fee

Rs. 750 (Reversed on annual spends of Rs. 1.5 Lakhs)

Rewards
Lifestyle
Shopping
Best For: Mid-week shoppers and diners, Movie enthusiasts, Online shoppers

Titanium Delight Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Pros

  • 5x rewards on online purchases
  • Mid-week bonus rewards on dining and grocery
  • Free movie ticket offer on BookMyShow every month
  • Fuel surcharge waiver
  • Annual fee waiver on INR 1.5 lakh spend
  • Milestone bonus of 4,000 points on INR 1.5 lakh annual spend

Cons

  • Card is discontinued; no new applications accepted
  • Reward points redemption fee of INR 99 + GST applicable
  • Many merchant categories excluded from reward points earning
  • Fuel surcharge waiver capped at INR 100 per month

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points not earned on Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Miscellaneous, Quasi-Cash, Education, Government Services, Contracted Services, Cash, Bills2Pay (effective Oct 15, 2024)

Annual fee waiver and milestone bonus exclude several merchant categories effective Oct 15, 2024

Reward redemption fee of INR 99 + GST per day of redemption

Key Benefits & Features

Earn 10 reward points per INR 100 on grocery shopping on Wednesdays. Max 1,000 points/month.

Notable Exclusions

No reward points on Fuel & AutoNo reward points on UtilitiesNo reward points on InsuranceNo reward points on RailwaysNo reward points on Real Estate/RentalNo reward points on Wallet/Service ProvidersNo reward points on MiscellaneousNo reward points on Quasi-Cash (effective Oct 15, 2024)No reward points on Education (effective Oct 15, 2024)No reward points on Government Services (effective Oct 15, 2024)No reward points on Contracted Services (effective Oct 15, 2024)No reward points on Cash (effective Oct 15, 2024)No reward points on Bills2Pay transactions (effective Oct 15, 2024)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Titanium Delight Credit Card

The RBL Bank Titanium Delight Credit Card is designed for everyday shoppers, food lovers, and movie enthusiasts who want to earn meaningful rewards on their regular spending. While new applications are no longer being accepted, existing cardmembers continue to enjoy all the benefits associated with the card. The card carries an annual membership fee of INR 750 plus GST, which can be waived entirely by spending INR 1.5 lakhs or more in a membership year. Cardmembers earn 1 reward point for every INR 100 spent on general purchases, with significantly boosted rewards on Wednesdays. Mid-week spending at Domino's and Pizza Hut earns 20 reward points per INR 100, while grocery shopping on Wednesdays earns 10 reward points per INR 100, each capped at 1,000 points monthly. Movie lovers benefit from a 1+1 free ticket or INR 200 discount on BookMyShow once per calendar month, also on Wednesdays. A milestone bonus of 4,000 reward points is credited upon reaching INR 1.5 lakhs in annual spends. Additional perks include a fuel surcharge waiver at all fuel stations for transactions between INR 500 and INR 4,000, with a maximum monthly waiver of INR 100. Reward points can be redeemed at rblrewards.com, making this card a rewarding choice for mid-week shoppers and diners.

Expert Review

Our Verdict

Earn 5x rewards on online spends & enjoy mid-week dining/grocery delights with fuel surcharge waiver.

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