MyFinCards
Titanium Delight Credit Card

Joining Fee

Free

Annual Fee

Rs. 750 (Reversed on annual spends of Rs. 1.5 Lakhs)

RBL Bank
Rewards
Lifestyle
Shopping
Best For: Mid-week shoppers and diners, Movie enthusiasts, Online shoppers

Titanium Delight Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Pros

  • 5x rewards on online purchases
  • Mid-week bonus rewards on dining and grocery
  • Free movie ticket offer on BookMyShow every month
  • Fuel surcharge waiver
  • Annual fee waiver on INR 1.5 lakh spend
  • Milestone bonus of 4,000 points on INR 1.5 lakh annual spend

Cons

  • Card is discontinued; no new applications accepted
  • Reward points redemption fee of INR 99 + GST applicable
  • Many merchant categories excluded from reward points earning
  • Fuel surcharge waiver capped at INR 100 per month

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points not earned on Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Miscellaneous, Quasi-Cash, Education, Government Services, Contracted Services, Cash, Bills2Pay (effective Oct 15, 2024)

Annual fee waiver and milestone bonus exclude several merchant categories effective Oct 15, 2024

Reward redemption fee of INR 99 + GST per day of redemption

Key Benefits & Features

Earn 10 reward points per INR 100 on grocery shopping on Wednesdays. Max 1,000 points/month.

Notable Exclusions

No reward points on Fuel & AutoNo reward points on UtilitiesNo reward points on InsuranceNo reward points on RailwaysNo reward points on Real Estate/RentalNo reward points on Wallet/Service ProvidersNo reward points on MiscellaneousNo reward points on Quasi-Cash (effective Oct 15, 2024)No reward points on Education (effective Oct 15, 2024)No reward points on Government Services (effective Oct 15, 2024)No reward points on Contracted Services (effective Oct 15, 2024)No reward points on Cash (effective Oct 15, 2024)No reward points on Bills2Pay transactions (effective Oct 15, 2024)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Titanium Delight Credit Card

The RBL Bank Titanium Delight Credit Card is designed for everyday shoppers, food lovers, and movie enthusiasts who want to earn meaningful rewards on their regular spending. While new applications are no longer being accepted, existing cardmembers continue to enjoy all the benefits associated with the card. The card carries an annual membership fee of INR 750 plus GST, which can be waived entirely by spending INR 1.5 lakhs or more in a membership year. Cardmembers earn 1 reward point for every INR 100 spent on general purchases, with significantly boosted rewards on Wednesdays. Mid-week spending at Domino's and Pizza Hut earns 20 reward points per INR 100, while grocery shopping on Wednesdays earns 10 reward points per INR 100, each capped at 1,000 points monthly. Movie lovers benefit from a 1+1 free ticket or INR 200 discount on BookMyShow once per calendar month, also on Wednesdays. A milestone bonus of 4,000 reward points is credited upon reaching INR 1.5 lakhs in annual spends. Additional perks include a fuel surcharge waiver at all fuel stations for transactions between INR 500 and INR 4,000, with a maximum monthly waiver of INR 100. Reward points can be redeemed at rblrewards.com, making this card a rewarding choice for mid-week shoppers and diners.

Expert Review

Our Verdict

Earn 5x rewards on online spends & enjoy mid-week dining/grocery delights with fuel surcharge waiver.

Frequently Asked QuestionsAbout Titanium Delight Credit Card

APPLICATIONIs the Titanium Delight Credit Card still available for new applications?
No, RBL Bank is no longer accepting new applications for the Titanium Delight Credit Card. It has been discontinued. However, existing cardmembers can continue to use the card and enjoy all its benefits and features. RBL Bank recommends the Cookies Credit Card as an alternative, which offers rewards on movies, food, and travel.
FEESWhat is the annual fee for the Titanium Delight Credit Card?
The Titanium Delight Credit Card comes with an annual membership fee of ₹750 + GST. However, the annual fee can be waived if you make purchases worth ₹1.5 lakhs or more in a membership year. Note that certain merchant categories like Fuel & Auto, Utilities, Insurance, and others are excluded from the spend calculation for the annual fee waiver.
FEESHow can I waive the annual fee on the Titanium Delight Credit Card?
You can avail a spend-based annual fee waiver by making purchases worth ₹1.5 lakhs or more in a membership year. Please note that effective October 15, 2024, purchases in certain categories such as Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, and Bills2Pay are excluded from this spend calculation.
REWARDSHow do I earn reward points on the Titanium Delight Credit Card?
You earn 1 reward point for every ₹100 spent on general purchases. Additionally, mid-week bonus rewards are available: earn 20 reward points per ₹100 spent on ordering pizza from Domino's or Pizza Hut on Wednesdays (maximum 1,000 points/month), and 10 reward points per ₹100 spent on grocery shopping on Wednesdays (maximum 1,000 points/month). Reward points are credited to your account within 45 days from the purchase settlement date.
REWARDSWhich merchant categories are excluded from earning reward points?
Purchases made on the following categories do not earn reward points: Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, and Miscellaneous. Additionally, effective October 15, 2024, Quasi-Cash, Education, Government Services, Contracted Services, Cash, and Bills2Pay transactions are also excluded. EMI conversions and fees/charges/GST do not earn reward points either.
USAGEHow can I redeem my reward points on the Titanium Delight Credit Card?
You can redeem your accumulated reward points by visiting www.rblrewards.com. Please note that a reward redemption fee of ₹99 + GST is applicable each time you redeem points. This fee is charged once per day, regardless of the number of redemptions made on that day. For detailed terms and conditions on redemption, refer to www.rblrewards.com/tnc.
REWARDSWhat is the milestone benefit on the Titanium Delight Credit Card?
If you make purchases of ₹1.5 lakhs or more in a membership year, you earn a milestone bonus of 4,000 reward points. These bonus points are credited to your account within 45 days from the date of crossing the threshold. Note that effective October 15, 2024, certain merchant categories such as Fuel & Auto, Utilities, Insurance, and others are excluded from the milestone spend calculation.
BENEFITSWhat is the movie ticket offer available on the Titanium Delight Credit Card?
Existing Titanium Delight Credit Card holders can avail a 1+1 free movie ticket or a discount of ₹200 (whichever is lower) on BookMyShow, once per calendar month. This offer is available specifically on Wednesdays. This is a recurring monthly benefit for all active cardmembers.
BENEFITSDoes the Titanium Delight Credit Card offer a fuel surcharge waiver?
Yes, the Titanium Delight Credit Card offers a fuel surcharge waiver at all fuel stations across India. The waiver applies to fuel purchases ranging from ₹500 to ₹4,000. The maximum monthly waiver is capped at ₹100. The benefit will be reflected in your monthly credit card statement.
FEESIs there a redemption fee for reward points on the Titanium Delight Credit Card?
Yes, a reward redemption fee of ₹99 + GST is applicable when you redeem reward points earned on your RBL Bank Titanium Delight Credit Card. This fee is levied one time for all redemptions made in a single day, meaning even if you redeem multiple times in one day, the fee is charged only once.
BENEFITSWhat is the Mid-Week Delight benefit on the Titanium Delight Credit Card?
The Mid-Week Delight benefit rewards you with bonus points on Wednesdays. You earn 20 reward points per ₹100 spent on ordering pizza from Domino's or Pizza Hut, with a maximum cap of 1,000 reward points per month. You also earn 10 reward points per ₹100 spent on grocery shopping on Wednesdays, also capped at 1,000 reward points per month.
OTHERWhat alternative card does RBL Bank recommend for Titanium Delight Credit Card applicants?
RBL Bank recommends the Cookies Credit Card as an alternative to the discontinued Titanium Delight Credit Card. The Cookies Credit Card offers benefits for those who love movies, food, and travelling. It comes with a welcome voucher of ₹1,000 from a host of brands and offers 10% value back along with 5x rewards on online purchases.
REWARDSWhen are reward points credited to my account for the Titanium Delight Credit Card?
Reward points earned in a given month are credited to your account within 45 days from the purchase settlement date. For milestone bonus points (earned upon crossing ₹1.5 lakh in annual spends), the 4,000 bonus reward points are also credited within 45 days from the date of crossing the mentioned spend threshold.
USAGECan existing Titanium Delight Credit Card holders continue to use their card?
Yes, existing cardmembers of the Titanium Delight Credit Card can continue enjoying all the benefits and features associated with it even though new applications are no longer accepted. All existing benefits such as reward points, mid-week delights, BookMyShow offers, fuel surcharge waiver, and milestone benefits remain active for current cardholders.
INTERNATIONALDoes the Titanium Delight Credit Card have any international usage or forex benefits?
The Titanium Delight Credit Card does not specifically advertise forex or international travel benefits. There is no mentioned forex markup waiver or international lounge access associated with this card. It is primarily positioned as a rewards, lifestyle, and shopping card focused on domestic benefits like dining, grocery, movies, and fuel. For international travel benefits, you may want to consider other RBL Bank credit card offerings.

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