Joining Fee
Free
Annual Fee
Rs. 0 + Taxes
Forex Markup
3.5% + GST
Late Payment Charges
2.5% of the outstanding amount · Minimum ₹500
Axis Bank Signature Credit Card with Lifestyle Benefits
Rewards Structure
Base Reward Rate
% on spends
Point Value
1 Point = ₹0.2
Pros
- Comprehensive insurance cover worth ₹2.25 Crores
- Priority Pass membership for 600+ VIP lounges worldwide
- Complimentary VISA lounge access 2 times per quarter
- Complimentary movie tickets via BookMyShow monthly
- 50% discount on movie tickets
- Up to 15% dining discount at fine dining restaurants
- 1% fuel surcharge waiver on eligible transactions
- Zero reward redemption fee
- No mobile alert or hotlisting charges
- Total benefits worth over ₹33,000 per year
Cons
- Lounge access through Priority Pass attracts additional charges payable by customer
- No reward points earned on fuel transactions
- Foreign currency markup at 3.5%
- Dynamic Currency Conversion markup of 1.5% on international Indian currency transactions
- Rent surcharge of 1% applicable
- Multiple category-specific transaction fees (wallet, fuel, utility, gaming, education)
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Priority Pass lounge visits attract charges payable by customer
Fuel surcharge waiver only on transactions between ₹400 and ₹4,000; GST on surcharge non-refundable
BookMyShow movie ticket benefit subject to availability on first come first serve basis
1% fee on cumulative wallet loads of ₹10,000+ per statement cycle
1% fee on cumulative fuel spends of ₹50,000+ per statement cycle
1% fee on cumulative utility spends of ₹25,000+ per statement cycle
DCC markup of 1.5% on Indian currency international transactions effective 20-12-24
Rent surcharge of 1% effective 20-12-24
Key Benefits & Features
Detailed benefits inside
Eligibility Criteria
Min. Annual Income
₹9.0 Lakhs
Age Requirement
18+ Years
Occupation
Required Documents
IDENTITY Proof
ADDRESS Proof
INCOME Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Axis Bank Signature Credit Card with Lifestyle Benefits
The Axis Bank Signature Credit Card with Lifestyle Benefits is a premium VISA credit card designed for high-income individuals who value travel, entertainment, and fine dining. Eligible applicants must be Indian residents between 18 and 70 years of age with a net annual income of at least ₹9,00,000, and all Axis Bank Wealth clients qualify automatically through their relationship manager. The card delivers a compelling lifestyle package with total estimated annual benefits exceeding ₹33,000. Cardholders enjoy complimentary Priority Pass membership providing access to over 600 VIP airport lounges worldwide, plus complimentary VISA lounge access twice per calendar quarter. Movie lovers benefit from a 50% discount on movie tickets and complimentary tickets through BookMyShow, while food enthusiasts can enjoy up to 15% off at select fine dining restaurants. Additional perks include a 1% fuel surcharge waiver on eligible monthly fuel spends and comprehensive insurance coverage worth ₹2.25 crore. On the rewards front, cardholders earn Axis EDGE Loyalty Rewards Points on both domestic and international spending, with the potential to accumulate up to 1,800 EDGE points annually from qualifying spend categories. A Dynamic Currency Conversion markup fee of 1.5% plus taxes applies to international transactions conducted in Indian currency, making it important for frequent travelers to transact in local currencies abroad.
Our Verdict
Premium lifestyle card with lounge access, movie perks, dining discounts & comprehensive insurance worth ₹2.25 Cr.
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