Signature Banking Credit Card

Joining Fee

Free

Annual Fee

Rs. 2500 (Reversed on annual spends of Rs. 0 Lakhs)

Cashback
Lifestyle
Travel
Best For: Signature Banking relationship customers, Frequent shoppers on RBL Rewards Portal, Travelers seeking lounge access

Signature Banking Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹1,500 /monthly

Pros

  • Zero annual fee for Signature Banking customers
  • Up to 4% cashback on RBL Rewards Portal
  • Domestic and international lounge access
  • Buy 1 Get 1 movie ticket offer monthly
  • Milestone cashback benefits up to INR 6,000
  • Cashback credited directly to RBL Savings Account

Cons

  • Annual fee of INR 2,500 for non-Signature Banking customers
  • Redemption fee of INR 99 + GST on cashback redemption
  • 1% cashback capped at INR 1,500 per billing month
  • Exclusively for Signature Banking customers

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Redemption fee of INR 99 + GST applicable on cashback redemption

Multiple categories excluded from cashback and milestone benefits: Fuel, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay, EMI conversions

4% cashback only on RBL Bank Rewards Portal, not on general spends

International lounge limited to 2 visits annually

Key Benefits & Features

Detailed benefits inside

Notable Exclusions

Excluded from Cashback, Milestone Benefits & Lounge Benefits

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Signature Banking Credit Card

The RBL Bank Signature Banking Credit Card is designed exclusively for Signature Banking relationship customers, offering a powerful combination of cashback rewards and wealth-building benefits. Cardholders can earn up to 4% unlimited cashback on flights, hotels, shopping, and vouchers purchased through the RBL Bank Rewards Portal, along with 1% cashback on all other eligible purchases, up to INR 1,500 per billing month. All cashback is credited directly to the cardholder's RBL Bank Savings Account, making wealth accumulation seamless and straightforward. The card offers meaningful milestone rewards, with an additional INR 2,000 cashback on annual spends of INR 4 lakhs and a further INR 4,000 cashback upon reaching INR 6 lakhs in a membership year. Travel perks include two complimentary domestic airport lounge visits per calendar quarter and two annual international lounge visits through Priority Pass. Lifestyle benefits include a Buy 1 Get 1 free movie ticket offer on BookMyShow each month, plus a 1% fuel surcharge waiver across all fuel stations. The annual membership fee of INR 2,500 is fully waived for Signature Banking customers. When combined with up to 6% savings account interest and 7.2% fixed deposit returns available through the Signature Banking relationship, the card contributes to an impressive total annual yield of up to 16.6%, making it a compelling wealth-focused financial tool.

Expert Review

Our Verdict

Exclusive Signature Banking card with 4% cashback on portal, lounge access & milestone rewards.

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