
Joining Fee
₹500
Annual Fee
Rs. 500 (Reversed on annual spends of Rs. 1.5 Lakhs)
Shoprite Credit Card
Rewards Structure
Base Reward Rate
1% on spends
Point Value
1 Point = ₹0.25
Earning Cap
₹1,000 /monthly
Pros
- Low annual fee of ₹500
- High reward rate (20x) on grocery purchases
- Movie ticket discount at BookMyShow up to 15 times a year
- Fuel surcharge waiver
- Annual fee waiver on ₹1.5L spend
- Available on Mastercard, VISA, and RuPay networks
- RuPay variant supports NCMC and UPI Credit Card features
Cons
- Grocery reward points capped at 1,000 per month
- Reward redemption fee of ₹99 per day
- Low base earn rate of 1 point per ₹100 on non-grocery spends
- Multiple merchant category exclusions for rewards and fee waiver
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Monthly cap of 1,000 reward points on grocery spend
Fuel, utilities, insurance, railways, wallet/service providers, real estate/rental, quasi-cash, education, government services, contracted services, cash & Bills2Pay do not earn reward points
Offline UPI transactions under ₹2,000 at small merchants on RuPay not eligible for rewards
Annual fee waiver excludes many merchant categories including fuel, utilities, insurance, education, etc.
Welcome benefit credited within 60 days of card issuance
Key Benefits & Features
Welcome benefit of 2,000 reward points on card usage within 30 days and annual fee payment
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Shoprite Credit Card
The RBL Bank Shoprite Credit Card is designed as an everyday companion for shoppers seeking meaningful value from their regular spending. With an annual membership fee of just INR 500, the card delivers strong rewards especially for grocery purchases, making it an ideal choice for budget-conscious individuals who want to maximize returns on their daily essentials. New cardholders are welcomed with 2,000 reward points upon card activation and payment of the membership fee. On grocery shopping, cardholders earn an impressive 20 reward points for every INR 100 spent, translating to approximately 5% value back, with up to 1,000 reward points credited monthly. All other eligible purchases earn 1 reward point per INR 100 spent. Points can be redeemed at rblrewards.com, where each point holds a value of up to INR 0.25. Beyond groceries, the card offers a 10% discount on movie tickets through BookMyShow, valid up to INR 100 per transaction and available 15 times annually. Cardholders also benefit from a fuel surcharge waiver at all fuel stations on transactions between INR 500 and INR 4,000, capped at INR 100 per month. An annual fee waiver is available for cardmembers who spend INR 1.5 lakhs or more in a membership year. The card is available on Mastercard, Visa, and RuPay networks.
Our Verdict
Everyday companion with 5% value back on groceries, movie discounts & fuel waiver at just ₹500/year.
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