Samsung Axis Bank Signature Credit Card

Joining Fee

₹500

Annual Fee

Rs. 500 (Reversed on annual spends of Rs. 2 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Total amount dueLate fee
Total due < ₹500Nil
Total due ₹501 - ₹5000₹500
Total due ₹5001 - ₹10000₹750
Total due > ₹10000₹1,200
Cashback
Rewards
Shopping
Lifestyle
Best For: Samsung product buyers, Online shoppers on Myntra, Zomato, BigBasket, Domestic travelers seeking lounge access, Dining enthusiasts

Samsung Axis Bank Signature Credit Card

Rewards Structure

Base Reward Rate

5% on spends

Point Value

1 Point = ₹0.2

Earning Cap

₹2,500 /monthly

Points Validity

24 Months

Pros

  • 10% cashback on Samsung purchases including EMI
  • Accelerated 10x reward points on bigbasket, Tata1mg, UrbanCompany, Myntra, Zomato
  • Annual fee waived on spends above ₹2,00,000
  • Complimentary domestic airport lounge access (4/year)
  • Add-on card with zero joining and annual fee
  • Dining discounts at 4000+ restaurants

Cons

  • Cashback capped at ₹2500/month and ₹10,000/year
  • Lounge access requires ₹50,000 spend in previous 3 months
  • High finance charge at 3.75% per month (55.55% per annum)
  • Redemption fee of ₹99 per transaction on EDGE REWARDS platform
  • 1% transaction fee on education payments via third-party apps
  • Dynamic currency conversion markup of 1.5% on international transactions in INR

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Lounge access requires minimum ₹50,000 spend in prior 3 months

Cashback capped monthly and annually

1% fee on wallet loads above ₹10,000, fuel above ₹50,000, utilities above ₹25,000, gaming above ₹10,000 per statement

₹199 fee for converting/transferring EDGE REWARD Points to partner loyalty programs

Rent transactions attract 1% fee per transaction

Key Benefits & Features

Wednesday Delight: Up to 15% off on flights & hotels via Goibibo/MakeMyTrip, 10% off on Swiggy & Amazon Fresh, 10% off up to ₹1000 on Tira

Eligibility Criteria

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Passport
Driving Licence
Voter ID Card
Aadhaar Card

ADDRESS Proof

Passport
Driving Licence
Voter ID Card
Aadhaar Card

INCOME Proof

Latest Payslip
Bank Statement
Form 16
IT Return Copy

Notable Exclusions

No cashback earned on fuel transactionsGST on fuel surcharge is non-refundable1% transaction fee on cumulative wallet loads exceeding ₹10,000 per statement period1% transaction fee on cumulative fuel spends exceeding ₹50,000 per statement period1% transaction fee on cumulative utility spends exceeding ₹25,000 per statement period1% transaction fee on cumulative online skill-based gaming spends exceeding ₹10,000 per statement period

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Samsung Axis Bank Signature Credit Card

The Samsung Axis Bank Signature Credit Card is designed for those who want a smarter, future-ready financial companion packed with exclusive rewards and lifestyle privileges. As a co-branded offering, the card delivers standout value for Samsung enthusiasts, providing 10% cashback on all Samsung purchases, including EMI transactions, capped at ₹2,500 per month. New cardholders also receive 2,500 EDGE Reward Points as a welcome benefit upon completing three transactions within 30 days of card issuance. Beyond Samsung purchases, the card rewards everyday spending through accelerated EDGE Reward Points on popular platforms including Zomato, BigBasket, Myntra, Tata 1mg, and UrbanCompany. Cardholders earn 5 EDGE Reward Points on all other domestic and international transactions, ensuring consistent value across all spending categories. Additional perks include four complimentary domestic airport lounge visits per calendar year, a 1% fuel surcharge waiver on eligible transactions, and dining discounts of 15% off at over 4,000 partner restaurants across India. Wednesday Delight offers mid-week savings on flights, hotels, food delivery, and more, while the EMI conversion facility makes large purchases more manageable. With a modest joining and annual fee of ₹500 each, and annual fee waiver on spends exceeding ₹2,00,000, the Samsung Axis Bank Signature Credit Card delivers exceptional value for online shoppers, Samsung loyalists, and lifestyle-focused individuals alike.

Expert Review

Our Verdict

Samsung-focused card with 10% cashback on Samsung purchases, lounge access & accelerated rewards on top brands.

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