Joining Fee
₹5,000
Annual Fee
Rs. 5000 (Reversed on annual spends of Rs. 7 Lakhs)
Forex Markup
3.5% + GST
Add-on Card Fee
Free per supplementary card
Late Payment Charges
| Total amount due | Late fee |
|---|---|
| Total due < ₹500 | Nil |
| Total due ₹501–₹5000 | ₹500 |
| Total due ₹5001–₹10000 | ₹750 |
| Total due > ₹10000 | ₹1,200 |
Samsung Axis Bank Infinite Credit Card
Rewards Structure
Base Reward Rate
5% on spends
Point Value
1 Point = ₹0.2
Earning Cap
₹5,000 /monthly
Points Validity
24 Months
Pros
- 10% cashback on Samsung purchases
- High welcome bonus of 30,000 EDGE REWARD Points
- 8 domestic + 6 international lounge visits per year
- 15x rewards on popular partners like Zomato, Myntra, BigBasket
- Annual fee waived on ₹7 lakh+ spend
- Complimentary Eazy Diner Prime membership
- Complimentary Priority Pass membership worth $99
Cons
- High joining and annual fee of ₹5,000
- Cashback capped at ₹5,000/month and ₹20,000/year
- Domestic lounge access requires ₹50,000 spend in previous 3 months
- No cashback earned on fuel transactions
- Reward redemption fee of ₹99 per transaction
- Rent and wallet load transactions excluded from annual fee waiver spend
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Cashback capped at ₹5,000/month and ₹20,000 annually
Domestic lounge access requires minimum ₹50,000 spend in previous 3 months
Rent (MCC 6513) and wallet load (MCC 6540) transactions not counted toward annual fee waiver
1% transaction fee on cumulative wallet loads >₹10,000, fuel >₹50,000, utilities >₹25,000, gaming >₹10,000 per statement period
GST on fuel surcharge is non-refundable
Dynamic currency conversion markup of 1.5% on international transactions in Indian currency
Key Benefits & Features
Detailed benefits inside
Eligibility Criteria
Age Requirement
18+ Years
Occupation
Required Documents
IDENTITY Proof
ADDRESS Proof
INCOME Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Samsung Axis Bank Infinite Credit Card
The Samsung Axis Bank Infinite Credit Card is a premium co-branded card crafted for Samsung enthusiasts and lifestyle-focused spenders. Cardholders earn 10% cashback on all Samsung purchases, including EMI transactions, capped at Rs. 5,000 per month and Rs. 20,000 annually. A generous welcome benefit of 30,000 EDGE REWARD Points is awarded upon completing 3 transactions within 30 days of card issuance, providing strong upfront value. The card delivers accelerated rewards across popular platforms, offering 15 EDGE REWARD Points per Rs. 100 spent on BigBasket, Tata1mg, UrbanCompany, Myntra, and Zomato, as well as on international transactions. Standard domestic spends earn 5 EDGE REWARD Points per Rs. 100. Travel privileges include 8 complimentary domestic airport lounge visits annually, along with a complimentary Priority Pass membership worth $99 that unlocks 6 international lounge visits per year. Dining benefits are equally compelling, with a complimentary one-year Eazy Diner Prime membership and 15% off at over 4,000 partner restaurants across India. Additional perks include a 1% fuel surcharge waiver up to Rs. 500 per statement cycle and the flexibility to convert purchases of Rs. 2,500 or more into easy EMIs. The joining and annual fee are Rs. 5,000 each, with the annual fee waived on spends exceeding Rs. 7,00,000.
Our Verdict
Co-branded Samsung card with 10% cashback on Samsung purchases, lounge access & rich partner rewards.
Related Cashback Cards
Explore other premium credit cards that offer similar benefits and rewards.
811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application
ACE Credit Card
Detailed benefits inside
ANQ Phi Credit Card
Detailed benefits inside
More from Axis Bank
Discover the full range of credit cards offered by Axis Bank to find the perfect fit for your finances.
AXIS BANK MAGNUS Credit Card
Choose a voucher worth ₹12,500
5X EDGE REWARD Points on spends via Travel EDGE
AXIS BANK PRIVILEGE Credit Card
12,500 EDGE REWARD Points redeemable against vouchers worth ₹2,500 upon levy of joining fees*
Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakhs
AXIS BANK VISTARA Credit Card
Wednesday Delight: instant savings up to 15% on flights & hotels via Goibibo and MakeMyTrip; 10% off on Swiggy, Amazon Fresh, and up to ₹1000 off on Tira