MyFinCards
Samsung Axis Bank Infinite Credit Card

Joining Fee

₹5,000

Annual Fee

Rs. 5000 (Reversed on annual spends of Rs. 7 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL
Axis Bank
Cashback
Rewards
Shopping
Lifestyle
Best For: Samsung product buyers, Frequent online shoppers on Zomato, Myntra, BigBasket, UrbanCompany, Tata1mg, Domestic and international travelers seeking lounge access, Diners looking for restaurant discounts

Samsung Axis Bank Infinite Credit Card

Rewards Structure

Base Reward Rate

5% on spends

Point Value

1 Point = ₹0.2

Earning Cap

₹5,000 /monthly

Points Validity

24 Months

Pros

  • 10% cashback on Samsung purchases
  • High welcome bonus of 30,000 EDGE REWARD Points
  • 8 domestic + 6 international lounge visits per year
  • 15x rewards on popular partners like Zomato, Myntra, BigBasket
  • Annual fee waived on ₹7 lakh+ spend
  • Complimentary Eazy Diner Prime membership
  • Complimentary Priority Pass membership worth $99

Cons

  • High joining and annual fee of ₹5,000
  • Cashback capped at ₹5,000/month and ₹20,000/year
  • Domestic lounge access requires ₹50,000 spend in previous 3 months
  • No cashback earned on fuel transactions
  • Reward redemption fee of ₹99 per transaction
  • Rent and wallet load transactions excluded from annual fee waiver spend

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cashback capped at ₹5,000/month and ₹20,000 annually

Domestic lounge access requires minimum ₹50,000 spend in previous 3 months

Rent (MCC 6513) and wallet load (MCC 6540) transactions not counted toward annual fee waiver

1% transaction fee on cumulative wallet loads >₹10,000, fuel >₹50,000, utilities >₹25,000, gaming >₹10,000 per statement period

GST on fuel surcharge is non-refundable

Dynamic currency conversion markup of 1.5% on international transactions in Indian currency

Key Benefits & Features

Detailed benefits inside

Eligibility Criteria

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Passport
Driving License
Voter ID Card
Aadhaar Card

ADDRESS Proof

Passport
Driving License
Voter ID Card
Aadhaar Card

INCOME Proof

Latest Payslip
Bank Statement
Form 16
IT Return Copy

Notable Exclusions

No cashback earned on fuel transactionsRent transactions (MCC 6513) not eligible for annual fee waiver spend calculationWallet load transactions (MCC 6540) not eligible for annual fee waiver spend calculation

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Samsung Axis Bank Infinite Credit Card

The Samsung Axis Bank Infinite Credit Card is a premium co-branded card crafted for Samsung enthusiasts and lifestyle-focused spenders. Cardholders earn 10% cashback on all Samsung purchases, including EMI transactions, capped at Rs. 5,000 per month and Rs. 20,000 annually. A generous welcome benefit of 30,000 EDGE REWARD Points is awarded upon completing 3 transactions within 30 days of card issuance, providing strong upfront value. The card delivers accelerated rewards across popular platforms, offering 15 EDGE REWARD Points per Rs. 100 spent on BigBasket, Tata1mg, UrbanCompany, Myntra, and Zomato, as well as on international transactions. Standard domestic spends earn 5 EDGE REWARD Points per Rs. 100. Travel privileges include 8 complimentary domestic airport lounge visits annually, along with a complimentary Priority Pass membership worth $99 that unlocks 6 international lounge visits per year. Dining benefits are equally compelling, with a complimentary one-year Eazy Diner Prime membership and 15% off at over 4,000 partner restaurants across India. Additional perks include a 1% fuel surcharge waiver up to Rs. 500 per statement cycle and the flexibility to convert purchases of Rs. 2,500 or more into easy EMIs. The joining and annual fee are Rs. 5,000 each, with the annual fee waived on spends exceeding Rs. 7,00,000.

Expert Review

Our Verdict

Co-branded Samsung card with 10% cashback on Samsung purchases, lounge access & rich partner rewards.

Frequently Asked QuestionsAbout Samsung Axis Bank Infinite Credit Card

ELIGIBILITYWhat are the eligibility criteria for the Samsung Axis Bank Infinite Credit Card?
To be eligible for the Samsung Axis Bank Infinite Credit Card, the primary cardholder must be between 18 and 70 years of age and must be a resident of India. Please note that these criteria are only indicative and Axis Bank reserves the ultimate right to approve or decline any application. Currently, the bank is not accepting new applications for this card.
FEESWhat is the joining fee and annual fee for the Samsung Axis Bank Infinite Credit Card?
The Samsung Axis Bank Infinite Credit Card has a joining fee of ₹5,000 and an annual fee of ₹5,000 from the second year onwards. The annual fee is waived if your total annual spends exceed ₹7,00,000. Add-on cards have no joining or annual fee. Please note that rent transactions (MCC 6513) and wallet load transactions (MCC 6540) are not counted towards the annual fee waiver spend.
REWARDSWhat welcome benefit do I get with the Samsung Axis Bank Infinite Credit Card?
Upon card issuance, you receive 30,000 EDGE REWARD Points as a welcome benefit, provided you complete 3 transactions within 30 days from the card issuance date. These points are valued at approximately ₹6,000, making it a high-value welcome bonus that can offset the joining fee significantly.
REWARDSHow much cashback do I earn on Samsung purchases?
You earn 10% cashback on all Samsung purchases, including EMI transactions. However, the cashback is capped at ₹5,000 per month and ₹20,000 per annum. The cashback is directly credited to your credit card statement. This makes the card particularly rewarding if you frequently purchase Samsung products such as smartphones, appliances, or electronics.
REWARDSWhat accelerated rewards can I earn on partner platforms?
You earn 15 EDGE REWARD Points on every ₹100 spent with preferred partners including BigBasket, Tata1mg, UrbanCompany, Myntra, and Zomato. You also earn 15 EDGE REWARD Points per ₹100 on all international transactions. For all other domestic transactions, you earn 5 EDGE REWARD Points per ₹100 spent. This makes the card highly rewarding for everyday online shopping and dining.
BENEFITSWhat airport lounge access benefits does the card offer?
The Samsung Axis Bank Infinite Credit Card offers 8 complimentary lounge visits per calendar year at select domestic airports. However, access to domestic airport lounges is based on a minimum eligible spend of ₹50,000 in the previous 3 months (effective May 1, 2024). Additionally, you get a complimentary Priority Pass membership (worth $99) with 6 complimentary international lounge visits per year.
DOCUMENTSWhat documents are required to apply for the Samsung Axis Bank Infinite Credit Card?
To apply, you need the following documents: a PAN card photocopy or Form 60, colour photographs, proof of income (latest payslip, bank statement, Form 16, or IT return copy), residence proof (any one of: Passport, Driving License, Voter ID Card, or Aadhaar Card), and identity proof (any one of: Passport, Driving License, Voter ID Card, Aadhaar Card, or PAN Card). Note that required documents may vary on a case-to-case basis.
BENEFITSWhat dining benefits are available with the Samsung Axis Bank Infinite Credit Card?
The card offers two dining benefits. First, you get a complimentary 1-year Eazy Diner Prime membership, subject to card activation within 30 days of issuance. Second, you can enjoy 15% off up to ₹500 at 4,000+ partner restaurants in India, which can be availed once per month with a minimum order value of ₹2,500. These benefits combined can provide significant savings on dining expenses throughout the year.
INTERNATIONALWhat is the foreign currency transaction fee on the Samsung Axis Bank Infinite Credit Card?
The Samsung Axis Bank Infinite Credit Card charges a foreign currency transaction fee (forex markup) of 3.5% on the transaction value for international purchases. Additionally, a Dynamic Currency Conversion markup of 1.5% plus taxes applies when transactions are performed in Indian currency at international locations or with merchants registered in a foreign nation. It is advisable to transact in local foreign currency to avoid the DCC markup.
USAGEHow does the EDGE REWARDS redemption work and are there any fees?
You can redeem your EDGE REWARD Points through the EDGE REWARDS platform. A redemption fee of ₹99 applies per transaction on the EDGE REWARDS platform. If you wish to convert or transfer your EDGE REWARD Points to partner loyalty programs, a fee of ₹199 is charged per transaction. It is recommended to accumulate a significant number of points before redeeming to maximize the value received relative to the fees paid.
BENEFITSIs there a fuel surcharge waiver on the Samsung Axis Bank Infinite Credit Card?
Yes, the card offers a 1% fuel surcharge waiver of up to ₹500 per statement cycle. This waiver is valid on fuel transactions between ₹400 and ₹5,000. Please note that GST on fuel surcharge is non-refundable, and no cashback is earned on fuel transactions. Cumulative fuel spends exceeding ₹50,000 within a statement period will attract a 1% transaction fee.
USAGECan I convert my purchases into EMI using this card?
Yes, the Samsung Axis Bank Infinite Credit Card allows you to convert purchases of ₹2,500 or more into easy EMIs. You can contact Axis Bank to initiate the conversion of any eligible transaction into an EMI plan. This feature is especially useful for large purchases such as Samsung electronics, appliances, or other high-value items, helping you spread the cost over manageable monthly installments.
FEESWhat are the late payment fees for the Samsung Axis Bank Infinite Credit Card?
Late payment fees on the Samsung Axis Bank Infinite Credit Card are as follows: No fee if the total payment due is less than ₹500; ₹500 if the due is between ₹501 and ₹5,000; ₹750 if the due is between ₹5,001 and ₹10,000; and ₹1,200 if the due is greater than ₹10,000. An additional ₹100 charge will be levied if the Minimum Amount Due (MAD) is not paid for two consecutive billing cycles, applicable until MAD is cleared.
FEESAre there any transaction fees on specific spending categories?
Yes, certain spending categories attract a 1% transaction fee. These include: education payments made via third-party apps (direct payments to institutions are exempt), cumulative wallet loads exceeding ₹10,000, fuel spends exceeding ₹50,000, utility spends exceeding ₹25,000, and online skill-based gaming platform spends exceeding ₹10,000 within a statement period. Additionally, a 1% rent transaction fee applies to all rental transactions identified through MCC 6513.
CANCELLATIONHow can I cancel or close my Samsung Axis Bank Infinite Credit Card?
To cancel or close your Samsung Axis Bank Infinite Credit Card, you can contact Axis Bank Customer Care at 1800 209 5577 or 1800 103 5577 (toll-free), or at 1860 419 5555 / 1860 500 5555 (charges applicable). You can also reach out via WhatsApp by sending 'Hi' to 7036165000, or visit the nearest Axis Bank branch. Ensure all outstanding dues are cleared before initiating the closure request to avoid any additional charges.

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