MyFinCards
Axis Bank REWARDS Credit Card

Joining Fee

₹1,000

Annual Fee

Rs. 1000 + Taxes

Axis Bank
Shopping

Axis Bank REWARDS Credit Card

Key Benefits & Features

Milestone benefit of 1,500 EDGE REWARD Points

Bouquet of membership up to ₹1,000 every anniversary year

₹ 150 instant discount on Swiggy.

Official Terms & Conditions

About Axis Bank REWARDS Credit Card

The Axis Bank REWARDS Credit Card is a lifetime free credit card offered by Axis Bank, designed to provide cardholders with ongoing value without the burden of annual fees. As part of Axis Bank's broader credit card portfolio, it sits within a lineup crafted to match diverse lifestyles and spending preferences, making it an accessible option for those seeking everyday rewards without additional costs. The card is featured alongside Axis Bank's EDGE REWARDS program, which allows cardholders to earn and redeem reward points across a variety of categories and partner platforms. Through the EDGE REWARDS ecosystem, members can explore redemption options spanning travel, shopping destinations such as Flipkart, Amazon, Tata Neu, Myntra, and MakeMyTrip, as well as a wide selection of popular brands available through the GRAB DEALS platform. As a lifetime free offering, the Axis Bank REWARDS Credit Card appeals to value-conscious individuals who want to maximize their spending benefits without committing to annual membership fees. It integrates seamlessly into Axis Bank's digital banking environment, giving cardholders access to internet banking, mobile banking, and various payment services. For those looking to earn consistent rewards on everyday purchases while enjoying the convenience of a trusted banking partner, this card represents a straightforward and cost-effective choice.

Frequently Asked QuestionsAbout Axis Bank REWARDS Credit Card

OTHERWhat is the Axis Bank REWARDS Credit Card?
The Axis Bank REWARDS Credit Card is a lifetime free credit card offered by Axis Bank that is designed to help cardholders earn rewards on their everyday spending. It is listed among Axis Bank's credit card portfolio and is positioned as a no-annual-fee card, making it an attractive option for customers who want to earn reward points without worrying about recurring card charges.
FEESIs the Axis Bank REWARDS Credit Card a lifetime free card?
Yes, the Axis Bank REWARDS Credit Card is listed as a Lifetime Free credit card on the Axis Bank website. This means there is no joining fee and no annual fee applicable on this card, allowing you to enjoy the card's benefits and rewards without paying any recurring charges. This makes it one of the most cost-effective credit cards in Axis Bank's portfolio.
FEESWhat are the joining and annual fees for the Axis Bank REWARDS Credit Card?
The Axis Bank REWARDS Credit Card comes with no joining fee and no annual fee. It is a lifetime free credit card, meaning you will not be charged any fee at the time of card issuance or on a recurring annual basis. This makes it an ideal choice for customers looking to earn rewards without incurring additional costs on card membership.
APPLICATIONHow can I apply for the Axis Bank REWARDS Credit Card?
You can apply for the Axis Bank REWARDS Credit Card online through the Axis Bank website by clicking the 'Apply Now' button on the credit cards section. The process is quick and can be completed in three easy steps. You can also visit your nearest Axis Bank branch to apply in person. After submitting your application, you can track your application status using the 'Track Your Application' feature available on the Axis Bank website.
DOCUMENTSWhat documents are required to apply for the Axis Bank REWARDS Credit Card?
While the page does not list specific documents, typically you will need to submit: a valid identity proof (Aadhaar Card, PAN Card, Passport), address proof (utility bill, Aadhaar), income proof (salary slips, bank statements, or IT returns for self-employed individuals), and a recent passport-size photograph. Axis Bank may request additional documents based on your profile. It is advisable to keep these documents ready before starting your application.
ELIGIBILITYWhat are the eligibility criteria for the Axis Bank REWARDS Credit Card?
The specific eligibility criteria such as minimum age and minimum income are not explicitly mentioned on the page for this card. Generally, Axis Bank credit cards require applicants to be Indian residents, typically between 18 to 70 years of age, with a stable source of income. Both salaried and self-employed individuals may be eligible. It is recommended to visit the official Axis Bank website or contact Axis Bank customer care to get the exact eligibility requirements for the REWARDS Credit Card.
REWARDSWhat kind of rewards can I earn with the Axis Bank REWARDS Credit Card?
The Axis Bank REWARDS Credit Card is designed to help cardholders earn reward points on their eligible spends. These reward points can be accumulated through everyday purchases such as shopping, dining, and other transactions. The earned EDGE REWARDS points can be redeemed through the Axis Bank EDGE REWARDS platform for a variety of options including travel bookings, shopping vouchers, and more. For the exact reward rate and earning structure, please refer to the Axis Bank website.
USAGEHow can I redeem the reward points earned on the Axis Bank REWARDS Credit Card?
Reward points earned on the Axis Bank REWARDS Credit Card can be redeemed through Axis Bank's EDGE REWARDS program. You can redeem your points for travel bookings via TRAVEL EDGE, online shopping on platforms like Flipkart, Amazon, Tata Neu, and Myntra through GRAB DEALS, or convert them into other benefits. Redemption can be done through the Axis Bank mobile app, internet banking portal, or the EDGE REWARDS dedicated platform.
BENEFITSWhat are the key benefits of the Axis Bank REWARDS Credit Card?
The Axis Bank REWARDS Credit Card offers several key benefits including: lifetime free membership with no joining or annual fee, reward points on eligible spends redeemable via the EDGE REWARDS platform, access to exclusive offers on shopping, dining, and travel through Axis Bank's offer portal, Wednesday Delights and Dining Delights offers, and access to GRAB DEALS for partner platforms like Flipkart, Amazon, MakeMyTrip, and Myntra. The card is well-suited for customers looking for everyday value and savings.
INTERNATIONALCan I use the Axis Bank REWARDS Credit Card for international transactions?
The Axis Bank REWARDS Credit Card can generally be used for international transactions where Visa or Mastercard is accepted. However, specific details about the foreign transaction markup fee for this card are not explicitly mentioned on the page. Typically, Axis Bank charges a forex markup fee on international transactions. It is advisable to check the card's specific terms and conditions or contact Axis Bank customer care for the applicable forex markup rate before using the card abroad.
APPLICATIONHow can I track my Axis Bank REWARDS Credit Card application status?
You can track your Axis Bank REWARDS Credit Card application status using the 'Track Your Application' feature available on the Axis Bank website under the Credit Card Services section. Simply visit the Axis Bank website, navigate to the credit card section, and click on 'Track Your Application.' You will need to enter your application reference number or registered mobile number to check the current status of your credit card application.
BENEFITSAre there any dining or shopping offers available on the Axis Bank REWARDS Credit Card?
Yes, Axis Bank REWARDS Credit Card holders can enjoy a range of offers including Wednesday Delights and Dining Delights, which provide special discounts and cashback at partner restaurants and food outlets. Additionally, cardholders can access exclusive shopping offers through GRAB DEALS on platforms such as Flipkart, Amazon, Tata Neu, and Myntra. These offers are regularly updated and can be found in the Offers & Rewards section of the Axis Bank website.
CANCELLATIONHow can I cancel or close my Axis Bank REWARDS Credit Card?
To cancel or close your Axis Bank REWARDS Credit Card, you can contact Axis Bank's customer care helpline, visit your nearest Axis Bank branch, or submit a written request through internet banking or the Axis Bank mobile app. Before cancellation, ensure that all outstanding dues are cleared and any unused reward points are redeemed, as they may expire upon card closure. Axis Bank's customer support team will guide you through the cancellation process and confirm the closure of your account.
USAGECan I pay my Axis Bank REWARDS Credit Card bill online?
Yes, you can pay your Axis Bank REWARDS Credit Card bill conveniently online through multiple channels. Axis Bank offers credit card bill payment via internet banking, the Axis Bank mobile app (open by Axis Bank), NEFT, RTGS, IMPS, UPI, Google Pay, and Bharat QR. You can also set up an eNACH mandate for automatic bill payments to avoid missing due dates. Additionally, credit card bill payments can be made through the BBPS (Bharat Bill Payment System) platform.
REWARDSIs there a refer-and-earn program available for the Axis Bank REWARDS Credit Card?
Yes, Axis Bank offers a 'Refer for Rewards' program where existing credit card holders can refer friends or family members to apply for an Axis Bank credit card. Upon successful card issuance to the referred individual, the referrer may earn bonus EDGE REWARDS points. This program is accessible through the Axis Bank website under the Offers & Rewards section. Terms and conditions apply, and the reward structure may vary based on the specific promotion running at the time of referral.

Related Shopping Cards

Explore other premium credit cards that offer similar benefits and rewards.

View all Shopping cards
Amazon Pay ICICI Bank
RewardsShoppingCashback

Amazon Pay ICICI Bank

Rewards automatically credited as Amazon Pay balance every billing cycle

Joining Fee
N/A
Annual Fee
Rs. 0 + Taxes
American Express Gold Card
RewardsLifestyleShopping

American Express Gold Card

No pre-set spending limit based on financials, spend pattern, credit record and account history.

Welcome Gift of 4,000 Bonus MR Points on spending INR 10,000 within 90 days in the first year.

Joining Fee
₹1,000
Annual Fee
₹4,500
American Express SmartEarn Credit Card
RewardsCashbackShopping

American Express SmartEarn Credit Card

24x7 Card Related Assistance, Dispute Resolution, Zero Lost Card Liability, Emergency Card Replacement, Contactless Payment

Joining Fee
₹495
Annual Fee
₹495

More from Axis Bank

Discover the full range of credit cards offered by Axis Bank to find the perfect fit for your finances.

View all Axis Bank cards
Airtel Axis Bank Credit Card
Rewards

Airtel Axis Bank Credit Card

Detailed benefits inside

Joining Fee
N/A
Annual Fee
₹1,500
Axis Bank ACE Credit Card
LifestyleTravel

Axis Bank ACE Credit Card

5% cashback* on Utility bill payments & recharges on Google Pay

4% cashback* on Swiggy, Zomato & Ola; 1.5% cashback* on other spends

Joining Fee
N/A
Annual Fee
₹499
Axis Bank Atlas Credit Card
TravelRewards

Axis Bank Atlas Credit Card

Welcome benefit: 2,500 EDGE Miles on first transaction within 37 days of card issuance

Miles transfer program: 1 EDGE Mile = 2 partner miles to airline loyalty programs

Joining Fee
₹5,000
Annual Fee
₹5,000