RBL Bank QuickPay Credit Card

The RBL Bank QuickPay Credit Card is a digital-first RuPay credit card designed to make UPI-based payments seamless, rewarding, and affordable. Built for everyday digital transactions, the card allows users to simply link their UPI ID and begin paying instantly, making it an ideal companion for those who prefer cashless, app-based spending. Available exclusively to select existing RBL Bank credit cardholders, it combines convenience with genuine value at a minimal annual membership fee of just INR 99 plus GST. New cardholders are welcomed with 20% cashback on their first two UPI transactions, provided these are completed within 15 days of card issuance and the annual fee is paid by the due date, with cashback capped at INR 50 per transaction. On an ongoing basis, cardholders earn 1 reward point for every INR 200 spent on eligible purchases, redeemable through the RBL rewards portal. Beyond rewards, the card enables UPI payments for a wide range of everyday needs including utility bills and mobile recharges. However, offline UPI transactions under INR 2,000 at small merchants are not eligible for rewards or other product benefits. Certain merchant categories such as fuel, insurance, railways, and government services are also excluded from reward point accrual, making it best suited for users focused on regular online and digital UPI spending.