RBL Bank Paisabazaar Duet Credit Card

The RBL Bank Paisabazaar Duet Credit Card is a no-frills cashback card designed for everyday spenders who want straightforward rewards without the complexity of points or reward programs. Issued in partnership with Paisabazaar.com, this co-branded card is available on both MasterCard and VISA networks and carries no annual membership fee for cardmembers onboarded after September 1, 2021, making it an accessible option for cost-conscious consumers. The card's core benefit is a flat 1% cashback on retail outlet and online transactions, capped at INR 500 per calendar month. Cashback is credited directly to the card account within two weeks of the purchase settlement date and can be tracked via the monthly credit card statement. With up to INR 6,000 in potential yearly benefits, the card delivers consistent, predictable value on eligible purchases. Certain categories such as fuel, utilities, insurance, railways, education, and government services are excluded from cashback eligibility. Beyond cashback, the card offers access to the Xpress Cash facility through the RBL MyBank Mobile App, allowing cardmembers to transfer funds as a loan within their credit limit, repayable in easy EMIs with interest charged only on the amount utilized. This combination of simple cashback earning and flexible credit access makes the Paisabazaar Duet Credit Card a practical everyday financial tool.