RBL Bank MoneyTap Black Credit Card

The RBL Bank MoneyTap Black Credit Card is a rewards-focused Mastercard designed for online shoppers, movie enthusiasts, frequent domestic travelers, and milestone spenders. Issued in partnership with MoneyTap (MWYN Tech Pvt Ltd), this card delivers benefits worth over INR 18,000 annually, making it a strong value proposition for cardholders who actively use their credit card across everyday and lifestyle spending. The card rewards users with 2 reward points for every INR 100 spent on all purchases, with accelerated 5x reward points on online transactions, capped at 500 points per month. Cardholders also earn 1,000 bonus reward points monthly upon completing at least five transactions of INR 1,000 or more. For movie lovers, the card offers a 10% discount on BookMyShow bookings, up to INR 100 per transaction, valid 15 times a year. Complimentary domestic airport lounge access is available once per calendar quarter. The card's milestone program rewards high spenders with 8,000 bonus reward points on annual spends of INR 2.5 lakhs, and an additional 8,000 points upon crossing INR 4 lakhs in annual spends. New cardholders receive 12,000 welcome reward points upon completing their first transaction within 30 days of card setup. A fuel surcharge waiver is also included, valid on transactions between INR 500 and INR 4,000, with a maximum monthly waiver of INR 100. The annual membership fee is INR 3,000 plus applicable taxes.