RBL Bank iGlobe Credit Card

Joining Fee

₹3,000

Annual Fee

Rs. 3000 + Taxes

Forex Markup

1.5% + GST

INTERNATIONAL
Travel
Rewards
Best For: NRI customers who travel internationally, Cardholders who frequently travel to India and abroad, High spenders looking for milestone rewards

RBL Bank iGlobe Credit Card

Rewards Structure

Base Reward Rate

5% on spends

Point Value

1 Point = ₹0.25

Pros

  • Welcome benefit of MakeMyTrip voucher worth INR 3,000
  • 10 Reward Points per INR 100 on international purchases
  • Low 1.5% foreign currency markup fee
  • Complimentary domestic and international airport lounge access
  • Milestone bonus rewards up to 20,000 points annually
  • 24x7 concierge desk with golf and lifestyle services
  • Fuel surcharge waiver on domestic fuel spends

Cons

  • Annual fee of INR 3,000 + GST with no apparent waiver option mentioned
  • Bill payment only via Standing Instruction from RBL Bank NRE Savings Account
  • Reward redemption fee of INR 99 + GST per day of redemption
  • Reward points credited with up to 45-day delay after purchase settlement

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Card exclusively for NRI customers

Bill payment only accepted via Auto-Debit from RBL Bank NRE Savings Account

Reward redemption attracts a fee of INR 99 + GST per redemption day

Key Benefits & Features

Welcome benefit: MakeMyTrip voucher worth INR 3,000 on card usage within 30 days and payment of annual fee

Access to 1,400+ international airport lounges outside India via Mastercard/Visa lounge program

About RBL Bank iGlobe Credit Card

The RBL Bank iGlobe Credit Card is exclusively designed for NRI customers, offering a powerful combination of travel privileges and rewarding benefits. With an annual membership fee of INR 3,000 plus GST, the card is tailored for those who frequently travel between India and abroad. Card bill payments are accepted via Standing Instructions from an RBL Bank NRE Savings Account through Auto-Debit facility. As a welcome benefit, new cardholders receive a MakeMyTrip voucher worth INR 3,000 upon activating the card and paying the annual fee within the stipulated period. The card rewards everyday spending generously, with 5 reward points per INR 100 on domestic purchases and 10 reward points per INR 100 on international transactions. High spenders can unlock milestone bonuses of 10,000 reward points each on annual spends of INR 5 lakhs and INR 8 lakhs. For travel convenience, cardholders enjoy 2 complimentary domestic lounge visits per quarter and 6 complimentary international lounge visits per year, with access to over 1,400 international airport lounges outside India. Additional perks include a low 1.5% foreign currency markup fee, a fuel surcharge waiver on transactions between INR 500 and INR 4,000 (up to INR 250 per month), and a 24x7 concierge desk offering assistance with golf, hotel, dining, and spa reservations.

Expert Review

Our Verdict

NRI-focused card with 10x intl rewards, airport lounge access & MakeMyTrip welcome voucher worth ₹3,000.

Frequently Asked QuestionsAbout RBL Bank iGlobe Credit Card

ELIGIBILITYWho is eligible to apply for the RBL Bank iGlobe Credit Card?
The RBL Bank iGlobe Credit Card is exclusively designed for NRI (Non-Resident Indian) customers. To apply, you must hold an RBL Bank NRE Savings Account, as the card's bill payment is only accepted via Standing Instructions (SI) from an RBL Bank NRE Savings Account through the Auto-Debit facility. For further eligibility details, you can visit your nearest RBL Bank branch or reach out to your Relationship Manager.
FEESWhat are the joining and annual fees for the RBL Bank iGlobe Credit Card?
The RBL Bank iGlobe Credit Card comes with a joining fee of INR 3,000 + GST and an annual membership fee of INR 3,000 + GST. There is no mention of a fee waiver option on this card. The annual fee must be paid by the payment due date to be eligible for the welcome benefit of a MakeMyTrip voucher worth INR 3,000.
BENEFITSWhat is the welcome benefit on the RBL Bank iGlobe Credit Card?
As a welcome benefit, you receive a MakeMyTrip voucher worth INR 3,000. To avail this benefit, you need to complete two steps: first, swipe and use your card within 30 days of card issuance, and second, pay the annual membership fee by the payment due date. The voucher will be sent to your registered mobile number and email address via SMS and email.
REWARDSHow many reward points do I earn on the RBL Bank iGlobe Credit Card?
You earn 5 Reward Points for every INR 100 spent on domestic purchases and 10 Reward Points for every INR 100 spent on international purchases. Reward points earned in a given month are credited to your account within 45 days from the purchase settlement date. You can redeem your reward points at www.rblrewards.com.
REWARDSWhat are the milestone benefits on the RBL Bank iGlobe Credit Card?
The card offers milestone-based bonus rewards annually. You earn 10,000 bonus Reward Points when your total purchases reach INR 5 lakhs in a year. You earn an additional 10,000 Reward Points if your purchases reach INR 8 lakhs in a year, bringing the total milestone bonus to up to 20,000 Reward Points annually. These milestone points are credited within 45 days from the date of crossing the corresponding milestone.
FEESIs there a fee for redeeming reward points on the RBL Bank iGlobe Credit Card?
Yes, a reward redemption fee of INR 99 + GST is applicable each time you redeem your available reward points. This fee is levied one time for all redemptions made within a single day, regardless of the number of redemptions. You can redeem your reward points by visiting www.rblrewards.com. For detailed terms and conditions, refer to www.rblrewards.com/tnc.
BENEFITSWhat airport lounge access benefits does the RBL Bank iGlobe Credit Card offer?
The RBL Bank iGlobe Credit Card provides complimentary airport lounge access both domestically and internationally. You get 2 complimentary visits every calendar quarter at domestic lounges across all major airports in India. For international travel, you receive 6 complimentary visits every calendar year at major international airports. Additionally, you can access over 1,400+ international airport lounges outside India using your card. The lounge program is offered by Mastercard.
INTERNATIONALWhat is the foreign currency markup fee on the RBL Bank iGlobe Credit Card?
The RBL Bank iGlobe Credit Card charges a low foreign currency markup fee of just 1.5% on international transactions. This is significantly lower than the standard 3.5% charged by many other credit cards, making it an ideal choice for NRI customers who frequently make purchases abroad or travel internationally.
BENEFITSDoes the RBL Bank iGlobe Credit Card offer a fuel surcharge waiver?
Yes, the RBL Bank iGlobe Credit Card offers a fuel surcharge waiver at any petrol pump across India. The waiver is valid for fuel transactions between INR 500 and INR 4,000. The maximum waiver is capped at INR 250 per month. The benefit will be reflected in your monthly credit card statement. Detailed terms and conditions are available on the RBL Bank website.
BENEFITSWhat concierge services are available with the RBL Bank iGlobe Credit Card?
The RBL Bank iGlobe Credit Card provides access to a 24x7 dedicated concierge desk. Services available include Golf Course Referral and Reservation Assistance, Hotel Referral and Reservation Assistance, Dining Referral and Reservation Assistance, and Spa, Fitness Centre, and Sports Centre Information and Referral Assistance. To avail these services, you can contact the Concierge Desk by calling RBL Bank's Customer Service at 022 6232 7777.
USAGEHow can I pay my RBL Bank iGlobe Credit Card bill?
The RBL Bank iGlobe Credit Card bill payment is exclusively accepted via Standing Instructions (SI) from an RBL Bank NRE Savings Account through the Auto-Debit facility. This means you must have an active RBL Bank NRE Savings Account to hold and use this card. Other payment methods available for standard RBL Bank credit cards, such as Net Banking, UPI, or NEFT, are not applicable for the iGlobe Credit Card.
APPLICATIONHow can I apply for the RBL Bank iGlobe Credit Card?
To apply for the RBL Bank iGlobe Credit Card, you can visit your nearest RBL Bank branch or reach out to your designated Relationship Manager. Since this card is exclusively designed for NRI customers, you will need to have an RBL Bank NRE Savings Account. You can also explore the card's features and benefits on the RBL Bank official website before applying.
OTHERWhat network does the RBL Bank iGlobe Credit Card operate on?
The RBL Bank iGlobe Credit Card operates on the Mastercard network. This means you can use the card at millions of merchants and ATMs worldwide that accept Mastercard. The international lounge access program, offering entry to over 1,400+ lounges outside India, is also facilitated through the Mastercard network.
REWARDSWhen will reward points be credited to my RBL Bank iGlobe Credit Card account?
Reward points earned on your RBL Bank iGlobe Credit Card are not credited immediately. Points earned in a given month will be credited to your account within 45 days from the purchase settlement date. Similarly, milestone benefit reward points will also be credited within 45 days from the date of crossing the corresponding milestone. This delay should be factored in when planning redemptions.
DOCUMENTSWhat documents are typically required to apply for the RBL Bank iGlobe Credit Card?
As the RBL Bank iGlobe Credit Card is exclusively for NRI customers, you will typically need to provide NRI-specific documentation. This generally includes a valid passport, valid visa or OCI/PIO card, proof of overseas address, proof of NRI status, and details of your existing RBL Bank NRE Savings Account. It is recommended to visit your nearest RBL Bank branch or contact your Relationship Manager for the exact list of required documents.

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