RBL Bank Bankbazaar SaveMax Pro Credit Card

Joining Fee

Free

Annual Fee

Rs. 1499 + Taxes

Rewards
Cashback
Shopping
Lifestyle
Best For: Grocery shoppers, Fuel spenders, Zomato users, BookMyShow users

RBL Bank Bankbazaar SaveMax Pro Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Pros

  • 10x reward points on grocery spends
  • 5x reward points on fuel spends
  • 10% cashback on Zomato up to INR 100/month
  • 10% instant discount on BookMyShow up to INR 100/month
  • Welcome bonus of 5,000 reward points
  • Milestone rewards up to 4,000 bonus points annually

Cons

  • Annual fee of INR 1,499 + GST
  • Monthly cap of 1,000 points on grocery and fuel rewards
  • Available by invite only
  • No reward points on utilities, insurance, railways, government services, EMI, education, and more

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 1,000 per month for groceries and fuel separately

Multiple excluded MCC categories including utilities, insurance, railways, education, government services, cash, quasi-cash, and EMI transactions

W.e.f. October 15, 2024, additional merchant categories excluded from rewards and milestone spend calculations

Card is invite-only

Key Benefits & Features

Welcome bonus of 5000 reward points on first transaction within 30 days of card issuance and on paying first year annual fee.

Notable Exclusions

No reward points on RailwaysNo reward points on UtilitiesNo reward points on Wallet/Service ProvidersNo reward points on Quasi-CashNo reward points on Real Estate/RentalNo reward points on InsuranceNo reward points on EducationNo reward points on Government ServicesNo reward points on Contracted ServicesNo reward points on CashNo reward points on Miscellaneous categoryNo reward points on Bills2Pay transactionsNo reward points on EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests at POS/Web/Mobile App)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

About RBL Bank Bankbazaar SaveMax Pro Credit Card

The RBL Bank BankBazaar SaveMax Pro Credit Card is a co-branded offering issued by RBL Bank in association with BankBazaar, available exclusively on an invite-only basis via the Mastercard network. Designed for everyday spenders, this card delivers meaningful rewards across groceries, fuel, dining, and entertainment, making it a well-rounded companion for daily lifestyle expenses. An annual membership fee of INR 1,499 plus GST applies. New cardmembers are welcomed with 5,000 bonus reward points upon making their first transaction within 30 days of card issuance and paying the first-year annual fee. On an ongoing basis, cardmembers earn 10x reward points on every INR 100 spent on groceries, 5x reward points on fuel spends, and 2x reward points on all other eligible purchases, subject to monthly caps and category exclusions. For entertainment and dining enthusiasts, the card offers a 10% instant discount on BookMyShow once a month up to INR 100, along with a 10% cashback on Zomato orders up to INR 100 per month. Milestone rewards add further value, with 2,000 bonus reward points on annual spends of INR 2 lakhs and 4,000 bonus reward points on annual spends of INR 4 lakhs, making the SaveMax Pro a rewarding choice for consistent everyday spenders.

Expert Review

Our Verdict

Everyday rewards card with 10x points on groceries, cashback on Zomato & BookMyShow discounts.

Frequently Asked QuestionsAbout RBL Bank Bankbazaar SaveMax Pro Credit Card

FEESWhat is the annual fee for the RBL Bank BankBazaar SaveMax Pro Credit Card?
The RBL Bank BankBazaar SaveMax Pro Credit Card comes with an annual membership fee of INR 1,499 + GST. There is no joining fee mentioned for this card. The annual fee applies from the first year itself, and the welcome bonus of 5,000 reward points is credited upon paying the first year annual fee and making the first transaction within 30 days of card issuance.
REWARDSHow can I get the welcome bonus reward points on this card?
You can earn 5,000 welcome reward points by making your first transaction within 30 days from the date of card issuance and by paying the first year annual fee. Both conditions must be met to receive the welcome bonus. These points can then be redeemed as per the reward redemption options available under the RBL Bank rewards program.
REWARDSHow many reward points do I earn on grocery and fuel spends?
You earn 10x reward points on every INR 100 spent on groceries and 5x reward points on every INR 100 spent on fuel. However, please note that there is a monthly cap of 1,000 reward points each for grocery and fuel spends. For all other eligible purchases, you earn 2x reward points on every INR 100 spent.
BENEFITSWhat entertainment benefits does the SaveMax Pro Credit Card offer?
The RBL Bank BankBazaar SaveMax Pro Credit Card offers two key entertainment benefits: a 10% instant discount on BookMyShow once a month (up to INR 100 per month) and a 10% cashback on Zomato up to INR 100 in a month. These benefits are capped monthly, so you can save up to INR 200 per month across both platforms.
REWARDSWhat milestone rewards can I earn with this credit card?
You can earn milestone-based bonus reward points based on your annual spends: 2,000 bonus reward points on annual spends of INR 2 lakhs and 4,000 bonus reward points on annual spends of INR 4 lakhs. Note that effective October 15, 2024, spends on excluded categories such as utilities, insurance, railways, education, government services, quasi-cash, and EMI conversions will not count towards milestone spends.
REWARDSWhich categories are excluded from earning reward points?
Reward points are not earned on the following categories: utilities, insurance, railways, real estate/rental, wallet/service providers, government services, and EMI conversions. Additionally, effective October 15, 2024, purchases in cash, quasi-cash, education, contracted services, miscellaneous, and Bills2Pay categories are also excluded from base reward point accrual. Bills2Pay is a facility on the RBL MyCard/MyBank App for paying utility bills.
APPLICATIONHow can I apply for the RBL Bank BankBazaar SaveMax Pro Credit Card?
The RBL Bank BankBazaar SaveMax Pro Credit Card is available by invite only and is issued in association with A&A Dukaan Financial Services Private Limited (BankBazaar). You cannot apply for this card directly through the standard application process. You need to receive an invitation from RBL Bank or BankBazaar to become eligible. There is also a revenue-sharing arrangement between RBL Bank and BankBazaar for this card.
OTHEROn which payment network does the SaveMax Pro Credit Card operate?
The RBL Bank BankBazaar SaveMax Pro Credit Card operates on the Mastercard payment network. This means it is accepted at millions of merchant locations worldwide wherever Mastercard is accepted, both online and offline. Being on the Mastercard network also ensures secure transactions with features like 3D Secure authentication for online purchases.
REWARDSIs there a cap on the reward points I can earn on grocery and fuel spends?
Yes, there is a monthly cap on accelerated reward points for grocery and fuel spends. You can earn a maximum of 1,000 reward points per month on grocery spends (10x) and a maximum of 1,000 reward points per month on fuel spends (5x). Once you reach these caps, further spends in these categories within the same month will not earn the accelerated reward points.
OTHERWho issues the RBL Bank BankBazaar SaveMax Pro Credit Card?
The RBL Bank BankBazaar SaveMax Pro Credit Card is issued by RBL Bank Ltd in association with A&A Dukaan Financial Services Private Limited, which operates under the BankBazaar brand. There is a revenue-sharing arrangement between RBL Bank and BankBazaar for this card. The card is designed to offer rewarding benefits across everyday spending categories like groceries, fuel, dining, and entertainment.
INTERNATIONALCan I use the RBL Bank BankBazaar SaveMax Pro Credit Card for international transactions?
The RBL Bank BankBazaar SaveMax Pro Credit Card operates on the Mastercard network, which is accepted internationally. However, specific forex markup fee details are not publicly listed for this card. It is advisable to contact RBL Bank customer service or refer to the Schedule of Charges for the applicable foreign currency transaction fees before using this card for international purchases or travel abroad.
USAGEHow can I redeem my reward points earned on the SaveMax Pro Credit Card?
Reward points earned on the RBL Bank BankBazaar SaveMax Pro Credit Card can be redeemed through the RBL Bank rewards portal. You can access redemption options via the RBL MyCard Mobile App or through Internet Banking under the 'Redeem Reward Points' section. Points can typically be redeemed for products, vouchers, or statement credit. For detailed redemption options and point value, refer to RBL Bank's rewards terms and conditions.
USAGEHow do I set my RBL Bank BankBazaar SaveMax Pro Credit Card PIN?
You can set your RBL Bank BankBazaar SaveMax Pro Credit Card PIN online through multiple channels. RBL Bank provides the option to set your credit card PIN via the RBL MyCard Mobile App, Internet Banking, or through the 'Set Your Credit Card PIN' option available on the RBL Bank website. This can be done securely at your convenience without needing to visit a branch.
OTHERWhat should I do if my SaveMax Pro Credit Card is lost or used without my authorization?
If your RBL Bank BankBazaar SaveMax Pro Credit Card is lost or used without your authorization, you should immediately report it to RBL Bank. You can do so by contacting RBL Bank's customer service, using the 'Report Loss or Unauthorised Use' option on the RBL Bank website or mobile app, or by calling the helpline. Prompt reporting helps protect you from fraudulent transactions and limits your liability.
CANCELLATIONHow can I cancel or close my RBL Bank BankBazaar SaveMax Pro Credit Card?
To cancel or close your RBL Bank BankBazaar SaveMax Pro Credit Card, you can contact RBL Bank's customer service team through the official helpline or raise a request/complaint via the RBL Bank website under the 'Raise a Query/Request/Complaint' section. Before closing the card, ensure all outstanding dues are cleared and any pending reward points are redeemed, as they may be forfeited upon cancellation.

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