RBL Bank Bankbazaar SaveMax Pro Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Pros

10x reward points on grocery spends
5x reward points on fuel spends
10% cashback on Zomato up to INR 100/month
10% instant discount on BookMyShow up to INR 100/month
Welcome bonus of 5,000 reward points
Milestone rewards up to 4,000 bonus points annually

Cons

Annual fee of INR 1,499 + GST
Monthly cap of 1,000 points on grocery and fuel rewards
Available by invite only
No reward points on utilities, insurance, railways, government services, EMI, education, and more

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points capped at 1,000 per month for groceries and fuel separately

Multiple excluded MCC categories including utilities, insurance, railways, education, government services, cash, quasi-cash, and EMI transactions

W.e.f. October 15, 2024, additional merchant categories excluded from rewards and milestone spend calculations

Card is invite-only

Key Benefits & Features

Welcome bonus of 5000 reward points on first transaction within 30 days of card issuance and on paying first year annual fee.

Notable Exclusions

No reward points on RailwaysNo reward points on UtilitiesNo reward points on Wallet/Service ProvidersNo reward points on Quasi-CashNo reward points on Real Estate/RentalNo reward points on InsuranceNo reward points on EducationNo reward points on Government ServicesNo reward points on Contracted ServicesNo reward points on CashNo reward points on Miscellaneous categoryNo reward points on Bills2Pay transactionsNo reward points on EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests at POS/Web/Mobile App)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

These details are based on information updated on 7 March 2026. Fees and benefits change often - confirm on the issuer's own page before applying.

About RBL Bank Bankbazaar SaveMax Pro Credit Card

The RBL Bank BankBazaar SaveMax Pro Credit Card is a co-branded offering issued by RBL Bank in association with BankBazaar, available exclusively on an invite-only basis via the Mastercard network. Designed for everyday spenders, this card delivers meaningful rewards across groceries, fuel, dining, and entertainment, making it a well-rounded companion for daily lifestyle expenses. An annual membership fee of INR 1,499 plus GST applies. New cardmembers are welcomed with 5,000 bonus reward points upon making their first transaction within 30 days of card issuance and paying the first-year annual fee. On an ongoing basis, cardmembers earn 10x reward points on every INR 100 spent on groceries, 5x reward points on fuel spends, and 2x reward points on all other eligible purchases, subject to monthly caps and category exclusions. For entertainment and dining enthusiasts, the card offers a 10% instant discount on BookMyShow once a month up to INR 100, along with a 10% cashback on Zomato orders up to INR 100 per month. Milestone rewards add further value, with 2,000 bonus reward points on annual spends of INR 2 lakhs and 4,000 bonus reward points on annual spends of INR 4 lakhs, making the SaveMax Pro a rewarding choice for consistent everyday spenders.

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