RBL Bank Bankbazaar SaveMax Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

Rewards
Cashback
Shopping
Best For: Grocery shoppers, Zomato users, MovieGoers using BookMyShow

RBL Bank Bankbazaar SaveMax Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Pros

  • No joining or annual fee
  • 5x reward points on groceries
  • 10% cashback on Zomato and BookMyShow
  • Free credit advisory report every month on BankBazaar.com
  • Available on both Mastercard and Visa networks

Cons

  • Base reward points capped at 1 point per INR 100 spent
  • Grocery reward points capped at 1,000 per month
  • Cashback on Zomato and BookMyShow capped at INR 100 per month each

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points not earned on Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Government Services, EMI conversions

W.e.f. October 15, 2024, no base reward points on Cash, Quasi Cash, Education, Contracted Services, Miscellaneous & Bills2Pay categories

There is a revenue sharing arrangement between RBL Bank and BankBazaar for this card

Key Benefits & Features

Free monthly credit advisory report on BankBazaar.com

10% instant discount on BookMyShow, up to INR 100 every month

5x Reward Points on all grocery spends, up to 1,000 reward points every month

Notable Exclusions

No reward points on RailwaysNo reward points on Fuel & AutoNo reward points on UtilitiesNo reward points on Wallet/Service ProvidersNo reward points on Quasi-CashNo reward points on Real Estate/RentalNo reward points on InsuranceNo reward points on Education (w.e.f. October 15, 2024)No reward points on Government ServicesNo reward points on Contracted Services (w.e.f. October 15, 2024)No reward points on Cash (w.e.f. October 15, 2024)No reward points on Miscellaneous (w.e.f. October 15, 2024)No reward points on Bills2Pay transactionsNo reward points on EMI conversions (Split-N-Pay & EMI conversion requests at POS/Web/Mobile App)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About RBL Bank Bankbazaar SaveMax Credit Card

The RBL Bank BankBazaar SaveMax Credit Card is a co-branded offering issued by RBL Bank in association with BankBazaar (A&A Dukaan Financial Services Private Limited), available on both MasterCard and Visa networks. Designed to make every spend rewarding, the card is built around the everyday needs of its users, ensuring that even routine purchases deliver meaningful value. It comes with no joining or annual fee, making it an accessible option for a wide range of cardholders. The card is particularly well-suited for grocery shoppers, Zomato users, and moviegoers who book through BookMyShow. Cardmembers earn 5x reward points on all grocery spends, capped at 1,000 reward points per month, making daily essentials genuinely rewarding. For all other eligible purchases, cardholders earn 1 reward point for every INR 100 spent. Note that certain categories such as fuel, utilities, insurance, railways, and government services are excluded from reward point accrual. On the lifestyle front, the card offers 10% cashback on Zomato and a 10% instant discount on BookMyShow, each capped at INR 100 per month. Additionally, cardmembers receive a free monthly credit advisory report via BankBazaar.com, helping users stay informed about their credit health. Overall, the SaveMax Credit Card delivers focused rewards across everyday spending categories, making it a smart, no-cost companion for value-conscious consumers.

Expert Review

Our Verdict

Earn 5x points on groceries, 10% cashback on Zomato & BookMyShow with zero annual fee.

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