MyFinCards
RBL Bank Bankbazaar SaveMax Credit Card

Joining Fee

Free

Annual Fee

Rs. 0 + Taxes

RBL Bank
Rewards
Cashback
Shopping
Best For: Grocery shoppers, Zomato users, MovieGoers using BookMyShow

RBL Bank Bankbazaar SaveMax Credit Card

Rewards Structure

Base Reward Rate

1% on spends

Point Value

1 Point = ₹0.25

Pros

  • No joining or annual fee
  • 5x reward points on groceries
  • 10% cashback on Zomato and BookMyShow
  • Free credit advisory report every month on BankBazaar.com
  • Available on both Mastercard and Visa networks

Cons

  • Base reward points capped at 1 point per INR 100 spent
  • Grocery reward points capped at 1,000 per month
  • Cashback on Zomato and BookMyShow capped at INR 100 per month each

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Reward points not earned on Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Government Services, EMI conversions

W.e.f. October 15, 2024, no base reward points on Cash, Quasi Cash, Education, Contracted Services, Miscellaneous & Bills2Pay categories

There is a revenue sharing arrangement between RBL Bank and BankBazaar for this card

Key Benefits & Features

10% instant discount on BookMyShow, up to INR 100 every month

5x Reward Points on all grocery spends, up to 1,000 reward points every month

Free monthly credit advisory report on BankBazaar.com

Notable Exclusions

No reward points on RailwaysNo reward points on Fuel & AutoNo reward points on UtilitiesNo reward points on Wallet/Service ProvidersNo reward points on Quasi-CashNo reward points on Real Estate/RentalNo reward points on InsuranceNo reward points on Education (w.e.f. October 15, 2024)No reward points on Government ServicesNo reward points on Contracted Services (w.e.f. October 15, 2024)No reward points on Cash (w.e.f. October 15, 2024)No reward points on Miscellaneous (w.e.f. October 15, 2024)No reward points on Bills2Pay transactionsNo reward points on EMI conversions (Split-N-Pay & EMI conversion requests at POS/Web/Mobile App)

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About RBL Bank Bankbazaar SaveMax Credit Card

The RBL Bank BankBazaar SaveMax Credit Card is a co-branded offering issued by RBL Bank in association with BankBazaar (A&A Dukaan Financial Services Private Limited), available on both MasterCard and Visa networks. Designed to make every spend rewarding, the card is built around the everyday needs of its users, ensuring that even routine purchases deliver meaningful value. It comes with no joining or annual fee, making it an accessible option for a wide range of cardholders. The card is particularly well-suited for grocery shoppers, Zomato users, and moviegoers who book through BookMyShow. Cardmembers earn 5x reward points on all grocery spends, capped at 1,000 reward points per month, making daily essentials genuinely rewarding. For all other eligible purchases, cardholders earn 1 reward point for every INR 100 spent. Note that certain categories such as fuel, utilities, insurance, railways, and government services are excluded from reward point accrual. On the lifestyle front, the card offers 10% cashback on Zomato and a 10% instant discount on BookMyShow, each capped at INR 100 per month. Additionally, cardmembers receive a free monthly credit advisory report via BankBazaar.com, helping users stay informed about their credit health. Overall, the SaveMax Credit Card delivers focused rewards across everyday spending categories, making it a smart, no-cost companion for value-conscious consumers.

Expert Review

Our Verdict

Earn 5x points on groceries, 10% cashback on Zomato & BookMyShow with zero annual fee.

Frequently Asked QuestionsAbout RBL Bank Bankbazaar SaveMax Credit Card

FEESIs there any joining or annual fee for the RBL Bank BankBazaar SaveMax Credit Card?
No, the RBL Bank BankBazaar SaveMax Credit Card comes completely free. There is no joining fee and no annual fee, making it a zero-cost credit card. This means you can enjoy all the rewards and cashback benefits without worrying about any upfront or recurring membership charges.
REWARDSHow many reward points do I earn on grocery spends with this card?
You earn 5x reward points on all grocery spends using the RBL Bank BankBazaar SaveMax Credit Card. However, the grocery reward points are capped at 1,000 reward points per month. This means regular grocery shopping becomes significantly more rewarding compared to standard spending categories on the card.
REWARDSWhat is the base reward points earning rate on the SaveMax Credit Card?
The base reward points earning rate is 1 reward point for every INR 100 spent on eligible transactions. Note that reward points are not accrued on excluded categories such as Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Government Services, EMI conversions, Cash, Quasi Cash, Education, Contracted Services, and Miscellaneous transactions.
BENEFITSWhat cashback benefits does the SaveMax Credit Card offer on Zomato?
The RBL Bank BankBazaar SaveMax Credit Card offers 10% cashback on Zomato orders every month. The cashback is capped at INR 100 per month. This makes the card a great companion for frequent food delivery orders, allowing you to save on every Zomato purchase up to the monthly limit.
BENEFITSDoes the SaveMax Credit Card offer any discount on BookMyShow?
Yes, the RBL Bank BankBazaar SaveMax Credit Card offers a 10% instant discount on BookMyShow transactions every month. The discount is capped at INR 100 per month. This benefit makes the card ideal for movie lovers and entertainment enthusiasts who regularly book tickets through the BookMyShow platform.
BENEFITSWhat is the free credit advisory benefit available with this card?
Cardholders of the RBL Bank BankBazaar SaveMax Credit Card can access a free credit advisory report every month on BankBazaar.com. This benefit helps you stay informed about your credit health, monitor your credit score, and make better financial decisions. It is a valuable perk that keeps you updated on your creditworthiness at no extra cost.
OTHEROn which card networks is the RBL Bank BankBazaar SaveMax Credit Card available?
The RBL Bank BankBazaar SaveMax Credit Card is available on both the Mastercard and Visa networks. This dual network availability ensures wide acceptance across a large number of merchants, both online and offline, domestically and internationally, giving cardholders greater flexibility and convenience when making purchases.
OTHERWho has issued the RBL Bank BankBazaar SaveMax Credit Card?
The RBL Bank BankBazaar SaveMax Credit Card is issued by RBL Bank Ltd in association with A&A Dukaan Financial Services Private Limited (BankBazaar). There is a revenue sharing arrangement between RBL Bank and BankBazaar for this card. The partnership aims to maximize value for cardholders across their everyday spending needs.
REWARDSWhich spending categories are excluded from earning reward points?
Reward points are not earned on the following categories: Fuel & Auto, Utilities, Insurance, Railways, Real Estate/Rental, Wallet/Service Providers, Government Services, EMI conversions (Split-N-Pay and POS/Web/Mobile App EMI). Additionally, from October 15, 2024, the following are also excluded: Cash, Quasi Cash, Education, Contracted Services, Miscellaneous, and Bills2Pay transactions made via RBL MyCard App, RBL MyBank App, or Internet banking.
REWARDSWhat are the monthly caps on cashback and rewards for this card?
The RBL Bank BankBazaar SaveMax Credit Card has the following monthly caps: Grocery reward points are capped at 1,000 points per month; Zomato cashback is capped at INR 100 per month; BookMyShow instant discount is capped at INR 100 per month. The base reward rate of 1 point per INR 100 spent does not have a specified cap but applies only to eligible categories.
USAGEHow can I redeem the reward points earned on my SaveMax Credit Card?
You can redeem the reward points earned on your RBL Bank BankBazaar SaveMax Credit Card through the RBL Bank website or the RBL MyCard Mobile App. The bank provides a dedicated 'Redeem Reward Points' section for cardholders. For specific redemption options, rates, and eligible categories, it is recommended to log in to your account or contact RBL Bank customer service for detailed information.
APPLICATIONHow can I apply for the RBL Bank BankBazaar SaveMax Credit Card?
You can apply for the RBL Bank BankBazaar SaveMax Credit Card through the RBL Bank official website or via BankBazaar.com. The application process is typically done online. You will need to fill out the application form and submit the required documents. Since the card is issued in association with BankBazaar, you may also apply directly through the BankBazaar platform for a streamlined application experience.
DOCUMENTSWhat documents are typically required to apply for the SaveMax Credit Card?
While specific documentation requirements are not listed on the card page, standard documents typically required for an RBL Bank credit card application include: a valid identity proof (Aadhaar card, PAN card, or passport), address proof, recent passport-sized photographs, and income proof such as salary slips or bank statements. It is advisable to check the RBL Bank website or contact customer support for the exact document list.
INTERNATIONALCan I use the RBL Bank BankBazaar SaveMax Credit Card for international transactions?
The RBL Bank BankBazaar SaveMax Credit Card is available on both Mastercard and Visa networks, which are globally accepted. This means the card can be used for international transactions. However, specific details about forex markup charges are not mentioned on the card page. It is recommended to check the Schedule of Charges or contact RBL Bank customer support for information on foreign currency transaction fees before using the card abroad.
CANCELLATIONHow can I cancel or close my RBL Bank BankBazaar SaveMax Credit Card?
To cancel or close your RBL Bank BankBazaar SaveMax Credit Card, you can contact RBL Bank customer care or raise a request through the RBL Bank website or RBL MyCard Mobile App. You may also visit your nearest RBL Bank branch. Before cancelling, ensure all outstanding dues are cleared and any unused reward points are redeemed, as they may lapse upon card closure.

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