Axis Bank Pride Signature Credit Card

Joining Fee

Free

Annual Fee

Rs. 500 (Reversed on annual spends of Rs. 0.4 Lakhs)

Forex Markup

3.5% + GST

INTERNATIONAL

Add-on Card Fee

Free per supplementary card

Late Payment Charges

Minimum ₹500

Rewards
Lifestyle
Fuel
Best For: Indian defence personnel, Individuals seeking low-cost entry card with lounge and dining benefits, Frequent fuel spenders in India

Axis Bank Pride Signature Credit Card

Rewards Structure

Base Reward Rate

4% on spends

Point Value

1 Point = ₹200

Pros

  • No joining fee and low annual fee of ₹500
  • Annual fee waived on spends of ₹40,000 in preceding year
  • Complimentary domestic lounge access (2 per quarter)
  • 1% fuel surcharge waiver up to ₹400/month
  • Minimum 15% dining discount at partner restaurants
  • Zero lost card liability
  • Personalised patriotic design for defence personnel
  • Free add-on cards with no fee

Cons

  • No EDGE Reward Points earned on fuel transactions
  • Lounge access limited to domestic airports only
  • High finance charge of 3.75% per month (55.55% per annum)
  • Cash withdrawal fee of 2.5% (min ₹500)
  • Reward redemption fee applicable
  • Rent and wallet load transactions excluded from annual fee waiver spend calculation

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Fuel surcharge waiver only valid on transactions between ₹400 and ₹4,000

GST on fuel surcharge is non-refundable

1% fee on cumulative fuel spends above ₹50,000 per statement cycle

1% fee on cumulative wallet loads above ₹10,000 per statement cycle

1% fee on cumulative utility spends above ₹25,000 per statement cycle

1% fee on cumulative online skill-based gaming spends above ₹10,000 per statement cycle

1% rent transaction fee per transaction

1% education payment fee via third-party apps

DCC markup of 1.5% plus taxes on international transactions in Indian currency

Key Benefits & Features

Personalised tri-colour card with dedicated 4th embossing line for Indian defence personnel

Zero lost card liability from the moment loss is reported

EMV certified chip and PIN protected credit card

Wednesday Delight: exciting offers every Wednesday including up to 15% off on flights & hotels via Goibibo/MakeMyTrip, 10% off on Swiggy & Amazon Fresh, 10% off up to ₹1000 on Tira

Free add-on cards for spouse, parents, children and siblings over 18 years of age

Eligibility Criteria

Age Requirement

18+ Years

Occupation

SALARIEDSELF_EMPLOYED

Required Documents

IDENTITY Proof

PAN Card
Driving License
Aadhaar Card
Passport

ADDRESS Proof

Passport
Ration Card
Electricity Bill
Landline Telephone Bill

INCOME Proof

Latest Payslip
Form 16
IT Return Copy

Notable Exclusions

No EDGE Reward Points on fuel transactionsRent transactions (MCC 6513) and wallet load transactions (MCC 6540) not eligible for annual fee waiver spend calculation

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Axis Bank Pride Signature Credit Card

The Axis Bank Pride Signature Credit Card is a tri-colored, personalized credit card designed exclusively for Indian Defence personnel. Available with no joining fee and a nominal annual fee of ₹500 (waived on spends of ₹40,000 in the preceding year), this card celebrates national pride through its distinctive Indian Tricolour design and a dedicated embossing line honoring those who serve the nation. Cardholders enjoy a compelling set of lifestyle and travel benefits, including 2 complimentary visits to select domestic airport lounges per calendar quarter. Dining enthusiasts benefit from a minimum 15% discount at partner restaurants through the Axis Bank Dining Delights program. For frequent fuel spenders, the card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with maximum savings of ₹400 per statement cycle. Beyond these core perks, the card rewards everyday spending with EDGE Reward Points — earning 8 points for every ₹200 spent — redeemable across 500+ options. Additional benefits include Wednesday Delight offers, discounts on flights and hotels via Goibibo and MakeMyTrip, savings on Swiggy and Amazon Fresh, chip-and-PIN security, zero lost card liability, and free add-on cards for eligible family members. It is available to residents of India and Non-Resident Indians aged 18 to 70 years.

Expert Review

Our Verdict

A patriotic card for defence personnel with lounge access, dining discounts, fuel waiver & Edge Reward Points.

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