Joining Fee
Free
Annual Fee
Rs. 250 (Reversed on annual spends of Rs. 0.2 Lakhs)
Forex Markup
3.5% + GST
Add-on Card Fee
Free per supplementary card
Late Payment Charges
| Total amount due | Late fee |
|---|---|
| ₹0 to ₹500 | Nil |
| ₹501 to ₹5,000 | ₹500 |
| ₹5,001 to ₹10,000 | ₹750 |
| Above ₹10,001 | ₹1,200 |
Axis Bank Pride Platinum Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.25
Pros
- Nil joining fee and first year annual fee
- Annual fee waived on ₹20,000 spend in preceding year
- 15% dining discount at partner restaurants
- 1% fuel surcharge waiver up to ₹250 per cycle
- Personalised tricolour card exclusive to defence and government employees
- Free add-on cards with no joining or annual fee
- Zero lost card liability protection
- Wednesday Delight offers on MakeMyTrip, Swiggy and Tira
Cons
- No EDGE REWARD Points earned on fuel transactions
- Finance charges at 3.75% per month (55.55% per annum) are high
- Fuel surcharge waiver only valid on transactions between ₹400 and ₹4,000
- GST charged on fuel surcharge is non-refundable
- Reward redemption fee applicable
- Interest-free period only 18 to 23 days from statement generation date
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
No EDGE REWARD Points on fuel transactions
Rent and wallet load transactions not counted toward annual fee waiver spend
Additional ₹100 charge if Minimum Amount Due not paid for two consecutive cycles
1% fuel transaction fee on cumulative fuel spends above ₹50,000 per statement cycle
1% utility transaction fee on cumulative utility spends above ₹25,000 per statement cycle
1% wallet load fee on cumulative wallet loads above ₹10,000 per statement cycle
DCC markup of 1.5% plus taxes on international transactions in Indian currency
Key Benefits & Features
Personalised card with shades of Indian Tricolour and dedicated 4th embossing line for serving personnel
Wednesday Delight: Up to 15% off on flights & hotels via MakeMyTrip, 10% off on Swiggy, 10% off up to ₹1000 on Tira
Free add-on cards for spouse, parents, children and siblings over 18 years of age
EMV certified chip and PIN protected card for enhanced security
Eligibility Criteria
Age Requirement
18+ Years
Occupation
Required Documents
IDENTITY Proof
ADDRESS Proof
INCOME Proof
IDENTITY Proof
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Axis Bank Pride Platinum Credit Card
The Axis Bank Pride Platinum Credit Card is exclusively designed for Indian Defence Forces personnel and Government of India employees, offering a personalized card featuring the shades of the Indian Tricolour with a dedicated embossing line honoring their service to the nation. With a nominal annual fee of just ₹250, waived entirely upon spending ₹20,000 in the preceding year, this card provides meaningful value at a low cost of ownership. Cardholders enjoy a range of practical benefits tailored to everyday spending. The Dining Delights membership grants up to 15% off at partner restaurants across India, valid once per card per month on a minimum order of ₹2,500. A 1% fuel surcharge waiver applies on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per statement cycle. Every ₹200 spent earns 4 EDGE Reward Points, redeemable across 500+ rewards and offers. Additional features include Wednesday Delights with savings on flights, hotels, Swiggy, and Tira, zero lost card liability for fraud protection, EMV chip and PIN security, free add-on cards for eligible family members, and the flexibility to convert purchases above ₹2,500 into convenient EMIs, making this card a well-rounded, budget-friendly choice for those who have dedicated their lives to serving the nation.
Our Verdict
Tailored for Indian Defence & Govt employees with dining discounts, fuel waiver & EDGE reward points.
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More from Axis Bank
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