Platinum TravelEasy Credit Card

Joining Fee

₹999

Annual Fee

Rs. 999 (Reversed on annual spends of Rs. 1 Lakhs)

Travel
Fuel
Cashback
Best For: Frequent Ola/Uber users, Daily commuters with fuel expenses, Budget-conscious travelers

Platinum TravelEasy Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹400 /monthly

Pros

  • 10% cashback on Ola, Uber and Fuel purchases
  • Fuel surcharge waiver up to INR 100 per month
  • Welcome gift voucher worth INR 1,000
  • Annual fee waiver on spending INR 1,00,000
  • Total annual benefits worth INR 6,800+

Cons

  • Cashback credited as reward points, not direct cash
  • Welcome rewards not given on First Year Free cards
  • Many categories excluded from earning reward points (fuel, insurance, utilities, rent, wallet load, railways, government services, etc.)

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cashback on fuel and Ola/Uber capped at INR 400 per month each

Transactions on Education, Insurance, Utilities, Rent Payments and Wallet Load do not earn reward points

Effective October 15, 2024: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible for rewards

Key Benefits & Features

Easy Cash: Unlimited ATM cash withdrawal up to available cash limit in India up to billing date; processing fee 2.5% (min INR 500)

Notable Exclusions

No reward points on Education transactionsNo reward points on Insurance transactionsNo reward points on Utility transactionsNo reward points on Quasi-Cash transactionsNo reward points on Railways transactionsNo reward points on Rental/Real Estate transactionsNo reward points on Wallet Load transactionsNo reward points on Government Services transactionsNo reward points on Contracted Services transactionsNo reward points on Cash transactionsNo reward points on Miscellaneous transactionsNo reward points on Fuel & Auto transactionsNo reward points on Bills2Pay transactions (Tran Code 71, Tran Code 72)No reward points on EMI transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.

About Platinum TravelEasy Credit Card

The RBL Bank Platinum TravelEasy Credit Card is designed for everyday commuters and travel enthusiasts who want to maximize savings on their regular spending. Positioned as the power of four cards in one, it perfectly complements spending habits by delivering high-value rewards on fuel purchases, Ola, and Uber transactions, making it an ideal companion for daily travel and commuting needs. The card offers a compelling welcome benefit of INR 1,000 in gift vouchers upon payment of the annual fee and spends of INR 2,000 within the first 30 days of issuance. Cardholders enjoy 10% cashback on both fuel purchases and Ola/Uber transactions, capped at INR 400 per month each, along with a fuel surcharge waiver of up to INR 100 per month on eligible transactions. These benefits combine to deliver annual rewards worth INR 6,800 or more, making the card highly rewarding relative to its INR 999 annual fee. Adding further value, the card offers a second-year annual fee reversal on spends of INR 1,00,000 in a year, effectively reducing the cost of card ownership. An exclusive Easy Cash feature also allows unlimited ATM cash withdrawals up to the available cash limit within India, providing cardholders with added financial flexibility whenever needed.

Expert Review

Our Verdict

Travel & fuel cashback card with 10% back on Ola/Uber/fuel and INR 6,800+ annual benefits for INR 999 fee.

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