MyFinCards
Platinum TravelEasy Credit Card

Joining Fee

₹999

Annual Fee

Rs. 999 (Reversed on annual spends of Rs. 1 Lakhs)

RBL Bank
Travel
Fuel
Cashback
Best For: Frequent Ola/Uber users, Daily commuters with fuel expenses, Budget-conscious travelers

Platinum TravelEasy Credit Card

Rewards Structure

Base Reward Rate

% on spends

Point Value

1 Point = ₹0.25

Earning Cap

₹400 /monthly

Pros

  • 10% cashback on Ola, Uber and Fuel purchases
  • Fuel surcharge waiver up to INR 100 per month
  • Welcome gift voucher worth INR 1,000
  • Annual fee waiver on spending INR 1,00,000
  • Total annual benefits worth INR 6,800+

Cons

  • Cashback credited as reward points, not direct cash
  • Welcome rewards not given on First Year Free cards
  • Many categories excluded from earning reward points (fuel, insurance, utilities, rent, wallet load, railways, government services, etc.)

Hidden Catches (Transparency Policy)

To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.

Cashback on fuel and Ola/Uber capped at INR 400 per month each

Transactions on Education, Insurance, Utilities, Rent Payments and Wallet Load do not earn reward points

Effective October 15, 2024: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash are not eligible for rewards

Key Benefits & Features

Easy Cash: Unlimited ATM cash withdrawal up to available cash limit in India up to billing date; processing fee 2.5% (min INR 500)

Notable Exclusions

No reward points on Education transactionsNo reward points on Insurance transactionsNo reward points on Utility transactionsNo reward points on Quasi-Cash transactionsNo reward points on Railways transactionsNo reward points on Rental/Real Estate transactionsNo reward points on Wallet Load transactionsNo reward points on Government Services transactionsNo reward points on Contracted Services transactionsNo reward points on Cash transactionsNo reward points on Miscellaneous transactionsNo reward points on Fuel & Auto transactionsNo reward points on Bills2Pay transactions (Tran Code 71, Tran Code 72)No reward points on EMI transactions

*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.

Official Terms & Conditions

About Platinum TravelEasy Credit Card

The RBL Bank Platinum TravelEasy Credit Card is designed for everyday commuters and travel enthusiasts who want to maximize savings on their regular spending. Positioned as the power of four cards in one, it perfectly complements spending habits by delivering high-value rewards on fuel purchases, Ola, and Uber transactions, making it an ideal companion for daily travel and commuting needs. The card offers a compelling welcome benefit of INR 1,000 in gift vouchers upon payment of the annual fee and spends of INR 2,000 within the first 30 days of issuance. Cardholders enjoy 10% cashback on both fuel purchases and Ola/Uber transactions, capped at INR 400 per month each, along with a fuel surcharge waiver of up to INR 100 per month on eligible transactions. These benefits combine to deliver annual rewards worth INR 6,800 or more, making the card highly rewarding relative to its INR 999 annual fee. Adding further value, the card offers a second-year annual fee reversal on spends of INR 1,00,000 in a year, effectively reducing the cost of card ownership. An exclusive Easy Cash feature also allows unlimited ATM cash withdrawals up to the available cash limit within India, providing cardholders with added financial flexibility whenever needed.

Expert Review

Our Verdict

Travel & fuel cashback card with 10% back on Ola/Uber/fuel and INR 6,800+ annual benefits for INR 999 fee.

Frequently Asked QuestionsAbout Platinum TravelEasy Credit Card

FEESWhat is the joining fee and annual fee for the Platinum TravelEasy Credit Card?
The Platinum TravelEasy Credit Card has a joining fee of ₹999 and an annual fee of ₹999 (plus applicable GST). However, you can get the second year annual fee of ₹999 waived if you spend ₹1,00,000 or more in a year. This makes the card effectively free from the second year onwards if you meet the spending milestone.
BENEFITSWhat welcome benefit do I get with the Platinum TravelEasy Credit Card?
On payment of the joining fee and spending ₹2,000 within 30 days of card issuance, you receive a Gift Voucher worth ₹1,000 as a welcome benefit. Please note that welcome rewards will not be given to First Year Free (FYF) cardholders. This welcome gift is a one-time benefit credited upon meeting the initial spend condition.
REWARDSHow does the 10% cashback on Ola, Uber, and fuel purchases work?
The Platinum TravelEasy Credit Card offers 10% cashback on Ola, Uber, and fuel purchases. The cashback is capped at ₹400 per month for Ola/Uber transactions and ₹400 per month for fuel purchases, totalling up to ₹800 per month. Over a year, this can add up to ₹4,800 in cashback benefits. Note that cashback is credited in the form of reward points, not direct cash.
REWARDSIs the cashback credited as direct cash or reward points?
The cashback earned on the Platinum TravelEasy Credit Card is not credited as direct cash to your account. Instead, it is credited in the form of reward points. You can redeem these reward points by visiting www.rblrewards.com. This is an important distinction to keep in mind when evaluating the card's cashback benefits.
BENEFITSWhat is the fuel surcharge waiver benefit on this card?
The Platinum TravelEasy Credit Card offers a fuel surcharge waiver of up to ₹100 per month. The waiver is applicable on fuel transactions with a minimum transaction value of ₹500 and a maximum of ₹4,000. This benefit helps you save on the surcharge typically charged on fuel purchases made using credit cards at petrol stations.
FEESHow can I get the annual fee waived from the second year onwards?
To get the second year annual fee of ₹999 reversed, you need to spend ₹1,00,000 (₹1 lakh) in a year on your Platinum TravelEasy Credit Card. Please note that transactions made on Education, Insurance, Utilities, Rent Payments, and Wallet Load categories will not count towards this spend threshold for fee waiver purposes. Ensure your eligible spends meet this target to avail the waiver.
REWARDSWhat categories are excluded from earning reward points?
Several transaction categories are not eligible for earning reward points on the Platinum TravelEasy Credit Card. These include Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2Pay, EMI, Insurance, Utilities, Rent Payments, Wallet Load, and Cash transactions. This exclusion list was updated effective October 15, 2024. Always check the latest MITC for a complete list of excluded MCCs.
BENEFITSWhat are the total annual benefits I can expect from the Platinum TravelEasy Credit Card?
The total annual benefits from the Platinum TravelEasy Credit Card can exceed ₹6,800. This includes a ₹1,000 welcome gift voucher, ₹1,000 from the annual fee waiver (on spending ₹1,00,000), and up to ₹4,800 from 10% cashback on Ola, Uber, and fuel purchases (₹400/month each). Against an annual fee of ₹999, this card offers significant savings for regular commuters and fuel users.
USAGEWhat is the Easy Cash feature on this card?
The Platinum TravelEasy Credit Card comes with an Easy Cash feature that allows unlimited cash withdrawals from all ATMs across India up to your available cash limit and up to your billing date. A processing fee of 2.5% is applicable on each withdrawal, with a minimum fee of ₹500. For complete details, refer to the Most Important Terms and Conditions (MITC) of the card.
USAGEHow do I redeem the reward points earned on the Platinum TravelEasy Credit Card?
You can redeem the reward points earned on your Platinum TravelEasy Credit Card by visiting the official RBL rewards portal at www.rblrewards.com. The portal offers various redemption options for your accumulated points. You can also manage your card settings and reward points through the RBL MyCard Mobile App or through your online card account on the RBL Bank website.
INTERNATIONALIs the Platinum TravelEasy Credit Card suitable for international travel?
The Platinum TravelEasy Credit Card is a VISA network card, which is widely accepted internationally. However, the card's primary benefits — such as cashback on Ola, Uber, fuel, and the fuel surcharge waiver — are focused on domestic usage. The card data does not specify a forex markup waiver, so international transactions may attract standard foreign currency markup charges. It is advisable to check the Schedule of Charges for applicable forex markup fees before using the card abroad.
APPLICATIONHow do I apply for the Platinum TravelEasy Credit Card?
You can apply for the Platinum TravelEasy Credit Card through the RBL Bank official website by visiting the credit card section and clicking on the 'Apply Now' option. You may also apply by visiting the nearest RBL Bank branch or by contacting the bank's customer service. Basic documentation such as identity proof, address proof, income proof, and PAN card will typically be required as part of the application process.
DOCUMENTSWhat documents are required to apply for the Platinum TravelEasy Credit Card?
While the page does not specify an exhaustive list, standard documents required for an RBL Bank credit card application typically include: a duly filled application form, PAN card, recent passport-size photographs, identity proof (Aadhaar, Passport, Voter ID, etc.), address proof, and income proof such as the latest salary slips or bank statements. Self-employed applicants may need to provide IT returns or business financials. Please check with RBL Bank for the exact documentation requirements.
OTHERHow can I report loss or unauthorized use of my Platinum TravelEasy Credit Card?
In case of loss or unauthorized use of your Platinum TravelEasy Credit Card, you should immediately report it to RBL Bank. You can do so by contacting the RBL Bank customer care helpline, using the 'Report Loss or Unauthorised Use of Credit Card' option on the RBL Bank website, or via the RBL MyCard Mobile App. You can also block your card instantly through the card settings feature available on the RBL Bank app or website.
CANCELLATIONCan I cancel or close my Platinum TravelEasy Credit Card, and what should I know before doing so?
You can request cancellation of your Platinum TravelEasy Credit Card by contacting RBL Bank's customer care or visiting your nearest branch. Before cancelling, ensure all outstanding dues are cleared and any unused reward points are redeemed, as they may lapse upon closure. If you are looking to avoid the annual fee, consider spending ₹1,00,000 in a year to get the fee waived instead of cancelling the card.

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