
Joining Fee
₹999
Annual Fee
Rs. 999 + Taxes
Platinum Prime Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.25
Pros
- Welcome benefit of 4,000 Reward Points worth up to INR 1,000
- Free monthly movie ticket on BookMyShow
- 5% effective discount on Wednesday dining spends
- Fuel surcharge waiver up to INR 100/month
- 10X rewards on dining on Wednesdays
- Total annual benefit value of INR 6,300+
Cons
- Annual fee of INR 999 plus service tax
- Reward redemption fee of INR 99 + GST per redemption day
- No welcome rewards for First Year Free cards
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Dining 10X rewards capped at 1,000 points per month
Movie ticket offer only valid on Wednesdays
No reward points on Education, Insurance, Utilities, Rent Payments, Wallet Load (effective Nov 13, 2023)
No reward points on Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash (effective Oct 15, 2024)
Reward point value varies from INR 0.11 to INR 0.25 depending on redemption category
Key Benefits & Features
Easy Cash: Unlimited ATM cash withdrawal up to available cash limit in India up to billing date; processing fee 2.5% (min INR 500)
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum Prime Credit Card
The RBL Bank Platinum Prime Credit Card is designed for those who want the power of four cards in one, delivering rewards and savings across shopping, dining, and entertainment. Cardmembers receive 4,000 welcome Reward Points upon payment of the annual fee and spending INR 2,000 within the first 30 days of card issuance, providing an immediate head start on benefits worth up to INR 800. Everyday spends earn 2 Reward Points for every INR 100 spent, while dining enthusiasts enjoy 10X Reward Points on Wednesday dining transactions, effectively offering a 5% discount on restaurant spends up to 1,000 points per month. Movie lovers benefit from a complimentary 1+1 free movie ticket (up to INR 200) on BookMyShow every Wednesday, translating to annual savings of approximately INR 2,400. Fuel users also gain from a monthly surcharge waiver of up to INR 100 on transactions between INR 500 and INR 4,000. Additional features include flexible EMI options for purchases across electronics, furniture, groceries, and more, along with unlimited ATM cash withdrawals up to the available cash limit. With total estimated annual benefits exceeding INR 6,300, this card is ideal for movie lovers, frequent diners, and shoppers seeking meaningful rewards on their everyday lifestyle spending. The joining and annual fee is INR 999.
Our Verdict
Lifestyle card with movie, dining & fuel perks plus 4,000 welcome reward points on annual fee payment.
Related Rewards Cards
Explore other premium credit cards that offer similar benefits and rewards.

811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

ACE Credit Card
Detailed benefits inside

ANQ Phi Credit Card
Detailed benefits inside
More from RBL Bank
Discover the full range of credit cards offered by RBL Bank to find the perfect fit for your finances.

Apex Credit Card
Welcome vouchers worth over INR 1,700 on first transaction within 30 days and paying membership fee in first billing cycle

Aspire Banking Credit Card
Detailed benefits inside

Binge Credit Card
Easy Cash: Unlimited ATM cash withdrawal up to available cash limit till billing date. Processing fee 2.5% (min INR 500).
12 Reward Points per INR 100 on all online spends (max 800 Reward Points per month), excluding online purchases as specified.