Joining Fee
₹2,000
Annual Fee
Rs. 2000 + Taxes
Platinum Maxima Credit Card
Rewards Structure
Base Reward Rate
2% on spends
Point Value
1 Point = ₹0.25
Earning Cap
₹1,000 /monthly
Pros
- 8,000 welcome bonus reward points
- 10x reward points on Dining, Grocery, Entertainment and International purchases
- Free movie ticket every month at BookMyShow
- Complimentary airport lounge access in India
- Milestone bonus points up to 20,000 points annually
Cons
- Lounge access requires INR 35,000 spend in previous quarter
- Reward points on accelerated categories capped at 1,000 per month
- Reward redemption fee of INR 99 + GST per redemption day
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
Welcome benefit requires card usage within 30 days and payment of annual fee by due date
Reward points credited within 45 days from purchase settlement date
Accelerated reward points capped at 1,000 per month
Lounge access only if INR 35,000 spent in previous calendar quarter
Key Benefits & Features
Detailed benefits inside
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum Maxima Credit Card
The RBL Bank Platinum Maxima Credit Card is a lifestyle-focused card designed to deliver maximum value across everyday spending categories including dining, groceries, entertainment, and travel. Available at an annual membership fee of INR 2,000, the card is built for individuals who want rewarding experiences from their routine purchases. New cardmembers receive 8,000 bonus reward points as a welcome benefit, credited after using the card within 30 days of issuance and paying the annual fee on time. On the rewards front, cardholders earn 10 reward points for every INR 100 spent on dining, grocery, entertainment, and international purchases, and 2 reward points per INR 100 on all other eligible purchases. Milestone spenders can unlock an additional 10,000 bonus reward points upon reaching INR 2.5 lakhs in annual spending, and a further 10,000 points upon crossing INR 4 lakhs. Beyond rewards, the card offers a complimentary movie ticket at BookMyShow every month on the purchase of two or more tickets. Cardholders who spend INR 35,000 or more in a calendar quarter also enjoy one complimentary domestic airport lounge access per quarter. Together, these features make the Platinum Maxima Credit Card a well-rounded choice for lifestyle enthusiasts seeking consistent value across entertainment, travel, and daily spending.
Our Verdict
Lifestyle card with 5x rewards on dining, grocery & entertainment plus free movie tickets & lounge access.
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