
Joining Fee
₹1,999
Annual Fee
Rs. 1999 (Reversed on annual spends of Rs. 3.5 Lakhs)
Platinum LifeEasy Credit Card
Rewards Structure
Base Reward Rate
% on spends
Point Value
1 Point = ₹0.25
Pros
- High cashback on fuel and ride-hailing (Ola/Uber) at 10%
- 5% cashback on grocery spends
- Complimentary domestic lounge access (4 per year)
- Fuel surcharge waiver up to INR 150/month
- Annual fee waiver on INR 3,50,000 annual spend
- Welcome gift vouchers worth INR 2,000
- Monthly BookMyShow 1+1 movie offer
Cons
- Cashback capped at INR 200/month per category
- Lounge access requires INR 35,000 spend in preceding quarter
- Cashback credited as reward points, not direct cash
Hidden Catches (Transparency Policy)
To build trust with our users, we highlight the fine print that issuers often tuck away in policy documents.
No welcome rewards for First Year Free cards
Cashback credited as reward points redeemable on rblrewards.com
Transactions on Education, Insurance, Utilities, Rent Payments and Wallet Load do not earn reward points
Effective October 15, 2024: Fuel & Auto, Quasi-Cash, Railways, Real Estate, Service Providers, Government Services, Contracted Services, Bills2pay, EMI, Miscellaneous & Cash transactions are not eligible for rewards
Key Benefits & Features
Easy Cash: Unlimited ATM cash withdrawals in India up to billing date; processing fee 2.5% (min INR 500)
Notable Exclusions
*Exclusions may apply to EMI transactions, fuel, and wallet reloads based on current bank policy.
These details are based on information updated on . Fees and benefits change often - confirm on the issuer's own page before applying.
About Platinum LifeEasy Credit Card
The RBL Bank Platinum LifeEasy Credit Card is designed to function like four cards in one, offering high savings across everyday spending categories including grocery, fuel, Ola/Uber rides, and travel. With a joining and annual fee of INR 1,999, the card delivers total annual benefits worth INR 20,000 and more, making it a strong value proposition for everyday spenders. Cardholders earn 10% cashback on fuel purchases and Ola/Uber transactions, and 5% cashback on grocery spends, each capped at INR 200 per month. A fuel surcharge waiver of up to INR 150 per month adds further savings at the pump. The card also rewards consistent spenders with gift vouchers worth INR 1,000 upon crossing annual spends of INR 2,50,000, and offers a full second-year fee reversal on spends of INR 3,50,000 in the first year. A BookMyShow 1+1 movie ticket offer once a month adds entertainment value as well. For travelers, the card provides one complimentary domestic airport lounge visit per quarter, unlocked by spending INR 35,000 in the preceding calendar quarter. Welcome benefits include gift vouchers worth INR 2,000 on payment of the joining fee and INR 2,000 in spends within 30 days of card issuance. The Easy Cash feature allows unlimited ATM withdrawals up to the available cash limit from any ATM in India.
Our Verdict
Earn 10% cashback on fuel & Ola/Uber, 5% on groceries, with lounge access & milestone vouchers.
Related Cashback Cards
Explore other premium credit cards that offer similar benefits and rewards.

811 Dream Different Credit Card
Interest-free cash withdrawal up to 48 days; cash withdrawal up to 90% of total credit limit; Rs. 100 processing fee per ATM withdrawal
Credit limit up to 90% of fixed deposit amount; credit limit known upfront at time of application

ANQ Phi Credit Card
Detailed benefits inside

AXIS BANK PRIVILEGE Credit Card
12,500 EDGE REWARD Points redeemable against vouchers worth ₹2,500 upon levy of joining fees*
Get additional 10,000 EDGE REWARD Points on spends of ₹2.5 lakhs
More from RBL Bank
Discover the full range of credit cards offered by RBL Bank to find the perfect fit for your finances.

Apex Credit Card
Welcome vouchers worth over INR 1,700 on first transaction within 30 days and paying membership fee in first billing cycle

Aspire Banking Credit Card
Detailed benefits inside

Binge Credit Card
Easy Cash: Unlimited ATM cash withdrawal up to available cash limit till billing date. Processing fee 2.5% (min INR 500).
12 Reward Points per INR 100 on all online spends (max 800 Reward Points per month), excluding online purchases as specified.