Platinum Classic Credit Card

The RBL Bank Platinum Classic Credit Card is an entry-level Visa credit card designed to complement everyday spending habits across categories like grocery, electronics, fashion, and automobile purchases. With an annual fee of INR 499, the card delivers tangible value from day one, offering 2,000 welcome Reward Points upon payment of the annual fee and spends of INR 2,000 within the first 30 days of card issuance. Cardholders earn 1 Reward Point for every INR 100 spent on eligible transactions, making it a straightforward and rewarding companion for regular spends. One of the card's standout features is its fuel surcharge waiver of up to INR 100 per month, applicable on fuel transactions between INR 500 and INR 4,000, helping drivers save meaningfully at the pump every month. Additionally, cardholders can convert purchases into easy EMIs and enjoy unlimited cash withdrawals from ATMs across India up to their billing date. The card also rewards consistent usage through a spend-based annual fee waiver — spend INR 50,000 in a year and get the next year's annual fee of INR 499 reversed. With estimated total annual benefits of over INR 2,459, the Platinum Classic Credit Card offers solid everyday value for those beginning their credit journey.