Platinum Choice Credit Card

The RBL Bank Platinum Choice Credit Card is a versatile rewards card designed to add value across all your everyday spending categories, from groceries and electronics to fashion and fuel. Marketed as the power of four cards in one, it is built for online shoppers, movie enthusiasts, and budget-conscious users who want meaningful rewards without a heavy annual fee commitment. Cardmembers receive a welcome bonus of 2,000 Reward Points upon payment of the annual fee and spending INR 2,000 within the first 30 days. Everyday purchases earn 1 Reward Point per INR 100 spent, while online spends are rewarded at 2X points, making it especially attractive for digital shoppers. Movie lovers benefit from a 10% discount on BookMyShow, up to INR 100 every month. Fuel spenders enjoy a surcharge waiver of up to INR 100 per month on eligible transactions. The card carries a joining and annual fee of INR 499, both of which can be offset through its spend-based waiver — cardmembers who spend INR 50,000 in a year receive the second-year annual fee reversed. With total estimated annual benefits of over INR 3,599, the Platinum Choice Credit Card delivers strong everyday value for cost-conscious cardholders looking to maximize returns on their regular spending.